Kogan.com review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Kogan.com is a broker trading since 2006 that arranges personal cover across auto, home and landlord for households in Australia. It suits buyers who want several policies in one place, though quoted prices vary widely: the lowest listed is €0 and the highest is €3,431.08.
Key facts
- Best for
- Placing several personal policies with one broker in the AU market.
- Insurance types
- Auto, Home, Landlord, Travel, Health, Pet, Life (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Headquarters
- Australia (Source, checked September 26, 2026)
- Founded
- 2006 (Source, checked September 26, 2026)
- Official website
- kogan.com
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- A broker rather than a single insurer, so the account reaches across auto, home and landlord in one place
- The middle quoted premium is €8.37 and the lower quartile is €2.92, so entry quotes sit well below the middle
- Trading since 2006 and based in Australia, so it is an established name in a settled home market
- The comparison spans 494 brands, of which 332 are licensed, giving room to shop
Cons
- As a broker it does not carry the risk itself, so cover quality and claims sit with the provider named on the quote
- Cover stops at auto, home and landlord, so motorcycle, van and breakdown policies fall outside the range
- Quoted prices vary widely: the lowest listed is €0 and the highest is €3,431.08, so a headline figure rarely predicts your own
Who it suits
- Households in the AU market who want car, home, landlord, travel, health, pet and life cover arranged together
- Buyers happy to let a broker choose which provider to approach, rather than comparing insurers alone
- Price-led shoppers, with the middle quoted premium at €8.37 against a lower quartile of €2.92
Who should look elsewhere
- Motorcycle owners, since Good Sam Insurance Agency covers auto, home and renters and includes a motorcycle line
- Anyone after gadget cover, which EuroAsia Insurance includes in auto, home and travel
- Shoppers wanting only property and home emergency work, the focus of Hiscox UK's home, renters and landlord
Who runs it
Kogan.com is based in Australia and has been trading since 2006, so it is an established operation in its home market. That base shapes what it can offer: policies, wording and pricing are built for the market it is registered in, so a buyer reading quotes from another country is looking at cover drafted for a different legal system. Check the local wording, excess and claims route before accepting a quote.
How Kogan.com compares
9.1 vs 8.6
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 9.0
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.3- 9.1 vs 9.3
9.1 vs 9.3Max Life Insurance
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2- 9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6- 9.1 vs 8.4
- 9.1 vs 8.2
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mtu24
Where Kogan.com is available
- Available
- Australia, New Zealand, United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is Kogan.com an insurer or a broker?+
Kogan.com is a broker, so it compares policies offered by other providers rather than underwriting cover itself. The contract that matters is the one with the insurer named on your quote, and its terms decide what you are owed. Read the insurer's wording before accepting a quote.
What will a policy cost?+
The middle quoted premium is €8.37, the lower quartile is €2.92 and the upper quartile is €29.72. The lowest listed price is €0 and the highest is €3,431.08, so the spread is wide and your own quote is the one that counts.
Which types of insurance can I buy through it?+
Cover available runs to auto, home and landlord. That lets a household place a car policy, home cover, travel, health, pet, life and landlord insurance with one intermediary rather than approaching each company separately. Lines outside that set are not part of the offering.
Which country does it cover?+
Kogan.com is headquartered in Australia, and its quotes, wording and pricing are built for that market. Anyone shopping from another country is reading policies written for a different legal and repair environment, so check that cover, excess and the claims route make sense where you actually live.
How long has it been operating?+
It was founded in 2006 and is based in Australia. A business of that age has usually settled its quoting and payment flow, which matters when cover is arranged through an intermediary rather than an insurer's own site and the policy still has to renew years later.
Who handles the claim if something goes wrong?+
Claims are handled by the insurer named on the policy, not by Kogan.com, because it is a broker rather than the underwriter. That keeps price comparison simple, but it means the claims experience is the provider's, so check who the insurer is before you accept a quote.
How many insurers sit behind the quotes?+
The comparison behind these prices spans 494 brands, with 332 of them licensed and 6 named as partners. A wide panel helps on price, but it also means terms, excesses and service levels vary more from one quote to the next.
Sources
- en.wikipedia.org/wiki/Kogan.com checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Insurance types
“Underwritten by Hollard Insurance, Kogan Insurance was launched with home, contents, landlord, car, and travel insurance”
Compiled from 1 source page, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.