Updated September 29, 2026 · AssureCue Editorial Team
Domestic Appliance Guard vs Home Emergency Assist
Domestic Appliance Guard vs Home Emergency Assist: the differences
| Compare |  Domestic Appliance Guard |  Home Emergency Assist |
|---|---|---|
| Premium from | £2.75 | £2.36Lower |
| Insurance types | Home emergency, Home warranty, Landlord | Home emergency, Gadget |
| Provider type | Insurer | Broker |
| Excess from | £150 | £0Lower |
| Cover limit | GBP 1000 per claim | Up to £3,000 |
| Age range | Not confirmed | Boilers up to 15 years, appliances under 10 |
Same on both: Monthly payments (Yes), Claims channels (Online, Phone).
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Key differences
- Domestic Appliance Guard scores higher overall: 9.2 vs 9.0.
- Premium from is lower at Home Emergency Assist: £2.36 vs £2.75.
- Excess from is lower at Home Emergency Assist: £0 vs £150.
- Insurance types: only Domestic Appliance Guard offers Home warranty, Landlord.
- Insurance types: only Home Emergency Assist offers Gadget.
Our verdict on each
Domestic Appliance Guard
Domestic Appliance Guard suits households and landlords seeking focused home emergency, home warranty and landlord protection with clear claim caps. Premiums are listed as £2.75 alongside cover at GBP 1000 per claim, while monthly payments help you spread the cost across the year.
Home Emergency Assist
Home Emergency Assist suits people comparing low entry home emergency help alongside gadget cover with billing on monthly through a broker setup. Premium of £2.36 pairs with cover of Up to £3,000 with excess of £0 while claims run through phone and online and support through email, chat and phone.
Score breakdown
| Area | Domestic Appliance Guard | Home Emergency Assist |
|---|---|---|
| Cost | 9.0Premiums are listed as £2.75 with monthly payments offered. | 9.4HigherEntry pricing shown by premium of £2.36 alongside excess of £0. |
| Offer | 8.9HigherRange covers home emergency, home warranty and landlord with cover at GBP 1000 per claim. | 8.8Focused scope spanning home emergency and gadget with monthly structure on monthly. |
| Trust | 9.6HigherSupport is available through chat, email and phone for account queries. | 8.8Broker arrangement shown as broker with licence 584710. |
What each covers
| Insurance types | Domestic Appliance Guard | Home Emergency Assist |
|---|---|---|
| Landlord | Yes | No |
| Gadget | No | Yes |
| Home emergency | Yes | Yes |
| Home warranty | Yes | No |
Availability and regulation
| Country | Domestic Appliance Guard | Home Emergency Assist |
|---|---|---|
| United Kingdom | Not confirmed | Financial Conduct Authority 584710 |
Available in 1 country for both.
Where these facts come from
Domestic Appliance Guard
- domesticapplianceguard.com: 11 facts, checked September 29, 2026
Home Emergency Assist
- homeemergencyassist.com: 12 facts, checked September 29, 2026
How they place
| Ranking | Domestic Appliance Guard | Home Emergency Assist |
|---|---|---|
| Home emergency cover | 3 of 11 | 6 of 11 |
Every fact side by side
| Fact | Domestic Appliance Guard | Home Emergency Assist |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Domestic Appliance Guard Ltd | Home Emergency Assist Limited |
| Headquarters | United Kingdom | United Kingdom |
| Support channels | Chat, Email, Phone | Email, Chat, Phone |
Where each stands against the rest
| Fact | Domestic Appliance Guard | Home Emergency Assist | Median |
|---|---|---|---|
| Premium from | £2.75lowest quarter | £2.36lowest quarter | £7.95 |
| Excess from | £150highest quarter | £0below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
Domestic Appliance Guard
Pros
- Covers home emergency, home warranty and landlord, giving focused protection for emergencies and appliances.
- Premiums are listed as £2.75, which is easy to compare against Hiscox.
- Monthly payments are offered, helping you spread the cost through the year.
Cons
- Excess applies from £150, which adds upfront cost at claim time for you.
- Cover sits at GBP 1000 per claim, which may limit larger appliance repairs for you.
- Cover focuses on home emergency, home warranty and landlord, so broader home cover needs another provider.
Home Emergency Assist
Pros
- Premium of £2.36 keeps entry cost modest for home emergency comparison.
- Cover of Up to £3,000 with excess of £0 leaves free excess on valid call outs.
- Claims through phone and online and support through email, chat and phone keep phone contact open.
Cons
- Age rules of Boilers up to 15 years, appliances under 10 limit eligibility where kit is older.
- Operates as broker so cover is arranged rather than carried directly.
Who each suits
Domestic Appliance Guard
Who it suits
- Households wanting appliance focused cover through home emergency, home warranty and landlord rather than broad home cover.
- Landlords wanting rented property support where cover sits at GBP 1000 per claim.
- Budget planners wanting monthly payments with premiums listed as £2.75.
Who should look elsewhere
- Shoppers wanting full buildings cover should consider Hiscox as Domestic Appliance Guard focuses on home emergency, home warranty and landlord.
- Shoppers wanting a European provider should consider andsafe as Domestic Appliance Guard is based in the United Kingdom.
- Shoppers wanting low excess should consider die Bayerische as excess applies from £150 here.
Home Emergency Assist
Who it suits
- Renters and owners seeking low entry call out help for sudden faults.
- Households that also want gadget cover beside home emergency.
Who should look elsewhere
- Shoppers wanting Hiscox pricing at premium of $29.16 rather than this entry point.
- Shoppers wanting Allianz Malaysia breadth across auto, motorcycle and home rather than a narrow home emergency focus.
Country by country
| Country | Domestic Appliance Guard | Home Emergency Assist |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Domestic Appliance Guard
What types of cover does Domestic Appliance Guard offer+
Domestic Appliance Guard focuses on home emergency, home warranty and landlord. That focus suits you if you want emergency help, appliance protection or landlord related cover rather than a full buildings and contents policy across many risks.
How much can be claimed for an appliance+
Cover sits at GBP 1000 per claim. You should check that cap against the likely cost of parts and labour for your appliances, as any amount above the stated cap would remain your responsibility after a claim is settled.
Home Emergency Assist
What does entry cover cost?+
Premium of £2.36 is the listed entry point for home emergency shoppers. Monthly payments are noted as yes, and billing follows monthly, which helps spread cost across the year rather than in a single payment.
How much can be claimed per emergency?+
Cover of Up to £3,000 applies to home emergency events, with excess of £0 on valid claims. That structure means eligible call out, parts and labour fall within the stated limit, subject to policy terms and exclusions.