Heymondo review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Heymondo sells travel and gadget cover through a Spanish broking operation, and it suits adults who want a low entry price and no excess. Travel premiums on the Spain product start at $1.97, while the broker holds an entry in the Spanish distributors register.
Key facts
- Best for
- Travellers and gadget owners who want a low entry price and no excess.
- Premium from
- $1.97 (Source, checked September 26, 2026)
- Insurance types
- Travel, Gadget (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Excess from
- $0 (Source, checked September 26, 2026)
- Cover limit
- Up to USD 10,000,000 medical expenses (Source, checked September 26, 2026)
- Claims channels
- App, Phone, Email, Chat (Source, checked September 26, 2026)
- Age range
- Up to 69 (up to 49 for trips of 30 days or more) (Source, checked September 26, 2026)
- Legal entity
- Smart Insurance Correduria de Seguros, S.L. (Source, checked September 26, 2026)
- Headquarters
- Spain (Source, checked September 26, 2026)
- Founded
- 2017 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone (Source, checked September 26, 2026)
- Official website
- heymondo.com
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- WikidataWikipediaLinkedInXTrustpilot
Pros and cons
Pros
- Premiums on the Spain travel product start at $1.97.
- The excess on that product is $0.
- Medical expenses reach Up to USD 10,000,000 medical expenses.
- Claims can be filed through app, phone and email.
Cons
- As a broker, Heymondo places your policy with an insurer rather than carrying the risk itself.
- Only travel and gadget are offered, so home, car and life cover sit outside this account.
- Support runs on email, chat and phone only, with no help centre or community channel listed.
Who it suits
- Adults buying single-trip or annual travel cover who value a low entry price.
- Gadget owners who want a second policy from the same account.
- Travellers who would rather file claims in the app than on paper.
Who should look elsewhere
- Euroasia Insurance, if you want an insurer that carries the risk rather than a broker.
- Good Sam Insurance Agency, if you need auto, home, life, health, pet or motorcycle cover in one place.
- bonus.ch, if you want a Swiss provider whose listed starting premium is free.
How your money is protected
Heymondo operates as a broker, so the policy and the risk sit with the insurer named on the documents rather than with Heymondo. It appears in the Directione General de Seguros y Fondos de Pension (DGSFP), Administrative Registry of Insurance and Reinsurance Distributors, under the entry J3422, which covers distribution activity in Spain.
The company behind it
The legal entity is Smart Insurance Correduria de Seguros, S.L., based in Spain and founded in 2017. It appears in the Directione General de Seguros y Fondos de Pension (DGSFP), Administrative Registry of Insurance and Reinsurance Distributors, as J3422. Customer contact runs on email, chat and phone, and the range covers travel and gadget.
How Heymondo compares
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9.0 vs 9.3
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Where Heymondo is available
- Available
- Spain
- Licence in Spain
- Directione General de Seguros y Fondos de Pension (DGSFP), Administrative Registry of Insurance and Reinsurance Distributors (J3422), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does travel cover cost?+
Travel premiums start at $1.97 on the Spain product. That is the entry figure rather than a typical price, so the amount for a given trip depends on the level of cover you pick. The excess on that product is listed as $0.
Is Heymondo an insurer or a broker?+
Heymondo is recorded as a broker, which means it places your policy with an insurer rather than carrying the risk itself. The contract is drawn up with Smart Insurance Correduria de Seguros, S.L., and the cover offered runs to travel and gadget.
Who regulates Heymondo?+
It appears in the Directione General de Seguros y Fondos de Pension (DGSFP), Administrative Registry of Insurance and Reinsurance Distributors, with the entry J3422. That registration covers distribution activity in Spain, where the operation is based.
How high is the medical cover limit?+
The stated limit reads Up to USD 10,000,000 medical expenses, and whether a given claim reaches that ceiling depends on the tier of cover you buy and the terms set by the insurer named on your documents. Longer trips and higher treatment costs are the cases that push a policy towards its limit.
How do I make a claim?+
Claims run through app, phone and email, which lists the app, phone, email and chat. Filing in the app is the quickest route listed, with phone and email there when you cannot use it, and the same channels handle questions about the cover.
What can I insure with Heymondo?+
The range is travel and gadget. Travel is the main product and gadget cover can sit alongside it, but there is no home, car, life or health cover in the same account. Those needs go to a provider that writes them.
Who does Heymondo suit?+
It suits adults buying single-trip or annual travel cover who want a low entry price and no excess, and gadget owners who want a second policy in the same place. It is less useful if you want home, car or life cover under one roof.
How old must I be to buy cover?+
The eligible age range is Up to 69 (up to 49 for trips of 30 days or more). Older travellers are covered on shorter trips, so long multi-week journeys narrow the age limit and some plans may not suit later travel.
Sources
- heymondo.com checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“a Spanish company with its registered office at calle Alaba 140, 2 4, 08018 Barcelona (Spain)”
- heymondo.com/about checked September 26, 2026
Backs: Founded
“Heymondo was born in 2017 with the mission of simplifying travel insurance.”
- heymondo.com/contract-terms checked September 26, 2026
Backs: Provider type, Licences
“Insurance Intermediary: SMART INSURANCE CORREDURIA DE SEGUROS, S.L., with Tax ID number B66843798.”
- heymondo.com/travel-insurance-international checked September 26, 2026
Backs: Age range, Claims channels, Cover limit, Excess from, Insurance types
“Age limit is 69 years old for travels up to 29 days. For 30 days or more, age limit is 49.”
- heymondo.com/travel-insurance/spain checked September 26, 2026
Backs: Premium from
“Heymondo Medical From $1.97/day”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly payments.
Heymondo
Travellers and gadget owners who want a low entry price and no excess.