Updated September 28, 2026 · AssureCue Editorial Team
AllClear Travel vs Heymondo
AllClear Travel vs Heymondo: the differences
| Compare |  AllClear Travel |  Heymondo |
|---|---|---|
| Insurance types | Travel | Travel, GadgetCovers more |
| Excess from | £250 | $0 |
| Cover limit | £10,000,000 emergency medical and repatriation (Gold); £15,000,000 (Gold Plus); unlimited (Platinum) | Up to USD 10,000,000 medical expenses |
| Claims channels | Phone, Online | App, Phone, Email, Chat |
| Age range | No maximum age limit | Up to 69 (up to 49 for trips of 30 days or more) |
| Premium from | Not confirmed | $1.97 |
| Monthly payments | No | Not confirmed |
Same on both: Provider type (Broker).
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Key differences
- Heymondo scores higher overall: 9.0 vs 8.6.
- Founded is lower at AllClear Travel: 2000 vs 2017.
- AllClear Travel is licensed in 1 more country.
- AllClear Travel is available in 2 more countries.
- Insurance types: only Heymondo offers Gadget.
- Claims channels: only AllClear Travel offers Online.
- Claims channels: only Heymondo offers App, Email, Chat.
- Support channels: only AllClear Travel offers Help centre.
- Support channels: only Heymondo offers Email.
Our verdict on each
AllClear Travel
AllClear Travel suits older UK travellers and anyone taking annual multi-trip cover, and it is a broker selling travel only. Cover carries No maximum age limit, excesses start at £250, and emergency medical and repatriation limits run from the Gold tier to unlimited cover on Platinum.
Heymondo
Heymondo sells travel and gadget cover through a Spanish broking operation, and it suits adults who want a low entry price and no excess. Travel premiums on the Spain product start at $1.97, while the broker holds an entry in the Spanish distributors register.
Score breakdown
| Area | AllClear Travel | Heymondo |
|---|---|---|
| Cost | 8.1 | 9.6HigherEntry premium of $1.97 on the Spain travel product, with an excess of $0. |
| Offer | 8.6 | 9.1Higher |
| Trust | 8.9Higher | 8.5 |
Where each is licensed and available
| Country | AllClear Travel | Heymondo |
|---|---|---|
| Gibraltar | Not confirmed | |
| Spain | Not confirmed | |
| United Kingdom | Financial Conduct Authority 311244 | Not confirmed |
Additional countries for AllClear Travel: 3. Additional countries for Heymondo: 1.
Where they rank in our lists
| Ranking | AllClear Travel | Heymondo |
|---|---|---|
| Travel insurance | 265 of 295 | 184 of 295 |
Choosing between them
Pick AllClear Travel if trust matter most.
Pick Heymondo if offer and insurance types matter most.
Where these facts come from
AllClear Travel
- allcleartravel.co.uk: 12 facts, checked September 26, 2026
Heymondo
- heymondo.com: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | AllClear Travel | Heymondo |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Legal entity | IES Limited (Gibraltar 117274), administered by AllClear Insurance Services Limited (England 04255112) | Smart Insurance Correduria de Seguros, S.L. |
| Headquarters | United Kingdom | Spain |
| Founded | 2000Lower | 2017 |
| Support channels | Phone, Chat, Help centre | Email, Chat, Phone |
Where each stands against the rest
| Fact | AllClear Travel | Heymondo | Median |
|---|---|---|---|
| Premium from | Not confirmed | $1.97lowest quarter | $16.09 |
Median across 61 listed insurance providers.
Pros and cons
AllClear Travel
Pros
- Cover carries No maximum age limit, so age does not shut out older travellers
- Annual multi-trip cover is the core product, and monthly payments are no
- Support runs on phone, chat and help centre, and claims start by phone and online
Cons
- Excess starts at £250, so smaller claims can still leave you paying
- Support runs on phone, chat and help centre only, with chat and a help centre rather than a counter
- As a broker selling travel only, other cover sits with other providers
Heymondo
Pros
- Premiums on the Spain travel product start at $1.97.
- The excess on that product is $0.
- Medical expenses reach Up to USD 10,000,000 medical expenses.
Cons
- As a broker, Heymondo places your policy with an insurer rather than carrying the risk itself.
- Only travel and gadget are offered, so home, car and life cover sit outside this account.
- Support runs on email, chat and phone only, with no help centre or community channel listed.
Who each suits
AllClear Travel
Who it suits
- Older travellers and seniors, the stated seniors for this travel policy
- Frequent flyers who take several trips a year on a single annual multi-trip policy
- Travellers wanting high emergency medical limits and a low starting excess
Who should look elsewhere
- Anyone who needs to pay in instalments, since monthly payments are no on this policy
- Travellers wanting home or motor cover: Good Sam Insurance Agency lists auto, home and renters
- Travellers who need unlimited cover but would rather sit below the highest tier
Heymondo
Who it suits
- Adults buying single-trip or annual travel cover who value a low entry price.
- Gadget owners who want a second policy from the same account.
- Travellers who would rather file claims in the app than on paper.
Who should look elsewhere
- Euroasia Insurance, if you want an insurer that carries the risk rather than a broker.
- Good Sam Insurance Agency, if you need auto, home, life, health, pet or motorcycle cover in one place.
- bonus.ch, if you want a Swiss provider whose listed starting premium is free.
Current offers
AllClear Travel
Current offer
Discount code
Summer Sale 26 discount on AllClear travel insurance
Discount automatically applied, base premium only, not on premium for medical conditions or optional extras, cannot be used with any other offer, ends 23:59 on 28/09/26
Source, checked September 26, 2026
Country by country
| Country | AllClear Travel | Heymondo |
|---|---|---|
| Australia | Yes | No |
| Gibraltar | Yes | No |
| Spain | No | Yes |
| United Kingdom | Yes | No |
Questions about each
AllClear Travel
What does an AllClear Travel policy cost?+
Across the site the premium median is €8.37, with a lower quartile of €2.92 and an upper quartile of €29.72, and the highest quotes reach €3,431.08. Tiers run Gold, Gold Plus and Platinum, and the higher tiers carry higher limits.
Is there an age limit on the cover?+
Cover carries No maximum age limit, so age alone rules nobody out, and the policy is aimed at seniors. It is built for adults of any age, and older travellers are a stated part of the audience.
Heymondo
How much does travel cover cost?+
Travel premiums start at $1.97 on the Spain product. That is the entry figure rather than a typical price, so the amount for a given trip depends on the level of cover you pick. The excess on that product is listed as $0.
Is Heymondo an insurer or a broker?+
Heymondo is recorded as a broker, which means it places your policy with an insurer rather than carrying the risk itself. The contract is drawn up with Smart Insurance Correduria de Seguros, S.L., and the cover offered runs to travel and gadget.
Other options to compare
Other matchups
Related by the facts
- Explorer Travel Insurance, also regulated by Financial Conduct Authority
- Insurance providers with Travel
- Insurance providers available in Australia
- Avanti Travel Insurance, also regulated by Gibraltar Financial Services Commission
- Insurance providers available in United Kingdom
- Insurance providers available in Spain