Updated September 29, 2026 · AssureCue Editorial Team
Domestic Appliance Guard vs Select & Protect
Where Domestic Appliance Guard and Select & Protect differ
| Compare |  Domestic Appliance Guard |  Select & Protect |
|---|---|---|
| Insurance types | Home emergency, Home warranty, Landlord | Travel, Pet, Home, Home emergency, Legal expenses |
| Provider type | Insurer | Broker |
| Excess from | £150 | £50Lower |
| Cover limit | GBP 1000 per claim | Up to £10 million medical expenses - Gold travel policy |
| Claims channels | Online, Phone | Online, Phone, EmailCovers more |
| Premium from | £2.75 | Not confirmed |
| Age range | Not confirmed | Single-trip up to 100 |
Same on both: Monthly payments (Yes).
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Key differences
- Domestic Appliance Guard scores higher overall: 9.2 vs 9.0.
- Excess from is lower at Select & Protect: £50 vs £150.
- Insurance types: only Domestic Appliance Guard offers Home warranty, Landlord.
- Insurance types: only Select & Protect offers Travel, Pet, Home.
- Claims channels: only Select & Protect offers Email.
- Support channels: only Select & Protect offers Help centre.
Our verdict on each
Domestic Appliance Guard
Domestic Appliance Guard suits households and landlords seeking focused home emergency, home warranty and landlord protection with clear claim caps. Premiums are listed as £2.75 alongside cover at GBP 1000 per claim, while monthly payments help you spread the cost across the year.
Select & Protect
Select and Protect suits seniors and households wanting travel, pet, home and emergency cover arranged in a shared place. Travel excess sits at £50 with Monthly payments marked yes, while Gold travel medical cover reaches Up to £10 million medical expenses - Gold travel policy.
Score breakdown
| Area | Domestic Appliance Guard | Select & Protect |
|---|---|---|
| Cost | 9.0Premiums are listed as £2.75 with monthly payments offered. | 9.0Excess for travel claims sits at £50 with Monthly payments marked yes. |
| Offer | 8.9Range covers home emergency, home warranty and landlord with cover at GBP 1000 per claim. | 9.5HigherPortfolio spans travel, pet and home with Gold medical cover at Up to £10 million medical expenses - Gold travel policy. |
| Trust | 9.6HigherSupport is available through chat, email and phone for account queries. | 8.8Operates as broker under licence 597211. |
Side by side, item by item
| Insurance types | Domestic Appliance Guard | Select & Protect |
|---|---|---|
| Home | No | Yes |
| Travel | No | Yes |
| Pet | No | Yes |
| Landlord | Yes | No |
| Home emergency | Yes | Yes |
| Legal expenses | No | Yes |
| Home warranty | Yes | No |
Choosing between them
Pick Domestic Appliance Guard if trust matter most.
Pick Select & Protect if offer, excess from, and claims channels matter most.
How they place
| Ranking | Domestic Appliance Guard | Select & Protect |
|---|---|---|
| Home insurance | 111 of 272 | 180 of 272 |
| Home emergency cover | 3 of 11 | 7 of 11 |
Also worth a look
Explorer Travel Insurance has excess from at £0, against £150 for Domestic Appliance Guard and £50 for Select & Protect.
Explorer Travel Insurance reviewEvery fact side by side
| Fact | Domestic Appliance Guard | Select & Protect |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | Domestic Appliance Guard Ltd | Hood Group Limited |
| Headquarters | United Kingdom | United Kingdom |
| Support channels | Chat, Email, Phone | Email, Chat, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | Domestic Appliance Guard | Select & Protect | Median |
|---|---|---|---|
| Premium from | £2.75lowest quarter | Not confirmed | £7.95 |
| Excess from | £150highest quarter | £50above the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
Domestic Appliance Guard
Pros
- Covers home emergency, home warranty and landlord, giving focused protection for emergencies and appliances.
- Premiums are listed as £2.75, which is easy to compare against Hiscox.
- Monthly payments are offered, helping you spread the cost through the year.
Cons
- Excess applies from £150, which adds upfront cost at claim time for you.
- Cover sits at GBP 1000 per claim, which may limit larger appliance repairs for you.
- Cover focuses on home emergency, home warranty and landlord, so broader home cover needs another provider.
Select & Protect
Pros
- Travel cover notes seniors with age reach at Single-trip up to 100, which suits older travellers.
- Gold travel medical cover reaches Up to £10 million medical expenses - Gold travel policy, giving generous emergency care headroom abroad.
- Monthly payments is marked yes with pet billing on monthly, helping you spread costs.
Cons
- As broker, policy terms and claims handling sit with partner insurers rather than Select and Protect itself.
- Travel excess applies at £50, so modest claims may leave you funding a visible share yourself.
- Cover focuses on travel, pet and home, so riders seeking auto or life cover may prefer die Bayerische.
Who each suits
Domestic Appliance Guard
Who it suits
- Households wanting appliance focused cover through home emergency, home warranty and landlord rather than broad home cover.
- Landlords wanting rented property support where cover sits at GBP 1000 per claim.
- Budget planners wanting monthly payments with premiums listed as £2.75.
Who should look elsewhere
- Shoppers wanting full buildings cover should consider Hiscox as Domestic Appliance Guard focuses on home emergency, home warranty and landlord.
- Shoppers wanting a European provider should consider andsafe as Domestic Appliance Guard is based in the United Kingdom.
- Shoppers wanting low excess should consider die Bayerische as excess applies from £150 here.
Select & Protect
Who it suits
- Seniors seeking travel cover with later life age reach, where andsafe may feel less focused on that group.
- Households wanting pet, home and legal expenses together, where Hiscox may feel more home and landlord led.
Who should look elsewhere
- Riders seeking auto or motorcycle cover, where Hiscox may fit better given its broader motor related options.
- Households seeking life, health or income protection, where die Bayerische may fit better given its wider personal cover range.
Country by country
| Country | Domestic Appliance Guard | Select & Protect |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Domestic Appliance Guard
What types of cover does Domestic Appliance Guard offer+
Domestic Appliance Guard focuses on home emergency, home warranty and landlord. That focus suits you if you want emergency help, appliance protection or landlord related cover rather than a full buildings and contents policy across many risks.
How much can be claimed for an appliance+
Cover sits at GBP 1000 per claim. You should check that cap against the likely cost of parts and labour for your appliances, as any amount above the stated cap would remain your responsibility after a claim is settled.
Select & Protect
What excess applies to a Select and Protect travel claim?+
Travel excess applies at £50. You fund that share of each approved claim, with the insurer meeting the balance under policy terms. Review the schedule before you buy so the outlay feels clear and expected.
Can you spread premiums with monthly payments?+
Monthly payments is marked yes and pet cover uses monthly. You can spread premiums across the year rather than settling the full term in a lump sum. Check whether instalment terms add fees or alter cancellation rights.
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