DELA Lebensversicherungen review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
DELA Lebensversicherungen is a Dutch insurer selling life cover, including a fixed death benefit policy, and suits people who want a simple policy paid monthly rather than a lump sum. Premiums start at €2.65 on the term life product, and the death benefit runs 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben).
Key facts
- Best for
- A low cost life policy with monthly payments and a death benefit agreed in advance.
- Premium from
- €2.65 (Source, checked September 26, 2026)
- Insurance types
- Life (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben) (Source, checked September 26, 2026)
- Claims channels
- Online death report form, Phone, Email (Source, checked September 26, 2026)
- Legal entity
- DELA Natura- en levensverzekeringen N.V. (Source, checked September 26, 2026)
- Headquarters
- Netherlands (Source, checked September 26, 2026)
- Founded
- 1937 (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- dela.de
Apps and profiles
Pros and cons
Pros
- Monthly payments are available and the listed payment model is monthly, so premiums spread across the year
- Support runs on email, phone and help centre, and claims run on online death report form, phone and email
- The death benefit plan pays a set 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben), so the amount is agreed before anyone dies
- A long operating record: the insurer has traded since 1937
Cons
- The insurance types listed are life, so life cover is the only category on offer
- The listed payment model is monthly, so budgeting by year is not offered
Who it suits
- Anyone arranging a death benefit for a partner, since the sorgenfrei Leben policy pays 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben)
- Readers who prefer paying a monthly amount, since monthly payments are available and the listed model is monthly
- People who want a Dutch insurer writing their own cover, since DELA is listed as an insurer at insurer and is based in the Netherlands
Who should look elsewhere
- Good Sam Insurance Agency suits anyone who wants several policies together, since it lists auto, home and renters rather than life cover alone
- Linxea suits a larger budget, since its life cover starts at €25 against DELA's €2.65
- Oney is a different comparison, with a starting figure of €1,000 against DELA's €2.65
Who runs it
DELA Lebensversicherungen trades as DELA Natura- en levensverzekeringen N.V. and is based in the Netherlands. It has been trading since 1937, so the brand sits on a long record. Support runs on email, phone and help centre, so you can reach a person by phone or in writing and work through a help centre when you need answers.
How DELA Lebensversicherungen compares
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9.3 vs 8.9Its life product starts at €25, a much higher entry point than DELA's €2.65.
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Where DELA Lebensversicherungen is available
- Available
- Germany
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does DELA Lebensversicherungen cost?+
The term life product starts at €2.65, and the death benefit plan is a separate cover on the same site. For comparison, Linxea's life cover starts at €25, which puts DELA at the cheaper end of the brands ranked on starting premium. Oney's figure of €1,000 belongs to a different market.
What does the death benefit policy pay out?+
The sorgenfrei Leben death benefit policy is set at 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben), so the amount a household receives is agreed in the contract rather than decided after a claim. It is sold alongside the term life cover, which handles the larger payout for dependants.
Can I pay monthly instead of once a year?+
Yes, monthly payments are available, and the listed payment model is monthly. That spreads the cost across the year instead of paying the year up front, which suits anyone with a tight monthly budget. It also means a death benefit plan stays affordable across a full year.
How do I get in touch with DELA?+
Support runs on email, phone and help centre, so you can call, write by email or work through the help centre. Claims run on online death report form, phone and email, which adds an online death report form to phone and email. That means the claims stage does not need a separate contact route.
Who is actually behind the policy?+
The contract is written by DELA Natura- en levensverzekeringen N.V., the legal entity listed for the brand, based in the Netherlands and trading since 1937. Buying from the insurer itself keeps the underwriter and the claims handler within a single company.
Does DELA sell anything besides life insurance?+
No, life cover is the only category listed under life. Readers who also want car, home, health, travel or pet policies need a second provider, and Good Sam Insurance Agency is the obvious comparison because it lists auto, home and renters.
What happens when someone dies?+
The claim can be reported through online death report form, phone and email, which covers an online death report form, phone and email. Because the death benefit amount of 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben) is set in the contract, the payout is known at the point of arranging it, not after the event.
Sources
- dela.de checked September 26, 2026
Backs: Claims channels, Insurance types
“Sterbefall melden - Einfach online melden; Telefon: 0211 / 54 26 86-86; E-Mail: kunde@dela.de”
- dela.de/faqs checked September 26, 2026
Backs: Cover limit, Pricing model, Monthly payments, Support channels
- dela.de/impressum checked September 26, 2026
Backs: Provider type, Headquarters, Legal entity
- dela.de/risikolebensversicherung checked September 26, 2026
Backs: Premium from
“Risikolebensversicherung ... schon ab 2,65 € mtl. [footnote] 100.000 € Versicherungssumme, Eintrittsalter 30 Jahre, Erzieher/-in, Nichtraucher/-in seit mind. 10 Jahren, Laufzeit 10 Jahre”
- dela.de/ueber-dela checked September 26, 2026
Backs: Founded
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
DELA Lebensversicherungen
A low cost life policy with monthly payments and a death benefit agreed in advance.