Allianz Assistance ES review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Allianz Assistance ES suits people in Spain buying travel or landlord cover who want a named insurer behind the policy rather than a broker. Premiums start at €1.50 and support runs through phone, email and help centre, so help is easy to reach before a claim.

Key facts

Best for
Travel and landlord cover in Spain from a regulated insurer.
Premium from
€1.50 (Source, checked September 26, 2026)
Insurance types
Travel, Landlord (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Excess from
€90 (Source, checked September 26, 2026)
Cover limit
Medical expenses abroad: up to 20,000 EUR (Bronze), 100,000 EUR (Silver), 500,000 EUR (Gold) (Source, checked September 26, 2026)
Claims channels
Online, Email, Post (Source, checked September 26, 2026)
Legal entity
AWP P&C SA. Sucursal en España (Source, checked September 26, 2026)
Headquarters
Spain (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Official website
allianz-assistance.es

Apps and profiles

Elsewhere
Xfacebook.cominstagram.com

Pros and cons

Pros

  • An insurer rather than a middleman, so the sale, the policy and the claim sit with AWP P&C SA. Sucursal en España
  • Support runs on phone, email and help centre for policy questions before a claim
  • Claims can be filed through online, email and post, which lists online, email and post
  • Ranked 39 of 252 brands on starting premium

Cons

  • travel and landlord lists travel and landlord only, narrower than auto, home and renters
  • An excess from €90 is left with you on a claim
  • The lowest travel tier sets the smallest medical expenses abroad limit under the cover limit fact, so a heavy treatment bill abroad rests with you
Allianz Assistance ES

Ready to try Allianz Assistance ES?

Scored 9.3 / 10 by AssureCue.

See alternatives

Who it suits

  • Travellers buying cover in Spain who want help with medical costs abroad
  • Landlords letting a property under travel and landlord
  • Anyone who prefers an insurer that carries the risk itself

Who should look elsewhere

  • Drivers and motorbike riders, since travel and landlord covers travel and landlord only and car cover sits elsewhere, such as Hiscox UK
  • House occupiers shopping for buildings and contents cover, which Hiscox UK and Good Sam Insurance Agency list in home, renters and landlord and auto, home and renters

Price signals

Travel policies start at a premium of €1.50. Put that beside the €8.37 site median and the entry point reads as a low one, and the brand ranks 39 of 252 brands on that figure. The same starting premium matches the lowest figure in the landlord group, where the field runs €1.50 to €1,732.88 and the median premium is €11.33. The cost you carry yourself is the excess, which starts at €90. Read both figures together: a small opening premium is easier to accept when the part you pay on a claim is also modest. Brand level pricing alone does not set your quote, since the cover limit and the trip or property behind it drive what follows.

Cover and limits

The range on offer sits under travel and landlord, which lists travel and landlord cover only. That is a narrow book, and it is the clearest difference between this brand and a provider selling several lines at once. Within travel, the cover limit fact sets medical expenses abroad in three tiers, Bronze, then Silver, then Gold, with each step lifting what the policy will pay for treatment received away from home. The tier you pick therefore sets the size of the medical bill the policy will carry, so it is worth matching that choice to how far you travel and how close you are to healthcare when you land.

Who regulates the provider

The provider is registered as an insurer under insurer, so it accepts the risk in its own name rather than passing it to another carrier. In Spain that registration sits with the Direccion General de Seguros y Fondos de Pensiones (DGSFP), and its record number is E-0202. Having that number on record means the Spanish regulator holds the firm to local rules on how it sells and pays out. Buying from the registered insurer removes the extra layer a broker or comparison site adds. The contract, the premium and the claim all sit with the same firm, which is worth weighing for anyone who prefers to know exactly which company owes them the money.

How your money is protected

Because the provider is an insurer under insurer, the premium you pay is held by the firm that carries the risk on the policy. A claim is that insurer's own liability rather than a payment routed through a third party, and the Direccion General de Seguros y Fondos de Pensiones (DGSFP) registration under record number E-0202 ties the firm to Spanish rules. What that means for your money is narrower than it sounds. The cover stands or falls on the strength of the insurer itself, so the tier you buy still decides how much of a large bill the policy will carry.

The company behind it

The legal entity taking your premium is AWP P&C SA. Sucursal en España, and its headquarters sit in Spain. That registered name is the one to check on any document you receive, since it is the firm liable for the claim. Service runs on phone, email and help centre, which gives you a phone line, an email route and a help centre for anything about the policy itself. The Direccion General de Seguros y Fondos de Pensiones (DGSFP) record E-0202 is the Spanish entry to look for if you want to check the firm by hand.

How Allianz Assistance ES compares

Where Allianz Assistance ES is available

Available
France, Spain
Licence in Spain
Direccion General de Seguros y Fondos de Pensiones (DGSFP), Registro Administrativo de Entidades Aseguradoras y Reaseguradoras (E-0202), checked September 26, 2026
Licence in France
ACP (Autorite de Controle Prudentiel, France), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a travel policy from Allianz Assistance ES start at?+

The opening premium is €1.50 for travel cover, which reads as a low entry point beside the €8.37 site median. The final price moves with the tier, the trip and the cover limit you pick, so treat that figure as the floor rather than the quote.

Is this brand an insurer or a broker?+

It is registered as an insurer under insurer, which means it carries the risk in its own name. You deal with one company for the sale, the policy and the claim, with no separate underwriter to trace.

Which regulator holds this provider to account?+

In Spain the provider is registered with the Direccion General de Seguros y Fondos de Pensiones (DGSFP), under record number E-0202. That registration is what ties the firm to local rules on selling and paying claims.

How much of a medical bill would travel cover pay abroad?+

It depends on the tier. The cover limit fact puts medical expenses abroad on three levels, Bronze, Silver and Gold, with each step paying out more for treatment received away from home. The level you buy sets how large a treatment bill the policy will carry, and that choice sits alongside the excess on €90.

What would I have to pay myself on a claim?+

The excess starts at €90, and that sum comes out of any claim you make. A lower tier keeps the excess modest but caps the medical cover, so the two figures have to be read against each other rather than separately.

How do I get hold of the company if something goes wrong?+

Support runs on phone, email and help centre, so a phone line, an email route and a help centre are open for policy questions. For a claim the routes run through online, email and post, which lists online, email and post as the ways to file.

Which company is named on my policy documents?+

The legal entity taking your premium is AWP P&C SA. Sucursal en España, with its headquarters in Spain. That registered name is the one to look for on your schedule and any claim correspondence, since it is the firm carrying the risk behind insurer status.

What kinds of insurance does this brand sell?+

The offer covers travel and landlord, so travel and landlord only. If you also need your own home, car, life or pet covered, you would be buying a second policy elsewhere rather than adding to this one.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Allianz Assistance ES

Allianz Assistance ES

Travel and landlord cover in Spain from a regulated insurer.

9.3/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings