Updated September 28, 2026 · AssureCue Editorial Team
Allianz Assistance ES vs GEV Grundeigentümer Versicherung
Allianz Assistance ES vs GEV Grundeigentümer Versicherung: the differences
| Compare |  Allianz Assistance ES |  GEV Grundeigentümer Versicherung |
|---|---|---|
| Premium from | €1.50Lower | €4.85 |
| Insurance types | Travel, Landlord | Home, Renters, Landlord |
| Excess from | €90Lower | €250 |
| Claims channels | Online, Email, Post | Phone, Online form |
| Monthly payments | Not confirmed | Yes |
| Cover limit | Medical expenses abroad: up to 20,000 EUR (Bronze), 100,000 EUR (Silver), 500,000 EUR (Gold) | Not confirmed |
Same on both: Provider type (Insurer).
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Key differences
- Allianz Assistance ES scores higher overall: 9.3 vs 9.2.
- Allianz Assistance ES is licensed in 1 more country.
- Allianz Assistance ES is available in 1 more country.
- Premium from is lower at Allianz Assistance ES: €1.50 vs €4.85.
- Excess from is lower at Allianz Assistance ES: €90 vs €250.
- Insurance types: only Allianz Assistance ES offers Travel.
- Insurance types: only GEV Grundeigentümer Versicherung offers Home, Renters.
- Claims channels: only Allianz Assistance ES offers Online, Email, Post.
- Claims channels: only GEV Grundeigentümer Versicherung offers Phone, Online form.
Our verdict on each
Allianz Assistance ES
Allianz Assistance ES suits people in Spain buying travel or landlord cover who want a named insurer behind the policy rather than a broker. Premiums start at €1.50 and support runs through phone, email and help centre, so help is easy to reach before a claim.
GEV Grundeigentümer Versicherung
GEV Grundeigentümer Versicherung is a German mutual insurer for property, so homeowners, tenants and landlords deal with the underwriter directly. It suits people insuring a home, a rented flat or a let building who want cover from a provider trading since 1891 on monthly payments.
Score breakdown
| Area | Allianz Assistance ES | GEV Grundeigentümer Versicherung |
|---|---|---|
| Cost | 9.2HigherEntry premium is €1.50 with an excess from €90, both low beside the €8.37 site median for personal cover. | 8.9 |
| Offer | 8.9Higher | 8.8 |
| Trust | 9.6 | 9.7Higher |
Where they rank in our lists
| Ranking | Allianz Assistance ES | GEV Grundeigentümer Versicherung |
|---|---|---|
| Home insurance | 65 of 273 | 14 of 273 |
| Landlord insurance | 13 of 55 | 3 of 55 |
What each covers
| Insurance types | Allianz Assistance ES | GEV Grundeigentümer Versicherung |
|---|---|---|
| Home | No | Yes |
| Renters | No | Yes |
| Travel | Yes | No |
| Landlord | Yes | Yes |
What we checked
Allianz Assistance ES
- allianz-assistance.es: 9 facts, checked September 26, 2026
GEV Grundeigentümer Versicherung
- gev-versicherung.de: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | Allianz Assistance ES | GEV Grundeigentümer Versicherung |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Not confirmed | Monthly |
| Legal entity | AWP P&C SA. Sucursal en España | Grundeigentümer-Versicherung, Versicherungsverein auf Gegenseitigkeit (VVaG) |
| Headquarters | Spain | Germany |
| Founded | Not confirmed | 1891 |
| Support channels | Phone, Email, Help centre | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Allianz Assistance ES | GEV Grundeigentümer Versicherung | Median |
|---|---|---|---|
| Premium from | €1.50lowest quarter | €4.85below the median | €5.97 |
| Excess from | €90above the median | €250highest quarter | €70 |
Median across 109 listed insurance providers.
Pros and cons
Allianz Assistance ES
Pros
- An insurer rather than a middleman, so the sale, the policy and the claim sit with AWP P&C SA. Sucursal en España
- Support runs on phone, email and help centre for policy questions before a claim
- Claims can be filed through online, email and post, which lists online, email and post
Cons
- travel and landlord lists travel and landlord only, narrower than auto, home and renters
- An excess from €90 is left with you on a claim
- The lowest travel tier sets the smallest medical expenses abroad limit under the cover limit fact, so a heavy treatment bill abroad rests with you
GEV Grundeigentümer Versicherung
Pros
- It carries its own risk as an insurer, insurer, and operates as a mutual association, so policyholders share the risk they cover.
- A single provider covers home, renters and landlord policies, home, renters and landlord.
- Premiums can be spread monthly, monthly, which suits income arriving across the year.
Cons
- The building excess starts at €250, so the insurer's payout is reduced on every claim.
- Support runs on email, phone and help centre only, with no chat or community channel.
- The stated audience is seniors, seniors, so the range is aimed at older property owners.
Who each suits
Allianz Assistance ES
Who it suits
- Travellers buying cover in Spain who want help with medical costs abroad
- Landlords letting a property under travel and landlord
- Anyone who prefers an insurer that carries the risk itself
Who should look elsewhere
- Drivers and motorbike riders, since travel and landlord covers travel and landlord only and car cover sits elsewhere, such as Hiscox UK
- House occupiers shopping for buildings and contents cover, which Hiscox UK and Good Sam Insurance Agency list in home, renters and landlord and auto, home and renters
GEV Grundeigentümer Versicherung
Who it suits
- Older German homeowners who would rather insure with a mutual association than go through a broker.
- Landlords letting out a building, since landlord cover sits alongside home and renters cover from the same insurer.
- Anyone who prefers spreading the premium monthly rather than settling it in a lump.
Who should look elsewhere
- Hiscox UK, whose list also runs to auto and home emergency, home, renters and landlord, for a household with a car as well as a property.
- Good Sam Insurance Agency, which sells life, health, travel, pet and motorcycle alongside property, auto, home and renters.
- Euroasia Insurance, whose starting premium of UZS 60,000 sits in a different market, for readers comparing across regions.
Current offers
GEV Grundeigentümer Versicherung
Current offer
Discount code
Kombirabatt 25% auf Hausratversicherung: 25%
Requires holding or taking out a Wohngebäudeversicherung with GEV at the same time
Source, checked September 26, 2026
Discount code
Haus & Grund Mitgliederrabatt: 10%
Members of Haus & Grund, registered with the GEV
Source, checked September 26, 2026
Country by country
| Country | Allianz Assistance ES | GEV Grundeigentümer Versicherung |
|---|---|---|
| France | Yes | No |
| Germany | No | Yes |
| Spain | Yes | No |
Questions about each
Allianz Assistance ES
What does a travel policy from Allianz Assistance ES start at?+
The opening premium is €1.50 for travel cover, which reads as a low entry point beside the €8.37 site median. The final price moves with the tier, the trip and the cover limit you pick, so treat that figure as the floor rather than the quote.
Is this brand an insurer or a broker?+
It is registered as an insurer under insurer, which means it carries the risk in its own name. You deal with one company for the sale, the policy and the claim, with no separate underwriter to trace.
GEV Grundeigentümer Versicherung
What does GEV Grundeigentümer Versicherung insure?+
It writes property lines for home, renters and landlords, home, renters and landlord. That mix suits an owner who wants the building, the flat and a let property handled by the same underwriter, and GEV is an insurer, insurer, so the risk sits with the company that pays the claim.
How much does the cover cost?+
Premiums start at €4.85 for building cover, against a site median of €8.37. On price the brand sits at 90 out of 252 brands, and its cost part of the score is 3.9 out of 3.9 overall. The final figure depends on the property and the cover chosen.
Other options to compare
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