Updated September 30, 2026 · AssureCue Editorial Team

Top health insurance compared in New Zealand

17 insurance providers available in New Zealand, ranked for New Zealand.

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Top health insurance compared in New Zealand
#Insurance providerScoreFeaturesKey factsActions
1
MSIG InsuranceTop pick
9.5/10
    Insurance types:
    Auto, Home, Travel, and 3 more
    Provider type:
    Insurer
    Cover limit:
    TravelEasy: up to $1 million overseas medical expenses
    		ReviewCompareSee alternatives
    2
    Aetna

    CVS ExtraCare Plus membership included in every Aetna Dental Direct plan: $10 monthly reward

    		9.3/10
    • Monthly
    Premium from:
    $17
    Insurance types:
    Dental, Health
    Provider type:
    Insurer
    		ReviewCompareSee alternatives
    3
    Europ Assistance logo
    Europ Assistance
    		9.2/10
    • Seniors
    Insurance types:
    Travel, Auto, Home, and 4 more
    Provider type:
    Insurer
    Claims channels:
    Phone
    		ReviewCompareSee alternatives
    4
    OrbitProtect logo
    OrbitProtect
    		9.2/10
    • Expats
    Insurance types:
    Health, Travel
    Provider type:
    Insurer
    Excess from:
    NZ$50
    		ReviewCompareSee alternatives
    5
    Kogan.com logo
    Kogan.com
    		9.1/10
      Insurance types:
      Auto, Home, Landlord, and 4 more
      Provider type:
      Broker
      Headquarters:
      Australia
      		ReviewCompareSee alternatives
      6
      Spirit Dental

      30-day customer satisfaction guarantee: 30-day money-back guarantee

      		9.1/10
      • Seniors
      • Monthly
      Premium from:
      $16.09
      Insurance types:
      Dental
      Provider type:
      Insurer
      		ReviewCompareSee alternatives
      7
      lifeDirect logo
      lifeDirect

      20% Cashback: 20% cashback

      		8.9/10
      • Monthly
      Insurance types:
      Life, Health, Income-protection, and 4 more
      Provider type:
      Comparison site
      Monthly payments:
      Yes
      		ReviewCompareSee alternatives
      8
      Pivot Health logo
      Pivot Health
      		8.9/10
      • Monthly
      Insurance types:
      Health, Dental, Travel
      Provider type:
      Broker
      Legal entity:
      PivotHealth Holdings, LLC
      		ReviewCompareSee alternatives
      9
      Giraffy logo
      Giraffy
      		8.7/10
      • Expats
      • Monthly
      Premium from:
      £7.50
      Insurance types:
      Auto, Home, Life, and 5 more
      Provider type:
      Comparison site
      		ReviewCompareSee alternatives
      10
      Gowrie Group logo
      Gowrie Group
      		8.6/10
        Insurance types:
        Auto, Home, Travel, and 4 more
        Provider type:
        Broker
        Legal entity:
        Brown & Brown Insurance Brokers (UK) Limited
        		ReviewCompareSee alternatives

        Licensed in New Zealand

        lifeDirect
        Financial Markets Authority (Financial Service Providers Register)
        Canstar NZ
        Financial Markets Authority

        Browse by category

        Other countries

        MSIG Insurance

        Top pick for New Zealand

        9.5/10See alternatives

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