Updated September 29, 2026 · AssureCue Editorial Team
CORGI HomePlan vs Coverbaloo Home Emergency
Where CORGI HomePlan and Coverbaloo Home Emergency differ
| Compare |  CORGI HomePlan | Coverbaloo Home Emergency ReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | £17 | £6.50Lower |
| Insurance types | Home emergency | Home, Home emergency, TravelCovers more |
| Excess from | £0 | £0 to £45 |
| Cover limit | 2000 GBP per claim | £1,000 or £3,000 per year |
| Claims channels | Phone | Email, PhoneCovers more |
Same on both: Provider type (Broker), Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Coverbaloo Home Emergency scores higher overall: 9.0 vs 8.7.
- CORGI HomePlan is licensed in 1 more country.
- Premium from is lower at Coverbaloo Home Emergency: £6.50 vs £17.
- Insurance types: only Coverbaloo Home Emergency offers Home, Travel.
- Claims channels: only Coverbaloo Home Emergency offers Email.
- Support channels: only Coverbaloo Home Emergency offers Email.
Our verdict on each
CORGI HomePlan
CORGI HomePlan suits households seeking focused home emergency protection with monthly payments and phone based claims handling through a broker arrangement in Britain. Premiums start at £17 with cover of 2000 GBP per claim and excess at £0 for straightforward budgeting alongside help centre support.
Coverbaloo Home Emergency
Coverbaloo Home Emergency suits renters and owners seeking monthly home emergency protection with phone claims support, with premium starting at £6.50 alongside cover up to £1,000 or £3,000 per year per year. Monthly payments are available, while excess terms vary by plan within £0 to £45, so check plan details before purchase.
Score breakdown
| Area | CORGI HomePlan | Coverbaloo Home Emergency |
|---|---|---|
| Cost | 9.1Premiums start at £17 with monthly payments available. | 9.2HigherPremium starts at £6.50 with monthly payments spreading cost across the year |
| Offer | 8.3Focused home emergency cover of 2000 GBP per claim with excess at £0. | 8.9HigherCovers home emergency risks within home, home emergency and travel with yearly limits of £1,000 or £3,000 per year and claims via email and phone |
| Trust | 8.7Broker model disclosed as broker with regulated licences held. | 8.8HigherActs as broker in GB under Financial Conduct Authority licence 517325 |
Availability and regulation
| Country | CORGI HomePlan | Coverbaloo Home Emergency |
|---|---|---|
| United Kingdom | Financial Conduct Authority 824122 | Financial Conduct Authority 517325 |
| Guernsey | Not confirmed |
Available in 1 country for both.
Side by side, item by item
| Insurance types | CORGI HomePlan | Coverbaloo Home Emergency |
|---|---|---|
| Home | No | Yes |
| Travel | No | Yes |
| Home emergency | Yes | Yes |
Where they rank in our lists
| Ranking | CORGI HomePlan | Coverbaloo Home Emergency |
|---|---|---|
| Home emergency cover | 10 of 11 | 5 of 11 |
A third option
AA Breakdown has premium from at £5.49, against £17 for CORGI HomePlan and £6.50 for Coverbaloo Home Emergency.
AA Breakdown reviewEvery fact side by side
| Fact | CORGI HomePlan | Coverbaloo Home Emergency |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | HTG Home Services Limited | coverbaloo Ltd |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 2011 | Not confirmed |
| Support channels | Phone, Help centre | Email, Help centre, PhoneCovers more |
Where each stands against the rest
| Fact | CORGI HomePlan | Coverbaloo Home Emergency | Median |
|---|---|---|---|
| Premium from | £17above the median | £6.50below the median | £7.95 |
| Excess from | £0below the median | £0 to £45below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
CORGI HomePlan
Pros
- Premiums start at £17 with monthly payments available for budgeting
- Cover of 2000 GBP per claim with excess at £0 keeps claim costs clear
- Claims handling through phone with support through phone and help centre
Cons
- Claims run on phone only, so readers wanting online claims will find choice limited
- Support runs on phone and help centre only, so readers wanting email or chat will need another route
- Cover centres on home emergency, so readers wanting wider household cover will need to look elsewhere
Coverbaloo Home Emergency
Pros
- Premiums start at £6.50 with monthly billing and Monthly payments available
- Yearly cover of £1,000 or £3,000 per year for approved home emergencies
- Claims via email and phone with support through email, help centre and phone
Cons
- Excess varies within £0 to £45, so some plans add upfront cost at claim
- Cover focus stays within home, home emergency and travel, which limits relevance beyond home related needs
Who each suits
CORGI HomePlan
Who it suits
- Households wanting monthly home emergency cover rather than Hiscox, with premiums at £17
- Boiler cover shoppers wanting clear per claim limits rather than Allianz Malaysia, with cover at 2000 GBP per claim
- Phone led customers wanting help centre backup rather than Barmenia, with support through phone and help centre
Who should look elsewhere
- Readers wanting online claims rather than Hiscox, since claims run on phone
- Readers wanting broad household cover rather than Allianz Malaysia, since cover centres on home emergency
- Readers wanting email or chat support rather than Barmenia, since support runs on phone and help centre
Coverbaloo Home Emergency
Who it suits
- Occupants seeking monthly home emergency cover with phone claims via email and phone, rather than Hiscox where premium starts at $29.16
- Households comparing low entry premium at £6.50 against andsafe at €3.63 for emergency protection
Who should look elsewhere
- Travellers seeking broad travel cover rather than home emergency focus within home, home emergency and travel, where die Bayerische may fit with premium from €2.09
Country by country
| Country | CORGI HomePlan | Coverbaloo Home Emergency |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
CORGI HomePlan
How much does CORGI HomePlan cost?+
Premiums start at £17. Cover is offered on a monthly model under monthly, and monthly payments are available, which helps spread household budgeting across the year without paying annually in advance.
What is the claims limit?+
Cover is set at 2000 GBP per claim. That stated cap applies per claim, so readers should check policy documents for claim frequency rules, included emergencies and any exclusions before arranging cover for boiler or heating faults.
Coverbaloo Home Emergency
How much does Coverbaloo Home Emergency cost?+
Premium starts at £6.50 for home emergency cover. Plans use monthly billing, and Monthly payments are available to spread cost through the year. Final pricing depends on the selected cover limit and excess, so review the quote summary before purchase.
What cover limit applies?+
Cover limits are £1,000 or £3,000 per year per year depending on the chosen plan. The limit caps the amount payable for approved emergency repairs during the policy year. Check what counts as an emergency, plus any per claim restrictions, in the policy wording before purchase.