Updated September 29, 2026 · AssureCue Editorial Team
Coverbaloo Home Emergency vs YourRepair
Where Coverbaloo Home Emergency and YourRepair differ
| Compare | Coverbaloo Home Emergency ReviewSee alternativesSee alternatives |  YourRepair |
|---|---|---|
| Premium from | £6.50Lower | £7.52 |
| Insurance types | Home, Home emergency, TravelCovers more | Home emergency |
| Excess from | £0 to £45 | £0 |
| Cover limit | £1,000 or £3,000 per year | Unlimited repair costs |
| Claims channels | Email, Phone | Online portal, Phone |
| Provider type | Broker | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- Coverbaloo Home Emergency scores higher overall: 9.0 vs 8.9.
- Premium from is lower at Coverbaloo Home Emergency: £6.50 vs £7.52.
- Insurance types: only Coverbaloo Home Emergency offers Home, Travel.
- Claims channels: only Coverbaloo Home Emergency offers Email.
- Claims channels: only YourRepair offers Online portal.
- Support channels: only Coverbaloo Home Emergency offers Email.
Our verdict on each
Coverbaloo Home Emergency
Coverbaloo Home Emergency suits renters and owners seeking monthly home emergency protection with phone claims support, with premium starting at £6.50 alongside cover up to £1,000 or £3,000 per year per year. Monthly payments are available, while excess terms vary by plan within £0 to £45, so check plan details before purchase.
YourRepair
YourRepair suits households wanting dedicated home emergency cover with monthly payments and phone based help alongside portal claims. Premiums start at £7.52 while Unlimited repair costs applies and excess sits at £0 for clear upfront costs each month.
Score breakdown
| Area | Coverbaloo Home Emergency | YourRepair |
|---|---|---|
| Cost | 9.2Premium starts at £6.50 with monthly payments spreading cost across the year | 9.2Premiums start at £7.52 with excess at £0 and monthly payments available. |
| Offer | 8.9HigherCovers home emergency risks within home, home emergency and travel with yearly limits of £1,000 or £3,000 per year and claims via email and phone | 8.4Cover centres on home emergency with Unlimited repair costs and claims via online portal and phone. |
| Trust | 8.8Acts as broker in GB under Financial Conduct Authority licence 517325 | Not confirmed |
Where each is licensed and available
| Country | Coverbaloo Home Emergency | YourRepair |
|---|---|---|
| United Kingdom | Financial Conduct Authority 517325 | Not confirmed |
Available in 1 country for both.
What each covers
| Insurance types | Coverbaloo Home Emergency | YourRepair |
|---|---|---|
| Home | Yes | No |
| Travel | Yes | No |
| Home emergency | Yes | Yes |
If neither fits
AA Breakdown has premium from at £5.49, against £6.50 for Coverbaloo Home Emergency and £7.52 for YourRepair.
AA Breakdown reviewSources behind this comparison
Coverbaloo Home Emergency
- coverbaloo.co.uk: 11 facts, checked September 29, 2026
YourRepair
- yourrepair.co.uk: 10 facts, checked September 28, 2026
How they place
| Ranking | Coverbaloo Home Emergency | YourRepair |
|---|---|---|
| Home emergency cover | 5 of 11 | 9 of 11 |
Every fact side by side
| Fact | Coverbaloo Home Emergency | YourRepair |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | coverbaloo Ltd | YourCare Services Ltd |
| Headquarters | United Kingdom | United Kingdom |
| Support channels | Email, Help centre, PhoneCovers more | Phone, Help centre |
Where each stands against the rest
| Fact | Coverbaloo Home Emergency | YourRepair | Median |
|---|---|---|---|
| Premium from | £6.50below the median | £7.52below the median | £7.95 |
| Excess from | £0 to £45below the median | £0below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
Coverbaloo Home Emergency
Pros
- Premiums start at £6.50 with monthly billing and Monthly payments available
- Yearly cover of £1,000 or £3,000 per year for approved home emergencies
- Claims via email and phone with support through email, help centre and phone
Cons
- Excess varies within £0 to £45, so some plans add upfront cost at claim
- Cover focus stays within home, home emergency and travel, which limits relevance beyond home related needs
YourRepair
Pros
- Unlimited repair costs keeps eligible repair bills predictable.
- Excess sits at £0 with monthly payments available.
- Claims run through online portal and phone for direct access.
Cons
- Covers home emergency only, so wider home or contents needs require another provider.
- Support runs on phone and help centre only, without live chat or email contact.
Who each suits
Coverbaloo Home Emergency
Who it suits
- Occupants seeking monthly home emergency cover with phone claims via email and phone, rather than Hiscox where premium starts at $29.16
- Households comparing low entry premium at £6.50 against andsafe at €3.63 for emergency protection
Who should look elsewhere
- Travellers seeking broad travel cover rather than home emergency focus within home, home emergency and travel, where die Bayerische may fit with premium from €2.09
YourRepair
Who it suits
- Choose YourRepair over Hiscox where dedicated home emergency cover matters more than business protection.
- Choose YourRepair over Barmenia where Unlimited repair costs and phone claims handling matter most.
Who should look elsewhere
- Pick Allianz Malaysia over YourRepair where broader household, motor or travel needs call for auto, motorcycle and home.
- Pick Hiscox over YourRepair where business cover matters more than dedicated home emergency help.
Country by country
| Country | Coverbaloo Home Emergency | YourRepair |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Coverbaloo Home Emergency
How much does Coverbaloo Home Emergency cost?+
Premium starts at £6.50 for home emergency cover. Plans use monthly billing, and Monthly payments are available to spread cost through the year. Final pricing depends on the selected cover limit and excess, so review the quote summary before purchase.
What cover limit applies?+
Cover limits are £1,000 or £3,000 per year per year depending on the chosen plan. The limit caps the amount payable for approved emergency repairs during the policy year. Check what counts as an emergency, plus any per claim restrictions, in the policy wording before purchase.
YourRepair
What does YourRepair cost?+
Premiums start at £7.52 on monthly plans, which helps spread the yearly cost across regular billing. Monthly payments are available, so cover can be managed alongside household budgets without paying a large sum at renewal.
What type of insurance does YourRepair offer?+
Cover centres on home emergency, which keeps the product focused on urgent home faults. That focus suits buyers who already hold buildings or contents cover and want separate help for sudden breakdowns that need fast repair.