AllClear Travel review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

AllClear Travel suits older UK travellers and anyone taking annual multi-trip cover, and it is a broker selling travel only. Cover carries No maximum age limit, excesses start at £250, and emergency medical and repatriation limits run from the Gold tier to unlimited cover on Platinum.

Key facts

Best for
Older travellers and frequent flyers wanting a single annual multi-trip policy.
Insurance types
Travel (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
No (Source, checked September 26, 2026)
Excess from
£250 (Source, checked September 26, 2026)
Cover limit
£10,000,000 emergency medical and repatriation (Gold); £15,000,000 (Gold Plus); unlimited (Platinum) (Source, checked September 26, 2026)
Claims channels
Phone, Online (Source, checked September 26, 2026)
Age range
No maximum age limit (Source, checked September 26, 2026)
Legal entity
IES Limited (Gibraltar 117274), administered by AllClear Insurance Services Limited (England 04255112) (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Founded
2000 (Source, checked September 26, 2026)
Support channels
Phone, Chat, Help-centre (Source, checked September 26, 2026)
Audience
Seniors
Official website
allcleartravel.co.uk

Apps and profiles

Elsewhere
TrustpilotLinkedInX

Pros and cons

Pros

  • Cover carries No maximum age limit, so age does not shut out older travellers
  • Annual multi-trip cover is the core product, and monthly payments are no
  • Support runs on phone, chat and help centre, and claims start by phone and online
  • Trading since 2000 from GB, with licences in the UK and Gibraltar

Cons

  • Excess starts at £250, so smaller claims can still leave you paying
  • Support runs on phone, chat and help centre only, with chat and a help centre rather than a counter
  • As a broker selling travel only, other cover sits with other providers
AllClear Travel

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Scored 8.6 / 10 by AssureCue.

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Who it suits

  • Older travellers and seniors, the stated seniors for this travel policy
  • Frequent flyers who take several trips a year on a single annual multi-trip policy
  • Travellers wanting high emergency medical limits and a low starting excess

Who should look elsewhere

  • Anyone who needs to pay in instalments, since monthly payments are no on this policy
  • Travellers wanting home or motor cover: Good Sam Insurance Agency lists auto, home and renters
  • Travellers who need unlimited cover but would rather sit below the highest tier

How AllClear Travel compares

Where AllClear Travel is available

Available
Australia, Gibraltar, United Kingdom
Licence in United Kingdom
Financial Conduct Authority (311244), checked September 26, 2026
Licence in Gibraltar
Gibraltar Financial Services Commission (FSC25393), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does an AllClear Travel policy cost?+

Across the site the premium median is €8.37, with a lower quartile of €2.92 and an upper quartile of €29.72, and the highest quotes reach €3,431.08. Tiers run Gold, Gold Plus and Platinum, and the higher tiers carry higher limits.

Is there an age limit on the cover?+

Cover carries No maximum age limit, so age alone rules nobody out, and the policy is aimed at seniors. It is built for adults of any age, and older travellers are a stated part of the audience.

Who regulates AllClear Travel?+

The operation is authorised by the Financial Conduct Authority in the UK under licence 311244 and by the Gibraltar Financial Services Commission under licence FSC25393. Cover is written by IES Limited of Gibraltar and administered by AllClear Insurance Services Limited in England.

Can I pay monthly?+

Monthly payments are no, so the account is set up for a single payment rather than instalments. The annual multi-trip policy is the product described, and travel is the only line sold, so budget for the whole premium at renewal.

What is the excess on a claim?+

The excess starts at £250, which is the amount a covered claim can leave you to fund before the insurer pays. Higher tiers raise the medical and repatriation limits, so weigh the starting excess against the cover level you want.

How much emergency medical cover is included?+

Emergency medical and repatriation limits differ by tier: Gold carries the lower figure, Gold Plus carries more, and Platinum offers unlimited cover. The exact amounts sit in the policy tiers rather than one headline limit, so check the tier you are buying.

How do I make a claim?+

Claims can start on phone and online, by phone or online. Questions about the policy go to phone, chat and help centre, which lists a help centre, chat and phone. That means you can get answers about cover before you decide, and start a claim once something goes wrong.

What insurance does it sell?+

Travel only, per travel. AllClear Travel is a broker, so it places policies with an insurer rather than carrying the risk itself. The terms name IES Limited of Gibraltar, and the policy is administered by AllClear Insurance Services Limited in England. Home, motor and life cover come from elsewhere.

Sources

  • allcleartravel.co.uk checked September 26, 2026

    Backs: Audience, Cover limit, Excess from, Insurance types, Support channels

    “Get Seniors Travel Insurance with medical condition cover, including options for over 60s, 70s and 80s”

  • allcleartravel.co.uk/affiliates checked September 26, 2026

    Backs: Provider type, Founded, Headquarters, Licences

    “We receive commission from the insurer for the sale, service, and renewal of the insurance policy on your behalf”

  • allcleartravel.co.uk/annual-multi-trip checked September 26, 2026

    Backs: Monthly payments

    “Payment options: Pay for your Travel Insurance policy using your debit card, credit card or Apple Pay”

  • allcleartravel.co.uk/claims checked September 26, 2026

    Backs: Claims channels

    “All non-emergency claims are handled by Gallagher Bassett... You can submit a claim online via the claims handling agency Gallagher Bassett”

  • allcleartravel.co.uk/terms-and-conditions/cover-quote-pri... checked September 26, 2026

    Backs: Age range, Legal entity

    “AllClear does not operate a maximum age limit for single trip or annual multi-trip policies, so travellers of every age can get cover”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

AllClear Travel

AllClear Travel

Older travellers and frequent flyers wanting a single annual multi-trip policy.

8.6/10See alternatives

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