GEV Grundeigentümer Versicherung review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

GEV Grundeigentümer Versicherung is a German mutual insurer for property, so homeowners, tenants and landlords deal with the underwriter directly. It suits people insuring a home, a rented flat or a let building who want cover from a provider trading since 1891 on monthly payments.

Key facts

Best for
Older German property owners who want a single mutual insurer for home, renters and landlord cover.
Premium from
€4.85 (Source, checked September 26, 2026)
Insurance types
Home, Renters, Landlord (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
€250 (Source, checked September 26, 2026)
Claims channels
Phone, Online form (Source, checked September 26, 2026)
Legal entity
Grundeigentümer-Versicherung, Versicherungsverein auf Gegenseitigkeit (VVaG) (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Founded
1891 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Audience
Seniors
Pricing model
Monthly
Official website
gev-versicherung.de

Apps and profiles

Elsewhere
WikidataTrustpilotLinkedInkununu.cominstagram.comfacebook.comxing.com

Pros and cons

Pros

  • It carries its own risk as an insurer, insurer, and operates as a mutual association, so policyholders share the risk they cover.
  • A single provider covers home, renters and landlord policies, home, renters and landlord.
  • Premiums can be spread monthly, monthly, which suits income arriving across the year.
  • Claims can be opened by phone or an online form, phone and online form.

Cons

  • The building excess starts at €250, so the insurer's payout is reduced on every claim.
  • Support runs on email, phone and help centre only, with no chat or community channel.
  • The stated audience is seniors, seniors, so the range is aimed at older property owners.
GEV Grundeigentümer Versicherung

Ready to try GEV Grundeigentümer Versicherung?

Scored 9.2 / 10 by AssureCue.

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Who it suits

  • Older German homeowners who would rather insure with a mutual association than go through a broker.
  • Landlords letting out a building, since landlord cover sits alongside home and renters cover from the same insurer.
  • Anyone who prefers spreading the premium monthly rather than settling it in a lump.

Who should look elsewhere

  • Hiscox UK, whose list also runs to auto and home emergency, home, renters and landlord, for a household with a car as well as a property.
  • Good Sam Insurance Agency, which sells life, health, travel, pet and motorcycle alongside property, auto, home and renters.
  • Euroasia Insurance, whose starting premium of UZS 60,000 sits in a different market, for readers comparing across regions.

How your money is protected

Your cover is underwritten by the insurer rather than arranged through a broker, since GEV is an insurer, insurer. The legal entity is a mutual association, so policyholders share the risk they insure. It is supervised in DE by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), the German regulator, and has traded since 1891.

How GEV Grundeigentümer Versicherung compares

Where GEV Grundeigentümer Versicherung is available

Available
Germany
Licence in Germany
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does GEV Grundeigentümer Versicherung insure?+

It writes property lines for home, renters and landlords, home, renters and landlord. That mix suits an owner who wants the building, the flat and a let property handled by the same underwriter, and GEV is an insurer, insurer, so the risk sits with the company that pays the claim.

How much does the cover cost?+

Premiums start at €4.85 for building cover, against a site median of €8.37. On price the brand sits at 90 out of 252 brands, and its cost part of the score is 3.9 out of 3.9 overall. The final figure depends on the property and the cover chosen.

Can I pay monthly instead of yearly?+

Monthly payments are available, and the pricing model is monthly, monthly. Spreading the cost across the year is normal across this ranking too, so it is a baseline expectation rather than a reason on its own. The starting premium of €4.85 is the figure to weigh against that monthly figure.

What excess applies on a claim?+

The excess on building cover starts at €250. That is the part of a settled claim you keep, and it comes off before the insurer pays, so a small loss can settle for far less. Weigh it against the starting premium of €4.85 before deciding.

Who regulates GEV and where is it based?+

GEV is an insurer, insurer, based in Germany, and it trades as a mutual association rather than a shareholder company. Policyholders are members who share the risk they cover. In its home country it is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), and it has traded since 1891.

Who is the cover aimed at?+

The stated audience is seniors, seniors, a group most brands on this ranking also name. That points to older property holders and owners drawing closer to retirement, not first-time buyers or tenants in a hurry. Buyers who want personal lines beyond property have more choice elsewhere.

How do I make a claim and reach help?+

Claims are started by phone or an online form, phone and online form, so both routes are open without posting papers first. General support runs by email, phone and a help centre, email, phone and help centre. Have your policy details to hand, since the excess of €250 comes off the payout.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

GEV Grundeigentümer Versicherung

GEV Grundeigentümer Versicherung

Older German property owners who want a single mutual insurer for home, renters and landlord cover.

9.2/10Visit

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