PostFinance review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

PostFinance suits Swiss readers who want life and health cover arranged in one place, with monthly payments and phone or chat support, and its 1906 founding gives it staying power. As a broker it sets the price and terms, not the coverage itself, so the insurer named on a quote deserves a close read.

Key facts

Best for
Life and health cover arranged in one place, paid monthly, for Swiss readers.
Insurance types
Life, Health (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Legal entity
PostFinance Ltd (Source, checked September 26, 2026)
Headquarters
Switzerland (Source, checked September 26, 2026)
Founded
1906 (Source, checked September 26, 2026)
Support channels
Chat, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
postfinance.ch

Apps and profiles

Get the app
App Store
Elsewhere
XLinkedInkununu.com

Pros and cons

Pros

  • Covers life and health through one provider, which saves a second round of searching
  • Monthly payments are available and the payment model is monthly, spreading the cost across the year
  • Support runs on chat, phone and help centre, so phone and chat are both open to you
  • Founded in 1906, this is an established operation rather than a new intermediary

Cons

  • Broker rather than insurer, so the wording and claims handling sit with the provider named on the quote
  • Cover is limited to life and health, so motor, home or travel policies need another provider
  • Support runs on chat, phone and help centre only, with no email line listed
PostFinance

Ready to try PostFinance?

Scored 9.1 / 10 by AssureCue.

See alternatives

Who it suits

  • Readers who want life and health arranged through a single broker
  • People who prefer paying monthly, since monthly payments are available and the model is monthly
  • Swiss customers who value an established name, with the company founded in 1906

Who should look elsewhere

  • Linxea, if life cover on its own is enough, since it lists life only
  • Oney Préstamos ES, if gadget cover matters too, since it lists health, life and gadget
  • Good Sam Insurance Agency, if you want motor, home or travel in the same basket, since it lists auto, home and renters

Safety and regulation

PostFinance is a broker rather than the insurer itself, so the contract is placed with a partner provider, and the firm is supervised in Switzerland by the Swiss Financial Market Supervisory Authority (FINMA). Broker status means the wording of each policy belongs to the provider, not to the bank, so read the insurer named on any quote before you commit.

How PostFinance compares

Where PostFinance is available

Available
Switzerland
Licence in Switzerland
Swiss Financial Market Supervisory Authority (FINMA), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of cover does PostFinance offer?+

PostFinance lists life and health, so life and health policies sit in one place. It arranges them as a broker, which means the risk is placed with a partner provider while PostFinance handles the comparison and the sale. The fine detail of benefits and exclusions comes from each policy document.

Can I pay monthly instead of in one go?+

Yes. Monthly payments are available and the payment model is monthly, so premiums can be spread across the year rather than settled in a single payment. That suits readers who want a predictable monthly outlay, and it matches how most of the life cover listed on the site is paid for.

Is PostFinance an insurer or a broker?+

PostFinance is a broker, as broker records. It compares and sells policies from other providers rather than carrying the risk on its own books, which means the insurer named on a quote is the party that pays a valid claim.

How established is the company?+

The business was founded in 1906 and trades as PostFinance Ltd, based in Switzerland. A long history tells you the operation is established rather than new, though it says nothing on its own about the terms of any single policy.

How do I get help with a policy?+

Support runs on chat, phone and help centre, so you can reach the team by phone, by chat or through the online help centre. No email line is listed, which suits readers who would rather talk a policy through with a person than write the question out.

How do its prices sit against the rest of the market?+

For context, the median premium across the life cover listed on the site is €7.95, and for health cover it is €9.33. Your own quote depends on age, the cover amount and the provider, so read those as a reference point.

How does it compare with Linxea?+

Linxea lists life only, while PostFinance covers life and health. PostFinance is the wider of the two if health cover matters to you, and Linxea is the narrower choice for anyone who only wants life policies.

Can I take out cover if I live outside Switzerland?+

PostFinance is based in Switzerland and is supervised there by the Swiss Financial Market Supervisory Authority (FINMA), so the offer is built for customers in Switzerland. Applying from another country may not be possible, and the rules that protect the policy would be the Swiss ones.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

PostFinance

PostFinance

Life and health cover arranged in one place, paid monthly, for Swiss readers.

9.1/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings