Updated September 28, 2026 · AssureCue Editorial Team
AllClear Travel vs Allianz Assistance ES
What sets them apart
| Compare |  AllClear Travel |  Allianz Assistance ES |
|---|---|---|
| Insurance types | Travel | Travel, LandlordCovers more |
| Provider type | Broker | Insurer |
| Excess from | £250 | €90 |
| Cover limit | £10,000,000 emergency medical and repatriation (Gold); £15,000,000 (Gold Plus); unlimited (Platinum) | Medical expenses abroad: up to 20,000 EUR (Bronze), 100,000 EUR (Silver), 500,000 EUR (Gold) |
| Claims channels | Phone, Online | Online, Email, Post |
| Premium from | Not confirmed | €1.50 |
| Monthly payments | No | Not confirmed |
| Age range | No maximum age limit | Not confirmed |
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Key differences
- Allianz Assistance ES scores higher overall: 9.3 vs 8.6.
- AllClear Travel is available in 1 more country.
- Insurance types: only Allianz Assistance ES offers Landlord.
- Claims channels: only AllClear Travel offers Phone.
- Claims channels: only Allianz Assistance ES offers Email, Post.
- Support channels: only AllClear Travel offers Chat.
- Support channels: only Allianz Assistance ES offers Email.
Our verdict on each
AllClear Travel
AllClear Travel suits older UK travellers and anyone taking annual multi-trip cover, and it is a broker selling travel only. Cover carries No maximum age limit, excesses start at £250, and emergency medical and repatriation limits run from the Gold tier to unlimited cover on Platinum.
Allianz Assistance ES
Allianz Assistance ES suits people in Spain buying travel or landlord cover who want a named insurer behind the policy rather than a broker. Premiums start at €1.50 and support runs through phone, email and help centre, so help is easy to reach before a claim.
Score breakdown
| Area | AllClear Travel | Allianz Assistance ES |
|---|---|---|
| Cost | 8.1 | 9.2HigherEntry premium is €1.50 with an excess from €90, both low beside the €8.37 site median for personal cover. |
| Offer | 8.6 | 8.9Higher |
| Trust | 8.9 | 9.6Higher |
Positions in our rankings
| Ranking | AllClear Travel | Allianz Assistance ES |
|---|---|---|
| Travel insurance | 265 of 295 | 95 of 295 |
Licences and countries
| Country | AllClear Travel | Allianz Assistance ES |
|---|---|---|
| France | Not confirmed | |
| Gibraltar | Not confirmed | |
| Spain | Not confirmed | |
| United Kingdom | Financial Conduct Authority 311244 | Not confirmed |
Additional countries for AllClear Travel: 3. Additional countries for Allianz Assistance ES: 2.
Every fact side by side
| Fact | AllClear Travel | Allianz Assistance ES |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Legal entity | IES Limited (Gibraltar 117274), administered by AllClear Insurance Services Limited (England 04255112) | AWP P&C SA. Sucursal en España |
| Headquarters | United Kingdom | Spain |
| Founded | 2000 | Not confirmed |
| Support channels | Phone, Chat, Help centre | Phone, Email, Help centre |
Where each stands against the rest
| Fact | AllClear Travel | Allianz Assistance ES | Median |
|---|---|---|---|
| Premium from | Not confirmed | €1.50lowest quarter | €6.02 |
Median across 116 listed insurance providers.
Pros and cons
AllClear Travel
Pros
- Cover carries No maximum age limit, so age does not shut out older travellers
- Annual multi-trip cover is the core product, and monthly payments are no
- Support runs on phone, chat and help centre, and claims start by phone and online
Cons
- Excess starts at £250, so smaller claims can still leave you paying
- Support runs on phone, chat and help centre only, with chat and a help centre rather than a counter
- As a broker selling travel only, other cover sits with other providers
Allianz Assistance ES
Pros
- An insurer rather than a middleman, so the sale, the policy and the claim sit with AWP P&C SA. Sucursal en España
- Support runs on phone, email and help centre for policy questions before a claim
- Claims can be filed through online, email and post, which lists online, email and post
Cons
- travel and landlord lists travel and landlord only, narrower than auto, home and renters
- An excess from €90 is left with you on a claim
- The lowest travel tier sets the smallest medical expenses abroad limit under the cover limit fact, so a heavy treatment bill abroad rests with you
Who each suits
AllClear Travel
Who it suits
- Older travellers and seniors, the stated seniors for this travel policy
- Frequent flyers who take several trips a year on a single annual multi-trip policy
- Travellers wanting high emergency medical limits and a low starting excess
Who should look elsewhere
- Anyone who needs to pay in instalments, since monthly payments are no on this policy
- Travellers wanting home or motor cover: Good Sam Insurance Agency lists auto, home and renters
- Travellers who need unlimited cover but would rather sit below the highest tier
Allianz Assistance ES
Who it suits
- Travellers buying cover in Spain who want help with medical costs abroad
- Landlords letting a property under travel and landlord
- Anyone who prefers an insurer that carries the risk itself
Who should look elsewhere
- Drivers and motorbike riders, since travel and landlord covers travel and landlord only and car cover sits elsewhere, such as Hiscox UK
- House occupiers shopping for buildings and contents cover, which Hiscox UK and Good Sam Insurance Agency list in home, renters and landlord and auto, home and renters
Current offers
AllClear Travel
Current offer
Discount code
Summer Sale 26 discount on AllClear travel insurance
Discount automatically applied, base premium only, not on premium for medical conditions or optional extras, cannot be used with any other offer, ends 23:59 on 28/09/26
Source, checked September 26, 2026
Country by country
| Country | AllClear Travel | Allianz Assistance ES |
|---|---|---|
| Australia | Yes | No |
| France | No | Yes |
| Gibraltar | Yes | No |
| Spain | No | Yes |
| United Kingdom | Yes | No |
Questions about each
AllClear Travel
What does an AllClear Travel policy cost?+
Across the site the premium median is €8.37, with a lower quartile of €2.92 and an upper quartile of €29.72, and the highest quotes reach €3,431.08. Tiers run Gold, Gold Plus and Platinum, and the higher tiers carry higher limits.
Is there an age limit on the cover?+
Cover carries No maximum age limit, so age alone rules nobody out, and the policy is aimed at seniors. It is built for adults of any age, and older travellers are a stated part of the audience.
Allianz Assistance ES
What does a travel policy from Allianz Assistance ES start at?+
The opening premium is €1.50 for travel cover, which reads as a low entry point beside the €8.37 site median. The final price moves with the tier, the trip and the cover limit you pick, so treat that figure as the floor rather than the quote.
Is this brand an insurer or a broker?+
It is registered as an insurer under insurer, which means it carries the risk in its own name. You deal with one company for the sale, the policy and the claim, with no separate underwriter to trace.
Other options to compare
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Related by the facts
- Explorer Travel Insurance, also regulated by Financial Conduct Authority
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- Avanti Travel Insurance, also regulated by Gibraltar Financial Services Commission
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