Homeprotect review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Homeprotect is a UK home insurance broker, working since 2002, that covers home, renters and landlord policies with monthly payments only, so it suits owners and tenants who want a single monthly bill. Buildings cover is offered at Buildings up to 1000000 GBP and claims come through online, phone and home emergency line.

Key facts

Best for
A single monthly home, renters or landlord policy from a UK broker, with claims by phone, online or the emergency line.
Insurance types
Home, Renters, Landlord, Home-emergency (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
Buildings up to 1000000 GBP (Source, checked September 26, 2026)
Claims channels
Online, Phone, Home-emergency-line (Source, checked September 26, 2026)
Legal entity
Avantia Insurance Limited (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Founded
2002 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
homeprotect.co.uk

Apps and profiles

Elsewhere
WikidataTrustpilotLinkedInyoutube.com

Pros and cons

Pros

  • One broker handles home, renters and landlord policies, so home, renters and landlord cover sit together.
  • Claims can be opened through online, phone and home emergency line, including an online route and a home emergency line.
  • Monthly payments are available, so cover is paid monthly rather than settled in a single payment.
  • Authorised and regulated in the UK by the Financial Conduct Authority under 304432.

Cons

  • The payment model offered is monthly, with no annual option listed beside it.
  • Support runs on phone and help centre only, so there is no listed email or chat route.
  • Buildings cover tops out at Buildings up to 1000000 GBP, so homes with a higher rebuild cost need a higher limit from elsewhere.
Homeprotect

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Who it suits

  • Homeowners with a rebuild cost that fits under the buildings limit of Buildings up to 1000000 GBP.
  • Renters and landlords who want home, renters and landlord cover on a single monthly plan.
  • People who prefer to deal with a person, since support runs on phone and help centre.

Who should look elsewhere

  • Hiscox UK, whose home, renters and landlord range adds auto cover to the same home, renters and landlord policies.
  • Good Sam Insurance Agency, whose auto, home and renters range puts home and renters cover beside life, health, pet and travel lines, which sit outside Homeprotect's home, renters and landlord.

How your money is protected

Homeprotect is a broker, broker, so it acts as the intermediary between you and the insurer rather than carrying the risk itself. It is authorised and regulated in the UK by the Financial Conduct Authority, listed under reference 304432. That registration is the check to make if you want to confirm the firm is allowed to sell and administer cover before you pay anything.

How Homeprotect compares

Where Homeprotect is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (304432), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Who is behind Homeprotect?+

Homeprotect is a broker, broker, rather than an insurer. The legal entity behind the brand is Avantia Insurance Limited. Worth knowing before you buy, because the name on your policy documents is the one to use if you need to claim.

Is Homeprotect regulated?+

Yes. The firm is authorised and regulated in the UK by the Financial Conduct Authority, listed under reference 304432. As a broker, broker, it sits under that regulation for selling and administering policies, so its status can be checked with the regulator.

What can I insure with Homeprotect?+

The range covers home, renters and landlord. That gives you a home policy for owners, a renters policy for tenants and a landlord policy for lets, with home emergency cover on the side. Claims on each of them run through online, phone and home emergency line.

How much cover do I get for the building?+

Buildings cover is offered at Buildings up to 1000000 GBP. Compare that with your rebuild cost rather than the market value of the property, because a rebuild figure above that ceiling would need a provider willing to write a higher limit on the same building.

Can I pay monthly?+

Monthly payments are available, and the payment model listed is monthly. Nothing is offered alongside it, so the monthly direct debit is the only pattern described in the policy information, which keeps the outgoing predictable through the year.

How do I make a claim?+

Claims can be opened through online, phone and home emergency line, so there is an online route, a phone line and a home emergency line for cases that cannot wait. Support itself runs on phone and help centre, with the phone the quickest way to reach a person.

What support do I get outside a claim?+

Support runs on phone and help centre, so phone covers policy questions and a help centre holds the written answers. There is no listed chat or email channel, which suits people who prefer talking things through rather than writing them out.

What will it cost?+

The price follows the property, the policy type and the cover chosen. For scale, the median starting premium across the brands listed on the site is €8.37, and most sit between €2.92 and €29.72. A quote for the property is what sets the figure.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

Homeprotect

Homeprotect

A single monthly home, renters or landlord policy from a UK broker, with claims by phone, online or the emergency line.

9.0/10See alternatives

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