Updated September 29, 2026 · AssureCue Editorial Team
Allianz Assistance ES vs Allianz Direct Versicherungen DE
Where Allianz Assistance ES and Allianz Direct Versicherungen DE differ
| Compare |  Allianz Assistance ES |  Allianz Direct Versicherungen DE |
|---|---|---|
| Premium from | €1.50Lower | €6.06 |
| Insurance types | Travel, Landlord | Auto, Motorcycle, Home, Travel |
| Excess from | €90Lower | €150 |
| Cover limit | Medical expenses abroad: up to 20,000 EUR (Bronze), 100,000 EUR (Silver), 500,000 EUR (Gold) | Kfz-Haftpflicht: up to 100 million EUR sum insured, max 15 million EUR per injured person |
| Claims channels | Online, Email, Post | Online portal, Phone, Email |
| Monthly payments | Not confirmed | Yes |
Same on both: Provider type (Insurer).
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Key differences
- Allianz Assistance ES scores higher overall: 9.3 vs 9.1.
- Allianz Assistance ES is licensed in 1 more country.
- Allianz Assistance ES is available in 1 more country.
- Premium from is lower at Allianz Assistance ES: €1.50 vs €6.06.
- Excess from is lower at Allianz Assistance ES: €90 vs €150.
- Insurance types: only Allianz Assistance ES offers Landlord.
- Insurance types: only Allianz Direct Versicherungen DE offers Auto, Motorcycle, Home.
- Claims channels: only Allianz Assistance ES offers Online, Post.
- Claims channels: only Allianz Direct Versicherungen DE offers Online portal, Phone.
- Support channels: only Allianz Direct Versicherungen DE offers Chat.
Our verdict on each
Allianz Assistance ES
Allianz Assistance ES suits people in Spain buying travel or landlord cover who want a named insurer behind the policy rather than a broker. Premiums start at €1.50 and support runs through phone, email and help centre, so help is easy to reach before a claim.
Allianz Direct Versicherungen DE
Allianz Direct Versicherungen DE is an insurer based in Germany, writing auto, motorcycle and home cover on monthly payments and trading since 2005. It suits people who want a single insurer across car, motorcycle, home and travel policies rather than a broker, and who are comfortable paying each month.
Score breakdown
| Area | Allianz Assistance ES | Allianz Direct Versicherungen DE |
|---|---|---|
| Cost | 9.2HigherEntry premium is €1.50 with an excess from €90, both low beside the €8.37 site median for personal cover. | 8.9Motor premiums start at €6.06 a month, with the excess starting at €150 on a claim. |
| Offer | 8.9 | 9.3Higher |
| Trust | 9.6Higher | 9.2 |
Licences and countries
| Country | Allianz Assistance ES | Allianz Direct Versicherungen DE |
|---|---|---|
| France | Not confirmed | |
| Germany | Not confirmed | |
| Spain | Not confirmed |
Additional countries for Allianz Assistance ES: 2. Additional countries for Allianz Direct Versicherungen DE: 1.
Positions in our rankings
| Ranking | Allianz Assistance ES | Allianz Direct Versicherungen DE |
|---|---|---|
| Home insurance | 66 of 273 | 120 of 273 |
| Travel insurance | 95 of 295 | 145 of 295 |
Choosing between them
Pick Allianz Assistance ES if cost, trust, premium from, and excess from matter most.
Pick Allianz Direct Versicherungen DE if offer matter most.
What we checked
Allianz Assistance ES
- allianz-assistance.es: 9 facts, checked September 26, 2026
Allianz Direct Versicherungen DE
- allianzdirect.de: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | Allianz Assistance ES | Allianz Direct Versicherungen DE |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | AWP P&C SA. Sucursal en España | Allianz Direct Versicherungs-AG |
| Headquarters | Spain | Germany |
| Founded | Not confirmed | 2005 |
| Support channels | Phone, Email, Help centre | Email, Chat, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | Allianz Assistance ES | Allianz Direct Versicherungen DE | Median |
|---|---|---|---|
| Premium from | €1.50lowest quarter | €6.06above the median | €6.02 |
| Excess from | €90above the median | €150above the median | €50 |
Median across 116 listed insurance providers.
