Singlife PH review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Singlife PH suits people in the Philippines who want life, health and income protection from the same insurer and prefer paying monthly. Its entry premium of PHP 79 ranks 34 of 252 brands on this site, so read the terms before you commit.

Key facts

Best for
People in the Philippines who want life, health and income protection from the same insurer and can pay monthly.
Premium from
₱79 (Source, checked September 26, 2026)
Insurance types
Life, Health, Income-protection (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
Up to PHP 250,000 per person for medical bills due to Dengue, COVID-19, or accidents (Source, checked September 26, 2026)
Legal entity
Singlife Philippines Inc. (Source, checked September 26, 2026)
Headquarters
Philippines (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
singlife.com.ph

Pros and cons

Pros

  • Life, health and income protection sit with the same provider, life, health and income protection, so questions on any of them go to the same insurer.
  • Monthly payments are available and monthly is the billing model listed, so the entry premium can be spread across the month rather than paid in full up front.
  • insurer, so you contract with the carrier that holds the risk rather than with a broker or a comparison site.
  • Support runs on email, phone and help centre, which gives a claims question more than one route to take.

Cons

  • The entry premium of PHP 79 sits above the site median €8.37, so the starting price asks for more than the middle of the field.
  • The published cover limit is a per person maximum for medical bills from dengue, coronavirus disease or accidents, so wider illness or savings cover has to come from another product.
  • Support runs on email, phone and help centre only, with no live chat or counter service in the list, so people who prefer instant messaging have fewer options.

Ready to try Singlife PH?

Scored 9.4 / 10 by AssureCue.

See alternatives

Who it suits

  • People in the Philippines who want life, health and income protection from the same provider, life, health and income protection, rather than separate suppliers for each.
  • Households that would rather test a policy on monthly payments than commit a larger sum, since monthly is the billing model listed.
  • Shoppers who want a named legal counterparty: contracts run with Singlife Philippines Inc., an insurer, insurer, holding the licence 2026/02-R.

Who should look elsewhere

  • Anyone who wants property or travel cover in the same relationship: Good Sam Insurance Agency lists auto, home and renters, adding auto, home, renters, travel, pet and motorcycle cover alongside life and health.
  • Readers after an alternative in another currency: Linxea lists €25 as its starting premium, and Oney Préstamos ES lists €1,000 on a different product scale, so neither is a like for like swap for this cover.

What the policy covers

Singlife PH is an insurer based in the Philippines, and its life, health and income protection all sit under the same roof. For a reader holding quotes from several places that matters, because life cover, health cover and income protection can be arranged with a single provider, so there is one set of terms to read and one company to contact. The cover limit published for the protection plan is a maximum per person, and it is aimed at medical bills from dengue, coronavirus disease or accidents. Read that wording closely. It is a defined benefit tied to named causes rather than open ended medical reimbursement, so it is worth checking whether the conditions you actually worry about sit inside it before you budget the premium. A couple of questions earn their keep at this stage. Is the per person maximum enough for a hospital stay where you live? And does the plan stand on its own, or does it sit alongside a fuller health policy? Both answers change what the premium buys you.

What cover costs

Entry cover starts at PHP 79. That is the opening figure of a range rather than a quote for a named person, and it is the number worth budgeting from while you compare. Anyone who reads it as a fixed price for everyone will misjudge what they pay later. Monthly payments are available, so the premium does not have to arrive as a single lump. For a household managing cash from week to week, spreading the cost keeps the commitment small, and it makes a policy easier to test before extending it. The way the account is set up also shapes the number. Changes to what a policy covers, and a switch in billing, are the points where a starting figure such as PHP 79 moves, so ask for the price of any change you might want before you sign. If the monthly amount is the only one you can comfortably hold, say so at the outset rather than after a lapse.

Regulation

Regulatory status is the easiest thing to check and the easiest to skip past. Singlife PH holds a licence from the Insurance Commission (IC), Philippines, with the licence reference 2026/02-R. That reference is the handle to quote if you ever need to confirm a policy with the regulator or with the company itself. The insurer detail carries as much weight as the licence. An insurer carries the risk on its own books and pays claims from its own funds, which is a different arrangement from buying through a comparison site or a broker. Those intermediaries help you find cover, while the insurer is the party that owes you the cover once the contract is signed. Read the two together and the position is plain. Keep the licence reference with your policy documents so that any question about the contract starts with something concrete, and so you can match the wording on screen to the wording in your file.

