Updated September 28, 2026 · AssureCue Editorial Team
AllClear Travel vs Faye
What sets them apart
| Compare |  AllClear Travel |  Faye |
|---|---|---|
| Provider type | Broker | Insurer |
| Cover limit | £10,000,000 emergency medical and repatriation (Gold); £15,000,000 (Gold Plus); unlimited (Platinum) | Emergency medical expenses up to $250K (primary); emergency medical evacuation up to $500K |
| Claims channels | Phone, Online | App, Email, Phone, Chat |
| Age range | No maximum age limit | 18+ |
| Premium from | Not confirmed | $4.36 |
| Excess from | £250 | Not confirmed |
Same on both: Insurance types (Travel), Monthly payments (No).
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Key differences
- Faye scores higher overall: 8.9 vs 8.6.
- Founded is lower at AllClear Travel: 2000 vs 2022.
- AllClear Travel is licensed in 1 more country.
- AllClear Travel is available in 2 more countries.
- Claims channels: only AllClear Travel offers Online.
- Claims channels: only Faye offers App, Email, Chat.
- Support channels: only Faye offers Email.
Our verdict on each
AllClear Travel
AllClear Travel suits older UK travellers and anyone taking annual multi-trip cover, and it is a broker selling travel only. Cover carries No maximum age limit, excesses start at £250, and emergency medical and repatriation limits run from the Gold tier to unlimited cover on Platinum.
Faye
Faye suits adults planning a trip who want a low-cost policy bought, priced and claimed in an app. Premiums start at $4.36, the provider is an insurer licensed by the California, Florida, New York and Texas regulators, and monthly payments: no, so cover runs for a single trip.
Score breakdown
| Area | AllClear Travel | Faye |
|---|---|---|
| Cost | 8.1 | 8.8HigherUnder the typical travel starting premium of €7.93 and the upper quartile of €45.91, with a cost score of 7. |
| Offer | 8.6 | 9.2Higher |
| Trust | 8.9Higher | 8.8 |
Positions in our rankings
| Ranking | AllClear Travel | Faye |
|---|---|---|
| Travel insurance | 265 of 295 | 33 of 295 |
Where these facts come from
AllClear Travel
- allcleartravel.co.uk: 12 facts, checked September 26, 2026
Faye
- withfaye.com: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | AllClear Travel | Faye |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Legal entity | IES Limited (Gibraltar 117274), administered by AllClear Insurance Services Limited (England 04255112) | Zenner Inc. (dba Faye), a Delaware corporation |
| Headquarters | United Kingdom | United States |
| Founded | 2000Lower | 2022 |
| Support channels | Phone, Chat, Help centre | Email, Chat, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | AllClear Travel | Faye | Median |
|---|---|---|---|
| Premium from | Not confirmed | $4.36lowest quarter | $16.09 |
| Excess from | £250highest quarter | Not confirmed | £25 |
Median across 61 listed insurance providers.
Pros and cons
AllClear Travel
Pros
- Cover carries No maximum age limit, so age does not shut out older travellers
- Annual multi-trip cover is the core product, and monthly payments are no
- Support runs on phone, chat and help centre, and claims start by phone and online
Cons
- Excess starts at £250, so smaller claims can still leave you paying
- Support runs on phone, chat and help centre only, with chat and a help centre rather than a counter
- As a broker selling travel only, other cover sits with other providers
Faye
Pros
- Claims can be started in the app or through app, email and phone, so most travellers can pick a route that suits them.
- The legal entity is Zenner Inc. (dba Faye), a Delaware corporation, so the company on the paperwork is named up front.
- Support runs on email, chat and phone, so help is reachable in several ways.
Cons
- Insurance types cover travel only, so car, home or health cover needs another provider.
- Cover limits are stated as caps: emergency medical expenses on the primary plan, and a higher cap for medical evacuation.
Who each suits
AllClear Travel
Who it suits
- Older travellers and seniors, the stated seniors for this travel policy
- Frequent flyers who take several trips a year on a single annual multi-trip policy
- Travellers wanting high emergency medical limits and a low starting excess
Who should look elsewhere
- Anyone who needs to pay in instalments, since monthly payments are no on this policy
- Travellers wanting home or motor cover: Good Sam Insurance Agency lists auto, home and renters
- Travellers who need unlimited cover but would rather sit below the highest tier
Faye
Who it suits
- Adults who want a trip policy bought in an app and settled at the start of cover.
- Travellers who claim through the app, since app, email and phone cover the main routes.
- People who want a single line of cover rather than a multi-line policy.
Who should look elsewhere
- Anyone needing more than a trip policy: Good Sam Insurance Agency lists auto, home and renters, so car, home and pet cover sit alongside travel there.
- Travellers who spread the cost, because monthly payments: no.
- Price-first shoppers chasing a free starting premium, where bonus.ch lists CHF 0.
Current offers
AllClear Travel
Current offer
Discount code
Summer Sale 26 discount on AllClear travel insurance
Discount automatically applied, base premium only, not on premium for medical conditions or optional extras, cannot be used with any other offer, ends 23:59 on 28/09/26
Source, checked September 26, 2026
Country by country
| Country | AllClear Travel | Faye |
|---|---|---|
| Australia | Yes | No |
| Gibraltar | Yes | No |
| United Kingdom | Yes | No |
| United States | No | Yes |
Questions about each
AllClear Travel
What does an AllClear Travel policy cost?+
Across the site the premium median is €8.37, with a lower quartile of €2.92 and an upper quartile of €29.72, and the highest quotes reach €3,431.08. Tiers run Gold, Gold Plus and Platinum, and the higher tiers carry higher limits.
Is there an age limit on the cover?+
Cover carries No maximum age limit, so age alone rules nobody out, and the policy is aimed at seniors. It is built for adults of any age, and older travellers are a stated part of the audience.
Faye
What does travel cover from Faye cost?+
Faye's premiums start at $4.36, under the typical travel starting premium of €7.93 on the site. Travel listings here run €0 to €3,431.08, so trip length and destination shape the final figure.
Where does Faye sit on price?+
On starting premium, Faye ranks 73 of 252 brands ranked, and the cost score for this profile is 7. The overall score on this page is 7, which keeps price as the clearest part of the profile.
Other options to compare
Other matchups
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