kautionsfrei.de review

Renters cover starts at €4.17 a month, while the site median for a starting premium is €8.37. The entry figure therefore sits below the typical starting point, and the cost score recorded for this brand is 6.7.

Monthly is the only model on offer, per monthly, and monthly payments are available. That suits readers who track spending month by month rather than paying a single larger amount for a full year.

It is a broker, per broker, so cover is placed with an insurer while the site handles the comparison. The company behind it is plusForta GmbH (Amtsgericht Dusseldorf, HRB B 60806), trading since 2009 and based in Germany.

Claims are handled by email, fax and post. Those written routes mean a claim starts with documentation rather than a conversation, which suits anyone who keeps scans of the rental agreement and a list of what they own.

Support covers phone, chat and email, so a question can go to a person by phone, in chat, by email or through the help centre. Claims run on a separate set of routes, given as email, fax and post.

The line sold is renters cover, per renters, aimed at the belongings inside a rented home rather than the building itself. The ceiling is 50,000 EUR, which is the figure to weigh against what a tenant really owns.

The age range starts at 18+, so a policy can be taken out by adults. The range itself is a single renters line under renters, which keeps the choice simple for a tenant who wants contents cover and nothing wider.

It is listed in the IHK zu Duesseldorf broker register with the DIHK, and the authorisation covers insurance broking. The register id is D-A1J2-H3P80-48, which can be checked against the public register.