Safety and regulation

Safety has two parts here, and both rest on the same pair of facts. insurer means the money sits with the company that carries the risk rather than passing through an intermediary, and the licence from the Insurance Commission (IC), Philippines, reference 2026/02-R, says which regulator holds that company to account. The practical habits matter as much as the status. Read the claims conditions before you buy rather than after. Keep premium payments visible in your account so a missed payment cannot quietly become a lapse. Note the exclusion list, because exclusions can narrow a headline cover figure more than the headline suggests. For wider reassurance, take it from the regulator rather than from a sales page. The IC sets out what its own scheme does and does not do for policyholders, and that material is the place to look for the detail that matters to your family, including what support looks like if a claim payment cannot be made.

How Singlife PH compares

Where Singlife PH is available

Available
Philippines
Licence in Philippines
Insurance Commission (IC), Philippines (2026/02-R), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of insurance does Singlife PH sell?+

Its life, health and income protection are all sold by the same provider, so life, health and income protection can be discussed in a single conversation. The published cover limit on the protection plan is a per person maximum aimed at medical bills from dengue, coronavirus disease or accidents, which is a narrower promise than open ended medical cover.

What is the entry premium at Singlife PH?+

The entry figure is PHP 79, and it is the start of a range rather than a quote for a specific person. The site median across brands is €8.37, and most entry premiums sit below €29.72, so this one reads above the pack on price. Ask for a quote against your own details before drawing conclusions.

Can I pay monthly instead of yearly?+

Monthly payments are available, and monthly is the billing model listed, so nothing in the setup forces an annual payment. Monthly billing suits anyone who would rather test a policy for a while or keep the monthly outflow small, though it is worth asking what any later change to billing or cover would cost.

Who regulates Singlife PH?+

The regulator is the Insurance Commission (IC), Philippines, and the licence reference is 2026/02-R. A licensed insurer has to meet the regulator's requirements to trade, which is the first check to make before a premium is handed over to any unfamiliar provider.

Is my money safe with Singlife PH?+

It is an insurer, insurer, so the company holds the risk and pays claims from its own funds rather than passing your premium elsewhere. Its licence reference is 2026/02-R under the Insurance Commission (IC), Philippines. For what the regulator's scheme covers for policyholders, read the IC's own material.

How do I reach support about a claim or a policy question?+

Support runs on email, phone and help centre, so you can reach the company by phone, by email or through the help centre. Claims questions go through the same channels, and having your policy details and premium receipts together makes any conversation about a payment or a cover limit quicker.

Who is Singlife PH a good fit for?+

It suits people in the Philippines who want life, health and income protection arranged through the same insurer, life, health and income protection, and who prefer paying monthly to committing a larger sum up front. It also suits readers who are comfortable with cover aimed at named medical causes rather than open ended medical reimbursement.

Can I use Singlife PH outside the Philippines?+

The company is registered in the Philippines, PH, so the wording, the currency and the medical context are built for that market. Anyone living or working elsewhere should ask an adviser whether a policy can be written for them and which parts of the wording would need adjusting first.

Sources

  • singlife.com.ph/3in1protectionplan checked September 26, 2026

    Backs: Cover limit, Provider type, Headquarters, Legal entity, Pricing model, Monthly payments, Premium from, Support channels, Licences

    “Get up to PHP 250,000 each for you and your family for medical bills due to Dengue, COVID-19, or accidents”

  • singlife.com.ph/sitemap.xml checked September 26, 2026

    Backs: Insurance types

    “https://singlife.com.ph/3in1protectionplan/ ... https://singlife.com.ph/cfmc/ ... https://singlife.com.ph/cfil/ ... https://singlife.com.ph/cfila/”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Singlife PH

People in the Philippines who want life, health and income protection from the same insurer and can pay monthly.

9.4/10See alternatives

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