Updated September 29, 2026 · AssureCue Editorial Team
Admiral Group vs Allianz Assistance ES
What sets them apart
| Compare | ||
|---|---|---|
| Insurance types | Auto, Home, Renters, Landlord, Travel, Pet, Van, Breakdown, Home emergencyCovers more | Travel, Landlord |
| Excess from | £99 | €90 |
| Cover limit | Up to 10,000 GBP vet fee cover (Lifetime pet insurance) | Medical expenses abroad: up to 20,000 EUR (Bronze), 100,000 EUR (Silver), 500,000 EUR (Gold) |
| Claims channels | Online, Phone | Online, Email, Post |
| Premium from | Not confirmed | €1.50 |
| Monthly payments | Yes | Not confirmed |
Same on both: Provider type (Insurer).
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Key differences
- Allianz Assistance ES scores higher overall: 9.3 vs 9.2.
- Allianz Assistance ES is licensed in 1 more country.
- Allianz Assistance ES is available in 1 more country.
- Insurance types: only Admiral Group offers Auto, Home, Renters.
- Claims channels: only Admiral Group offers Phone.
- Claims channels: only Allianz Assistance ES offers Email, Post.
- Support channels: only Admiral Group offers Chat.
Our verdict on each
Admiral Group
Admiral Group suits UK households that want one insurer across car, home, renters, travel, pet, van and breakdown cover, and it is an insurer rather than a broker. Pet excess starts at £99, so cheaper monthly premiums carry a real cost at claim time.
Allianz Assistance ES
Allianz Assistance ES suits people in Spain buying travel or landlord cover who want a named insurer behind the policy rather than a broker. Premiums start at €1.50 and support runs through phone, email and help centre, so help is easy to reach before a claim.
Score breakdown
| Area | Admiral Group | Allianz Assistance ES |
|---|---|---|
| Cost | 8.9Pet excess starts at £99 on a monthly plan. | 9.2HigherEntry premium is €1.50 with an excess from €90, both low beside the €8.37 site median for personal cover. |
| Offer | 9.4Higher | 8.9 |
| Trust | 9.4 | 9.6Higher |
Where they rank in our lists
| Ranking | Admiral Group | Allianz Assistance ES |
|---|---|---|
| Home insurance | 84 of 273 | 66 of 273 |
| Travel insurance | 111 of 295 | 95 of 295 |
| Landlord insurance | 16 of 55 | 13 of 55 |
What we checked
Admiral Group
- admiral.com: 12 facts, checked September 26, 2026
Allianz Assistance ES
- allianz-assistance.es: 9 facts, checked September 26, 2026
Every fact side by side
| Fact | Admiral Group | Allianz Assistance ES |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Not confirmed |
| Legal entity | EUI Limited (Reg No: 02686904) | AWP P&C SA. Sucursal en España |
| Headquarters | United Kingdom | Spain |
| Founded | 1993 | Not confirmed |
| Support channels | Phone, Chat, Email, Help centreCovers more | Phone, Email, Help centre |
Where each stands against the rest
| Fact | Admiral Group | Allianz Assistance ES | Median |
|---|---|---|---|
| Premium from | Not confirmed | €1.50lowest quarter | €6.02 |
Median across 116 listed insurance providers.
Pros and cons
Admiral Group
Pros
- Covers auto, home and renters under one roof, so several policies can sit with one provider
- Pet vet fee cover is Up to 10,000 GBP vet fee cover (Lifetime pet insurance) on lifetime pet insurance
- Support runs through phone, chat and email, and car claims start on online and phone
Cons
- Monthly payments are the only pricing model, so there is no annual alternative shown
- The lowest pet excess starts at £99, which leaves the first part of a bill to you
- Claims on car cover run on online and phone, a narrower set than the phone, chat and email used for help
Allianz Assistance ES
Pros
- An insurer rather than a middleman, so the sale, the policy and the claim sit with AWP P&C SA. Sucursal en España
- Support runs on phone, email and help centre for policy questions before a claim
- Claims can be filed through online, email and post, which lists online, email and post
Cons
- travel and landlord lists travel and landlord only, narrower than auto, home and renters
- An excess from €90 is left with you on a claim
- The lowest travel tier sets the smallest medical expenses abroad limit under the cover limit fact, so a heavy treatment bill abroad rests with you
Who each suits
Admiral Group
Who it suits
- Seniors, who are a named audience for the brand
- Pet owners wanting lifetime vet fee cover of Up to 10,000 GBP vet fee cover (Lifetime pet insurance)
- Households buying car, home and renters cover from one insurer
Who should look elsewhere
- Drivers who want a broker to place their cover rather than an insurer
- Pet owners who want low excess policies
- Anyone needing health, life or motorcycle lines, which sit outside auto, home and renters
Allianz Assistance ES
Who it suits
- Travellers buying cover in Spain who want help with medical costs abroad
- Landlords letting a property under travel and landlord
- Anyone who prefers an insurer that carries the risk itself
Who should look elsewhere
- Drivers and motorbike riders, since travel and landlord covers travel and landlord only and car cover sits elsewhere, such as Hiscox UK
- House occupiers shopping for buildings and contents cover, which Hiscox UK and Good Sam Insurance Agency list in home, renters and landlord and auto, home and renters
Current offers
Admiral Group
Current offer
Discount code
10% off travel insurance: 10% off
Buy a travel policy through the Admiral website and use the code ADM003 at checkout
Source, checked September 26, 2026
First period offer
12 months for the price of 10 (pet insurance): 12 months cover for the price of 10
Already an Admiral customer buying a first pet insurance policy
Source, checked September 26, 2026
Bonus
15% MultiPet discount: 15% off each pet
More than one pet insured on the same policy living in the same household
Source, checked September 26, 2026
Bonus
MultiCover discount: Discount for each additional policy
Insure more than one home, car, van or rental property in one MultiCover policy
Source, checked September 26, 2026
Country by country
| Country | Admiral Group | Allianz Assistance ES |
|---|---|---|
| France | No | Yes |
| Spain | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Admiral Group
What kind of company is Admiral Group?+
Admiral Group is an insurer, which means cover is written by the company itself rather than passed to another insurer through a broker. The legal entity behind the policies is EUI Limited (Reg No: 02686904), based in the United Kingdom.
Is Admiral Group regulated in the UK?+
Yes. Admiral Group holds a Financial Conduct Authority licence, listed as 311649. The company has traded since 1993 under that registration.
Allianz Assistance ES
What does a travel policy from Allianz Assistance ES start at?+
The opening premium is €1.50 for travel cover, which reads as a low entry point beside the €8.37 site median. The final price moves with the tier, the trip and the cover limit you pick, so treat that figure as the floor rather than the quote.
Is this brand an insurer or a broker?+
It is registered as an insurer under insurer, which means it carries the risk in its own name. You deal with one company for the sale, the policy and the claim, with no separate underwriter to trace.
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