Pros and cons
Allianz Assistance ES
Pros
- An insurer rather than a middleman, so the sale, the policy and the claim sit with AWP P&C SA. Sucursal en España
- Support runs on phone, email and help centre for policy questions before a claim
- Claims can be filed through online, email and post, which lists online, email and post
Cons
- travel and landlord lists travel and landlord only, narrower than auto, home and renters
- An excess from €90 is left with you on a claim
- The lowest travel tier sets the smallest medical expenses abroad limit under the cover limit fact, so a heavy treatment bill abroad rests with you
Allianz Direct Versicherungen DE
Pros
- Cover spans auto, motorcycle and home, so car, motorcycle, home and travel sit with the same provider.
- Support runs on email, chat and phone, and claims can be raised through online portal, phone and email.
- Motor liability is written to a high sum insured, with a lower cap for each injured person.
Cons
- Payments run on monthly only, so no annual single payment is listed for the same cover.
- Policies are sold into the DE market, so a policy taken here is tied to a single country.
- The advertised starting premium ranks 105 of 252 on the site for premium from.
Who each suits
Allianz Assistance ES
Who it suits
- Travellers buying cover in Spain who want help with medical costs abroad
- Landlords letting a property under travel and landlord
- Anyone who prefers an insurer that carries the risk itself
Who should look elsewhere
- Drivers and motorbike riders, since travel and landlord covers travel and landlord only and car cover sits elsewhere, such as Hiscox UK
- House occupiers shopping for buildings and contents cover, which Hiscox UK and Good Sam Insurance Agency list in home, renters and landlord and auto, home and renters
Allianz Direct Versicherungen DE
Who it suits
- Drivers in DE who want motor cover billed each month rather than in a single payment.
- Motorcyclists and homeowners who want travel and home policies from the same Allianz Direct Versicherungs-AG.
- Anyone who prefers claims handled through online portal, phone and email, including phone and email.
Who should look elsewhere
- Price-first readers, since bunq lists €0 against €6.06 here.
- Buyers who need a wider spread of policy types, as Good Sam Insurance Agency writes auto, home and renters.
- Shoppers comparing across markets and currencies, since EuroAsia Insurance lists UZS 60,000.
Current offers
Allianz Direct Versicherungen DE
Current offer
Bonus
15 EUR Amazon voucher with Direct-Preis-Gaudi 2026 private liability or household contents policy: 15 EUR Amazon voucher
Take out a Privathaftpflicht or Hausratversicherung policy by 29.09.2026
Source, checked September 26, 2026
Country by country
| Country | Allianz Assistance ES | Allianz Direct Versicherungen DE |
|---|---|---|
| France | Yes | No |
| Germany | No | Yes |
| Spain | Yes | No |
Questions about each
Allianz Assistance ES
What does a travel policy from Allianz Assistance ES start at?+
The opening premium is €1.50 for travel cover, which reads as a low entry point beside the €8.37 site median. The final price moves with the tier, the trip and the cover limit you pick, so treat that figure as the floor rather than the quote.
Is this brand an insurer or a broker?+
It is registered as an insurer under insurer, which means it carries the risk in its own name. You deal with one company for the sale, the policy and the claim, with no separate underwriter to trace.
Allianz Direct Versicherungen DE
How much does Allianz Direct Versicherungen DE cost a month?+
Motor cover starts at €6.06 a month, with an excess from €150 when a claim is settled. Site starting premiums reach €3,431.08 at the top end and €8.37 at the median, so the advertised rate sits below the middle.
Who regulates Allianz Direct Versicherungen DE?+
It is an insurer regulated in Germany by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), so claims and complaints sit with the contracting insurer rather than an intermediary. The contracting entity is Allianz Direct Versicherungs-AG and it has traded since 2005.
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