Updated October 9, 2026 · AssureCue Editorial Team

Top critical illness cover compared in New Zealand

5 insurance providers available in New Zealand, ranked for New Zealand.

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Top critical illness cover compared in New Zealand
#	Insurance provider	Score	Key facts	Actions
1	MSIG InsuranceTop pick	9.5/10	Insurance types: Auto, Home, Travel, and 3 more Provider type: Insurer Cover limit: TravelEasy: up to $1 million overseas medical expenses	Review Compare See alternatives
2	lifeDirect 20% Cashback: 20% cashback	8.9/10	Insurance types: Life, Health, Income-protection, and 4 more Provider type: Comparison site Monthly payments: Yes	Review Compare See alternatives
3	Giraffy	8.7/10	Premium from: £7.50 Insurance types: Auto, Home, Life, and 5 more Provider type: Comparison site	Review Compare See alternatives
4	Gowrie Group	8.6/10	Insurance types: Auto, Home, Travel, and 4 more Provider type: Broker Legal entity: Brown & Brown Insurance Brokers (UK) Limited	Review Compare See alternatives
5	Fubon Life Hong Kong Fubon Life Hong Kong offers life protection plans including the Fubon Refundable Premium Cancer Protection Plan and a term life plan.	Not rated	Insurance types: Critical-illness	Review Compare See alternatives

Licensed in New Zealand

lifeDirect: Financial Markets Authority (Financial Service Providers Register)