Updated September 29, 2026 · AssureCue Editorial Team
Home Emergency Assist vs YourRepair
Where Home Emergency Assist and YourRepair differ
| Compare |  Home Emergency Assist |  YourRepair |
|---|---|---|
| Premium from | £2.36Lower | £7.52 |
| Insurance types | Home emergency, GadgetCovers more | Home emergency |
| Cover limit | Up to £3,000 | Unlimited repair costs |
| Claims channels | Phone, Online | Online portal, Phone |
| Provider type | Broker | Not confirmed |
| Age range | Boilers up to 15 years, appliances under 10 | Not confirmed |
Same on both: Monthly payments (Yes), Excess from (£0).
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Key differences
- Home Emergency Assist scores higher overall: 9.0 vs 8.9.
- Premium from is lower at Home Emergency Assist: £2.36 vs £7.52.
- Insurance types: only Home Emergency Assist offers Gadget.
- Claims channels: only Home Emergency Assist offers Online.
- Claims channels: only YourRepair offers Online portal.
- Support channels: only Home Emergency Assist offers Email, Chat.
- Support channels: only YourRepair offers Help centre.
Our verdict on each
Home Emergency Assist
Home Emergency Assist suits people comparing low entry home emergency help alongside gadget cover with billing on monthly through a broker setup. Premium of £2.36 pairs with cover of Up to £3,000 with excess of £0 while claims run through phone and online and support through email, chat and phone.
YourRepair
YourRepair suits households wanting dedicated home emergency cover with monthly payments and phone based help alongside portal claims. Premiums start at £7.52 while Unlimited repair costs applies and excess sits at £0 for clear upfront costs each month.
Score breakdown
| Area | Home Emergency Assist | YourRepair |
|---|---|---|
| Cost | 9.4HigherEntry pricing shown by premium of £2.36 alongside excess of £0. | 9.2Premiums start at £7.52 with excess at £0 and monthly payments available. |
| Offer | 8.8HigherFocused scope spanning home emergency and gadget with monthly structure on monthly. | 8.4Cover centres on home emergency with Unlimited repair costs and claims via online portal and phone. |
| Trust | 8.8Broker arrangement shown as broker with licence 584710. | Not confirmed |
Availability and regulation
| Country | Home Emergency Assist | YourRepair |
|---|---|---|
| United Kingdom | Financial Conduct Authority 584710 | Not confirmed |
Available in 1 country for both.
If neither fits
Scottish Friendly has premium from at £0.23, against £2.36 for Home Emergency Assist and £7.52 for YourRepair.
Scottish Friendly reviewWhere these facts come from
Home Emergency Assist
- homeemergencyassist.com: 12 facts, checked September 29, 2026
YourRepair
- yourrepair.co.uk: 10 facts, checked September 28, 2026
How they place
| Ranking | Home Emergency Assist | YourRepair |
|---|---|---|
| Home emergency cover | 6 of 11 | 9 of 11 |
Every fact side by side
| Fact | Home Emergency Assist | YourRepair |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Home Emergency Assist Limited | YourCare Services Ltd |
| Headquarters | United Kingdom | United Kingdom |
| Support channels | Email, Chat, Phone | Phone, Help centre |
Where each stands against the rest
| Fact | Home Emergency Assist | YourRepair | Median |
|---|---|---|---|
| Premium from | £2.36lowest quarter | £7.52below the median | £7.95 |
| Excess from | £0below the median | £0below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
Home Emergency Assist
Pros
- Premium of £2.36 keeps entry cost modest for home emergency comparison.
- Cover of Up to £3,000 with excess of £0 leaves free excess on valid call outs.
- Claims through phone and online and support through email, chat and phone keep phone contact open.
Cons
- Age rules of Boilers up to 15 years, appliances under 10 limit eligibility where kit is older.
- Operates as broker so cover is arranged rather than carried directly.
YourRepair
Pros
- Unlimited repair costs keeps eligible repair bills predictable.
- Excess sits at £0 with monthly payments available.
- Claims run through online portal and phone for direct access.
Cons
- Covers home emergency only, so wider home or contents needs require another provider.
- Support runs on phone and help centre only, without live chat or email contact.
Who each suits
Home Emergency Assist
Who it suits
- Renters and owners seeking low entry call out help for sudden faults.
- Households that also want gadget cover beside home emergency.
Who should look elsewhere
- Shoppers wanting Hiscox pricing at premium of $29.16 rather than this entry point.
- Shoppers wanting Allianz Malaysia breadth across auto, motorcycle and home rather than a narrow home emergency focus.
YourRepair
Who it suits
- Choose YourRepair over Hiscox where dedicated home emergency cover matters more than business protection.
- Choose YourRepair over Barmenia where Unlimited repair costs and phone claims handling matter most.
Who should look elsewhere
- Pick Allianz Malaysia over YourRepair where broader household, motor or travel needs call for auto, motorcycle and home.
- Pick Hiscox over YourRepair where business cover matters more than dedicated home emergency help.
Country by country
| Country | Home Emergency Assist | YourRepair |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Home Emergency Assist
What does entry cover cost?+
Premium of £2.36 is the listed entry point for home emergency shoppers. Monthly payments are noted as yes, and billing follows monthly, which helps spread cost across the year rather than in a single payment.
How much can be claimed per emergency?+
Cover of Up to £3,000 applies to home emergency events, with excess of £0 on valid claims. That structure means eligible call out, parts and labour fall within the stated limit, subject to policy terms and exclusions.
YourRepair
What does YourRepair cost?+
Premiums start at £7.52 on monthly plans, which helps spread the yearly cost across regular billing. Monthly payments are available, so cover can be managed alongside household budgets without paying a large sum at renewal.
What type of insurance does YourRepair offer?+
Cover centres on home emergency, which keeps the product focused on urgent home faults. That focus suits buyers who already hold buildings or contents cover and want separate help for sudden breakdowns that need fast repair.