Allianz Direct Versicherungen DE review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
Allianz Direct Versicherungen DE is an insurer based in Germany, writing auto, motorcycle and home cover on monthly payments and trading since 2005. It suits people who want a single insurer across car, motorcycle, home and travel policies rather than a broker, and who are comfortable paying each month.
Key facts
- Best for
- Monthly German car, motorcycle, home and travel cover from a single insurer.
- Premium from
- €6.06 (Source, checked September 26, 2026)
- Insurance types
- Auto, Motorcycle, Home, Travel (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Excess from
- €150 (Source, checked September 26, 2026)
- Cover limit
- Kfz-Haftpflicht: up to 100 million EUR sum insured, max 15 million EUR per injured person (Source, checked September 26, 2026)
- Claims channels
- Online portal, Phone, Email (Source, checked September 26, 2026)
- Legal entity
- Allianz Direct Versicherungs-AG (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Founded
- 2005 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- allianzdirect.de
Apps and profiles
Pros and cons
Pros
- Cover spans auto, motorcycle and home, so car, motorcycle, home and travel sit with the same provider.
- Support runs on email, chat and phone, and claims can be raised through online portal, phone and email.
- Motor liability is written to a high sum insured, with a lower cap for each injured person.
Cons
- Payments run on monthly only, so no annual single payment is listed for the same cover.
- Policies are sold into the DE market, so a policy taken here is tied to a single country.
- The advertised starting premium ranks 105 of 252 on the site for premium from.
Who it suits
- Drivers in DE who want motor cover billed each month rather than in a single payment.
- Motorcyclists and homeowners who want travel and home policies from the same Allianz Direct Versicherungs-AG.
- Anyone who prefers claims handled through online portal, phone and email, including phone and email.
Who should look elsewhere
- Price-first readers, since bunq lists €0 against €6.06 here.
- Buyers who need a wider spread of policy types, as Good Sam Insurance Agency writes auto, home and renters.
- Shoppers comparing across markets and currencies, since EuroAsia Insurance lists UZS 60,000.
The company behind it
The company behind the policy is Allianz Direct Versicherungs-AG, an insurer based in Germany and trading since 2005. Support runs on email, chat and phone, so a question about cover or a claim can be raised by email, in chat, by phone or through the help centre, and the contracting legal entity is stated on the policy documents.
How Allianz Direct Versicherungen DE compares
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 9.0
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.3
9.1 vs 8.6- 9.1 vs 9.3
9.1 vs 9.3Max Life Insurance
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6- 9.1 vs 8.4
- 9.1 vs 8.2
Fit 2 Trip
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Where Allianz Direct Versicherungen DE is available
- Available
- Germany
- Licence in Germany
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does Allianz Direct Versicherungen DE cost a month?+
Motor cover starts at €6.06 a month, with an excess from €150 when a claim is settled. Site starting premiums reach €3,431.08 at the top end and €8.37 at the median, so the advertised rate sits below the middle.
Who regulates Allianz Direct Versicherungen DE?+
It is an insurer regulated in Germany by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), so claims and complaints sit with the contracting insurer rather than an intermediary. The contracting entity is Allianz Direct Versicherungs-AG and it has traded since 2005.
How do I make a claim with this insurer?+
Claims are handled through online portal, phone and email, so a motor claim can be logged in the online portal or raised by phone or email. Support for general questions runs separately on email, chat and phone, which adds chat and a help centre to phone and email.
What types of insurance can I buy?+
The line covers auto, motorcycle and home: car, motorcycle, home and travel. Cover comes from a single provider rather than a broker placing policies with several insurers, and each policy is quoted and set up on its own.
Can I pay monthly or only in a single payment?+
Monthly payments are available, and monthly is the payment model on offer, so the cost of cover is spread through the year in instalments rather than settled in one payment. That suits readers who would rather keep the monthly outgo manageable than commit to a single charge.
Who is this insurer aimed at?+
It suits people in DE who want car, motorcycle, home or travel cover from a single insurer and prefer monthly billing. It is less useful for buyers who need lines outside auto, motorcycle and home, such as health or pet policies, or who shop mainly on the headline starting price.
How does the price compare with other brands?+
Its starting premium of €6.06 sits below the €8.37 site median. For contrast, bunq lists €0 and EuroAsia Insurance lists UZS 60,000, so the field spans very different price points, currencies and markets.
How much liability cover is written into a motor policy?+
Motor liability cover is written to a high sum insured, with a lower cap set for each injured person, which is the usual shape of third party liability cover. The excess starts at €150 and applies before the insurer settles the rest of an approved claim.
Sources
- allianzdirect.de/impressum checked September 26, 2026
Backs: Claims channels, Provider type, Headquarters, Legal entity, Support channels, Licences
“Allianz Direct - Firmensitz: Königinstr. 28, 80802 München”
- allianzdirect.de/kfz-versicherung checked September 26, 2026
Backs: Cover limit, Excess from, Pricing model, Monthly payments, Premium from
“z. B. 150 Euro Teilkasko-Selbstbeteiligung, 300 Euro Vollkasko-Selbstbeteiligung”
- allianzdirect.de/ueber-uns checked September 26, 2026
Backs: Founded, Insurance types
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Allianz Direct Versicherungen DE
Monthly German car, motorcycle, home and travel cover from a single insurer.