Giraffy review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Giraffy is a comparison site aimed at expats, pulling quotes across auto, home, life, health, travel, pet, critical illness and income protection. Life cover premiums start at £7.50 a month with monthly payments available, so it suits people who want one quote flow across several product types rather than one insurer.

Key facts

Best for
Expats comparing several personal insurance lines on price in one place.
Premium from
£7.50 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Life, Health, Travel, Pet, Critical-illness, Income-protection (Source, checked September 26, 2026)
Provider type
Comparison site (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
£65 (Source, checked September 26, 2026)
Cover limit
£100k-£1m+ (Source, checked September 26, 2026)
Age range
18+ (Source, checked September 26, 2026)
Legal entity
Giraffy Labs Ltd (Source, checked September 26, 2026)
Founded
2023 (Source, checked September 26, 2026)
Support channels
Email, Chat (Source, checked September 26, 2026)
Audience
Expats
Pricing model
Monthly
Official website
giraffy.com

Pros and cons

Pros

  • The insurance types run to auto, home and life, so car, home and protection lines can be compared in one pass.
  • Monthly payments are available, and monthly is the payment model listed: monthly.
  • Life cover sums assured reach £100k-£1m+, so the payout level can be scaled up.

Cons

  • Support runs on email and chat only, with no phone line in the listed channels.
  • Giraffy is a comparison site, not an insurer, so the policy belongs to the provider behind the quote: comparison site.
  • Pet claims meet an excess from £65, so small veterinary bills can be left short.
Giraffy

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Scored 8.7 / 10 by AssureCue.

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Who it suits

  • Expats who want car, home, life, health, travel, pet, critical illness and income protection compared in one place.
  • Monthly payers who want the payment model kept simple: monthly is the one listed.
  • Adults only, since the age range is 18+, who want life sums assured of £100k-£1m+.

Who should look elsewhere

  • Motorbike and renters cover seekers, who would find both in Good Sam Insurance Agency: auto, home and renters.
  • Readers shopping outside the UK, for whom EuroAsia Insurance starts at UZS 60,000.
  • Anyone whose only criterion is a free start, for whom bunq lists €0.

Who runs it

Giraffy Labs Ltd is the company behind the site, founded in 2023 and set up to compare policies rather than to underwrite them. Customers are served through email and chat, with no phone number in those channels. The terms name the same entity, so the contract sits with the company running the comparison flow.

How Giraffy compares

Where Giraffy is available

Available
Australia, Austria, Bahrain, Belgium, Bulgaria, Canada, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Ireland, Italy, Japan, Kuwait, Latvia, Lithuania, Luxembourg, Malaysia, Netherlands, New Zealand, Norway, Oman, Philippines, Poland, Portugal, Qatar, Romania, Saudi Arabia, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, Taiwan, Thailand, United Arab Emirates, United Kingdom, United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does cover cost on Giraffy?+

Life cover premiums start at £7.50 a month, and monthly payments are available, so the first payment is small. That sits under the site median of €8.37, though pet cover carries an excess from £65 and the real price depends on the provider behind the quote.

Can I pay monthly rather than in one go?+

Monthly payments are available on the life cover shown, and monthly is the payment model listed, so no annual-only option appears in the details given. Shoppers who prefer to spread the cost across the year will find the monthly structure the only one described.

What kinds of insurance can I compare on one site?+

The insurance types listed run to auto, home and life, so car, home, life, health, travel, pet, critical illness and income protection can be quoted from one place. That suits people who want several personal lines compared together, and the site is built to compare rather than to underwrite.

How much life cover can I choose?+

Sums assured are offered at £100k-£1m+, so the amount of life cover can be scaled well past a modest payout. The figure is a range rather than a single number, and what a quote returns depends on the provider Giraffy places the application with.

What is the excess on pet cover?+

The pet excess starts at £65. In practice that means a claim has to clear that amount before the cover pays, so shoppers with minor veterinary bills may see little return and should compare the excess alongside the premium.

How do I reach Giraffy if a quote goes wrong?+

Support runs through email and chat, so questions go by email or live chat. There is no phone line listed, which matters for anyone who prefers to talk an application through with a person.

Who operates the site, and is it an insurer?+

Giraffy is a comparison site, not an underwriter, and it is run by Giraffy Labs Ltd, founded in 2023. The policy offered comes from the provider shown at the quote stage rather than from the site.

Is Giraffy for expats only, and who can apply?+

The audience listed is expats, so the site is built around people who have moved to the UK, and quotes are for adults under the age range 18+. Households wanting a single place to compare cover will find the product mix and monthly payments convenient.

Sources

  • giraffy.com/about checked September 26, 2026

    Backs: Founded

    “We launched in the GCC in 2023 and now cover Europe, Asia Pacific, North America and Africa”

  • giraffy.com/llms-full.txt checked September 26, 2026

    Backs: Audience, Provider type

    “Expats - `vpn` - VPN services for expats”

  • giraffy.com/pricing checked September 26, 2026

    Backs: Support channels

    “Priority chat support; Questions? hello@giraffy.com”

  • giraffy.com/terms checked September 26, 2026

    Backs: Age range, Legal entity

    “The Services are intended for users who are at least 18 years old”

  • giraffy.com/uk/en/insurance/life-insurance checked September 26, 2026

    Backs: Cover limit, Pricing model, Monthly payments, Premium from

    “Cover Amount £100k-£1m+”

  • giraffy.com/uk/en/insurance/pet-insurance checked September 26, 2026

    Backs: Excess from, Insurance types

    “helpucover Pet: Excess £65 excess”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Giraffy

Giraffy

Expats comparing several personal insurance lines on price in one place.

8.7/10See alternatives

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