Updated September 28, 2026 · AssureCue Editorial Team
Genertel (Generali group) vs Gigasure
What sets them apart
| Compare |  Genertel (Generali group) |  Gigasure |
|---|---|---|
| Premium from | €9 | £36.35 |
| Insurance types | Auto, Motorcycle, Van, Home, Landlord, Life, Travel, PetCovers more | Travel, Van |
| Provider type | Insurer | Broker |
| Excess from | €350 | £0 to £10,000 |
| Claims channels | Mobile app, Assistance line (24h road assistance), Online contact request form, Reserved customer area | App, Website |
| Monthly payments | Yes | Not confirmed |
| Cover limit | Not confirmed | Medical expenses trips abroad: GBP 10,000,000 (Core) to GBP 20,000,000 (Max) |
| Age range | Not confirmed | 18-75 single trip, 18-70 annual multi-trip |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Genertel (Generali group) scores higher overall: 9.2 vs 8.9.
- Insurance types: only Genertel (Generali group) offers Auto, Motorcycle, Home.
- Claims channels: only Genertel (Generali group) offers Mobile app, Assistance line (24h road assistance), Online contact request form.
- Claims channels: only Gigasure offers App, Website.
- Support channels: only Gigasure offers Chat.
Our verdict on each
Genertel (Generali group)
Genertel suits Italian households and drivers who want car, home, motorcycle, van, life, travel and pet cover from one insurer and can pay monthly instead of up front. It sits at 135 of 252 brands on starting premium, so the entry price sits in the middle of the field.
Gigasure
Gigasure suits people in the UK who want travel or van cover alone rather than a full personal lines policy, and car hire excess cover starts at £36.35. It is a broker registered with the Financial Conduct Authority, so the selling firm is named, regulated and checkable.
Score breakdown
| Area | Genertel (Generali group) | Gigasure |
|---|---|---|
| Cost | 8.7 | 9.0HigherEntry price of £36.35 for car hire excess sits above the site median, which stands at €8.37. |
| Offer | 9.5Higher | 9.0 |
| Trust | 9.4Higher | 8.8 |
How they place
| Ranking | Genertel (Generali group) | Gigasure |
|---|---|---|
| Car insurance | 108 of 393 | 21 of 393 |
| Travel insurance | 117 of 291 | 31 of 291 |
| Van insurance | 13 of 38 | 3 of 38 |
Pick Genertel (Generali group) if, pick Gigasure if
Pick Genertel (Generali group) if offer, trust, and insurance types matter most.
Pick Gigasure if cost matter most.
Every fact side by side
| Fact | Genertel (Generali group) | Gigasure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Genertel SpA | Gigasure Services Limited |
| Headquarters | Italy | United Kingdom |
| Founded | 1994 | Not confirmed |
| Support channels | Help centre, Email, Phone | Email, Chat, Phone, Help centreCovers more |
Pros and cons
Genertel (Generali group)
Pros
- Cover runs auto, motorcycle and van, so a household can keep car, home, life, travel and pet with the same carrier.
- Monthly payments are available, and the listed payment model is monthly.
- Support runs on help centre, email and phone, and claims can be opened through mobile app, assistance line (24h road assistance) and online contact request form.
Cons
- The motor third-party liability excess starts at €350, so smaller claims are not settled in full.
- Starting premium sits at 135 of 252 brands, against a site median of €8.37, which puts the entry price in the middle of the field.
- Support runs on help centre, email and phone, with no live chat listed.
Gigasure
Pros
- Excess on car hire excess cover runs £0 to £10,000, so a traveller chooses how much of the rental charge to carry instead of accepting a fixed figure.
- Claims are filed through the app and website and support runs on email, chat and phone, giving policyholders live and written routes inside the same provider.
- The FCA registration 1005421 sits on a broker, so the firm taking the instruction is named and checkable by the customer.
Cons
- The catalogue is travel and van, so anyone wanting home, motor or life in the same place has to move to another provider.
- On entry price Gigasure ranks 199 of 252 across the site, so the starting figure sits high in a list sorted from the lowest premium.
- The 5.1 overall score is a middling one, and its 5.1 cost part is the same, so the price case is the part that needs arguing.
Who each suits
Genertel (Generali group)
Who it suits
- Households that want car, motorcycle, van, home, landlord, life, travel and pet under a single roof (auto, motorcycle and van).
- Drivers who prefer opening claims by app, by phone or through the online form in mobile app, assistance line (24h road assistance) and online contact request form.
- Anyone budgeting month by month rather than annually, since monthly payments are available.
Who should look elsewhere
- Price-first readers who are happy with bunq, where the listed premium starts at €0.
- Motor buyers comparing a single market, where Euroasia Insurance lists premiums from UZS 60,000.
- Shoppers after health or renters cover: Good Sam Insurance Agency includes both in auto, home and renters, while Genertel does not list them in auto, motorcycle and van.
Gigasure
Who it suits
- Travellers inside the 18-75 single trip, 18-70 annual multi-trip bands, whether they are booking a single trip or an annual multi-trip policy.
- Anyone taking a car hire excess policy who wants the excess set themselves, with options running £0 to £10,000.
- Van owners who want travel and van held by the same broker, given the range is travel and van.
Who should look elsewhere
- Shoppers after auto, home or pet in the same place: Good Sam Insurance Agency lists auto, home and renters.
- Readers comparing a UK budget with another market: EuroAsia Insurance is priced at UZS 60,000 in Uzbek soum, which does not line up with a UK travel or van figure.
Current offers
Genertel (Generali group)
Current offer
Discount code
Sconto immediato di 25 EUR su polizza Auto, Moto, Furgoni e Van: 25 EUR
Purchase the policy online autonomously; customer service assistance voids the discount
Source, checked September 26, 2026
Bonus
Promozione Assicurazione Vita Genertel: Buono Regalo Amazon.it fino a 200 EUR: up to 200 EUR Amazon.it gift voucher
Valid 21/09/2026 to 31/12/2026, voucher from 25 EUR to 200 EUR depending on policy premium, restrictions apply
Source, checked September 26, 2026
Bonus
Genertel e partner di PAYBACK: 50 PAYBACK points
Buy a Genertel policy among those in promotion
Source, checked September 26, 2026
Country by country
| Country | Genertel (Generali group) | Gigasure |
|---|---|---|
| Italy | Yes | No |
| United Kingdom | No | Yes |
Questions about each
Genertel (Generali group)
What does Genertel cost to get started with?+
Home cover is priced from €9. On starting premium that puts Genertel at 135 of 252 brands ranked here, and the site median is €8.37. So the entry point sits close to the middle of the field rather than at the cheap end.
Is there an excess to pay on car claims?+
On motor third-party liability the excess starts at €350, which is the share of a claim the insurer leaves with the policyholder. A claim under that figure is not settled in full. That is the excess figure listed, and other parts of a policy carry their own terms.
Gigasure
What does Gigasure actually sell?+
Gigasure is a focused personal lines broker and its range is travel and van, travel and van, with nothing else sitting alongside them. A shopper after a full household bundle is looking at a different kind of provider. Both lines sit inside the same brand, which keeps quoting and claims in the same place.
How much does car hire excess insurance cost?+
The entry figure is £36.35 for car hire excess cover, and the excess a traveller accepts on that policy runs £0 to £10,000. How much of the rental company's charge you agree to carry is the decision behind the quote, so £36.35 reads as the floor of the price rather than a typical bill.