Updated September 29, 2026 · AssureCue Editorial Team
Coverbaloo Home Emergency vs Home Emergency Assist
What sets them apart
| Compare | Coverbaloo Home Emergency ReviewSee alternativesSee alternatives |  Home Emergency Assist |
|---|---|---|
| Premium from | £6.50 | £2.36Lower |
| Insurance types | Home, Home emergency, Travel | Home emergency, Gadget |
| Excess from | £0 to £45 | £0 |
| Cover limit | £1,000 or £3,000 per year | Up to £3,000 |
| Claims channels | Email, Phone | Phone, Online |
| Age range | Not confirmed | Boilers up to 15 years, appliances under 10 |
Same on both: Provider type (Broker), Monthly payments (Yes).
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Key differences
- Premium from is lower at Home Emergency Assist: £2.36 vs £6.50.
- Insurance types: only Coverbaloo Home Emergency offers Home, Travel.
- Insurance types: only Home Emergency Assist offers Gadget.
- Claims channels: only Coverbaloo Home Emergency offers Email.
- Claims channels: only Home Emergency Assist offers Online.
- Support channels: only Coverbaloo Home Emergency offers Help centre.
- Support channels: only Home Emergency Assist offers Chat.
Our verdict on each
Coverbaloo Home Emergency
Coverbaloo Home Emergency suits renters and owners seeking monthly home emergency protection with phone claims support, with premium starting at £6.50 alongside cover up to £1,000 or £3,000 per year per year. Monthly payments are available, while excess terms vary by plan within £0 to £45, so check plan details before purchase.
Home Emergency Assist
Home Emergency Assist suits people comparing low entry home emergency help alongside gadget cover with billing on monthly through a broker setup. Premium of £2.36 pairs with cover of Up to £3,000 with excess of £0 while claims run through phone and online and support through email, chat and phone.
Score breakdown
| Area | Coverbaloo Home Emergency | Home Emergency Assist |
|---|---|---|
| Cost | 9.2Premium starts at £6.50 with monthly payments spreading cost across the year | 9.4HigherEntry pricing shown by premium of £2.36 alongside excess of £0. |
| Offer | 8.9HigherCovers home emergency risks within home, home emergency and travel with yearly limits of £1,000 or £3,000 per year and claims via email and phone | 8.8Focused scope spanning home emergency and gadget with monthly structure on monthly. |
| Trust | 8.8Acts as broker in GB under Financial Conduct Authority licence 517325 | 8.8Broker arrangement shown as broker with licence 584710. |
Feature by feature
| Insurance types | Coverbaloo Home Emergency | Home Emergency Assist |
|---|---|---|
| Home | Yes | No |
| Travel | Yes | No |
| Gadget | No | Yes |
| Home emergency | Yes | Yes |
Availability and regulation
| Country | Coverbaloo Home Emergency | Home Emergency Assist |
|---|---|---|
| United Kingdom | Financial Conduct Authority 517325 | Financial Conduct Authority 584710 |
Available in 1 country for both.
Where they rank in our lists
| Ranking | Coverbaloo Home Emergency | Home Emergency Assist |
|---|---|---|
| Home emergency cover | 5 of 11 | 6 of 11 |
A third option
Scottish Friendly has premium from at £0.23, against £6.50 for Coverbaloo Home Emergency and £2.36 for Home Emergency Assist.
Scottish Friendly reviewEvery fact side by side
| Fact | Coverbaloo Home Emergency | Home Emergency Assist |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | coverbaloo Ltd | Home Emergency Assist Limited |
| Headquarters | United Kingdom | United Kingdom |
| Support channels | Email, Help centre, Phone | Email, Chat, Phone |
Where each stands against the rest
| Fact | Coverbaloo Home Emergency | Home Emergency Assist | Median |
|---|---|---|---|
| Premium from | £6.50below the median | £2.36lowest quarter | £7.95 |
| Excess from | £0 to £45below the median | £0below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
Coverbaloo Home Emergency
Pros
- Premiums start at £6.50 with monthly billing and Monthly payments available
- Yearly cover of £1,000 or £3,000 per year for approved home emergencies
- Claims via email and phone with support through email, help centre and phone
Cons
- Excess varies within £0 to £45, so some plans add upfront cost at claim
- Cover focus stays within home, home emergency and travel, which limits relevance beyond home related needs
Home Emergency Assist
Pros
- Premium of £2.36 keeps entry cost modest for home emergency comparison.
- Cover of Up to £3,000 with excess of £0 leaves free excess on valid call outs.
- Claims through phone and online and support through email, chat and phone keep phone contact open.
Cons
- Age rules of Boilers up to 15 years, appliances under 10 limit eligibility where kit is older.
- Operates as broker so cover is arranged rather than carried directly.
Who each suits
Coverbaloo Home Emergency
Who it suits
- Occupants seeking monthly home emergency cover with phone claims via email and phone, rather than Hiscox where premium starts at $29.16
- Households comparing low entry premium at £6.50 against andsafe at €3.63 for emergency protection
Who should look elsewhere
- Travellers seeking broad travel cover rather than home emergency focus within home, home emergency and travel, where die Bayerische may fit with premium from €2.09
Home Emergency Assist
Who it suits
- Renters and owners seeking low entry call out help for sudden faults.
- Households that also want gadget cover beside home emergency.
Who should look elsewhere
- Shoppers wanting Hiscox pricing at premium of $29.16 rather than this entry point.
- Shoppers wanting Allianz Malaysia breadth across auto, motorcycle and home rather than a narrow home emergency focus.
Country by country
| Country | Coverbaloo Home Emergency | Home Emergency Assist |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Coverbaloo Home Emergency
How much does Coverbaloo Home Emergency cost?+
Premium starts at £6.50 for home emergency cover. Plans use monthly billing, and Monthly payments are available to spread cost through the year. Final pricing depends on the selected cover limit and excess, so review the quote summary before purchase.
What cover limit applies?+
Cover limits are £1,000 or £3,000 per year per year depending on the chosen plan. The limit caps the amount payable for approved emergency repairs during the policy year. Check what counts as an emergency, plus any per claim restrictions, in the policy wording before purchase.
Home Emergency Assist
What does entry cover cost?+
Premium of £2.36 is the listed entry point for home emergency shoppers. Monthly payments are noted as yes, and billing follows monthly, which helps spread cost across the year rather than in a single payment.
How much can be claimed per emergency?+
Cover of Up to £3,000 applies to home emergency events, with excess of £0 on valid claims. That structure means eligible call out, parts and labour fall within the stated limit, subject to policy terms and exclusions.