Only Paws Pet Insurance review
Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 29, 2026
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Our verdict
Only Paws Pet Insurance suits pet owners wanting dedicated pet cover on a monthly model with cover at 5000 GBP per condition per year. As a broker based in the United Kingdom, it accepts claims through online portal with monthly payments available for pets of varied ages.
Key facts
- Best for
- Dedicated monthly pet cover with online claims
- Insurance types
- Pet (Source, checked September 29, 2026)
- Provider type
- Broker (Source, checked September 29, 2026)
- Monthly payments
- Yes (Source, checked September 29, 2026)
- Excess from
- £99 (Source, checked September 29, 2026)
- Cover limit
- 5000 GBP per condition per year (Source, checked September 29, 2026)
- Claims channels
- Online-portal (Source, checked September 29, 2026)
- Age range
- 4 weeks and older, no upper limit (Source, checked September 29, 2026)
- Legal entity
- Trusted Insurance Services Ltd (Source, checked September 29, 2026)
- Headquarters
- United Kingdom (Source, checked September 29, 2026)
- Support channels
- Email, Help-centre (Source, checked September 29, 2026)
- Pricing model
- Monthly
- Official website
- onlypawspetinsurance.co.uk
Apps and profiles
- Elsewhere
- Trustpilotfacebook.cominstagram.com
Pros and cons
Pros
- Dedicated pet cover with limits at 5000 GBP per condition per year per condition across the year
- Monthly payment model through monthly with online claims via online portal
- Broad age access with 4 weeks and older, no upper limit and backing as broker
Cons
- Support runs on email and help centre only, which may suit you less where you prefer phone help
- Claims run through online portal only, which gives you limited routes to submit
- Excess applies at £99, so you share part of each accepted claim
Who it suits
- You want dedicated cover for pet with monthly payments and online handling
- You care for a young pet or an older pet and value eligibility at 4 weeks and older, no upper limit
Who should look elsewhere
- You want pet plus travel, home or life in a single place, consider andsafe which lists auto, home and travel
- You want income protection or dental beside pet cover, consider die Bayerische which lists auto, home and motorcycle
How Only Paws Pet Insurance compares
8.7 vs 8.6
8.7 vs 9.48.7 vs 9.4
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 8.8
8.7 vs 8.7
8.7 vs 9.08.7 vs 9.4
8.7 vs 9.3
8.7 vs 8.9
8.7 vs 8.9
8.7 vs 8.98.7 vs 9.3
- 8.7 vs 9.3
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Max Life Insurance
8.7 vs 9.3
8.7 vs 9.3
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8.7 vs 9.2
8.7 vs 9.28.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2- 8.7 vs 9.1
8.7 vs 9.18.7 vs 9.1
8.7 vs 8.9
8.7 vs 8.9
8.7 vs 8.88.7 vs 8.8
8.7 vs 8.6
8.7 vs 8.6- 8.7 vs 8.4
- 8.7 vs 8.2
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Globely
Where Only Paws Pet Insurance is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (831252), checked September 29, 2026
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What excess applies to Only Paws Pet Insurance?+
Excess for this pet cover sits at £99, so you pay that share where a claim is accepted under policy terms. Monthly payments are available, which helps you spread spend across the year. Check your schedule for how excess applies per condition.
How much cover is available per condition?+
Cover reaches 5000 GBP per condition per year, which sets the amount available for each separate condition across the policy year. It helps you plan for vet bills where ongoing treatment is needed. Check policy terms for renewals, limits and exclusions that shape cover.
Which pets can join based on age?+
Eligibility covers 4 weeks and older, no upper limit, so young pets can join and older pets remain eligible without an upper bar. That breadth suits you where age limits often block cover elsewhere. Check terms for pre existing conditions and waiting rules that may apply.
How do you make a claim?+
Claims go through online portal, so you submit and track online rather than by post or in branch. That route suits you where you prefer digital handling with documents uploaded. Keep vet invoices and records ready to support smooth review.
How can you get help with the policy?+
Support is provided through email and help centre, with email contact plus centre guides for common queries on cover and claims. That setup suits you where you prefer written help and self serve answers. Allow time for replies around busy periods.
Who provides Only Paws Pet Insurance and how is it regulated?+
Only Paws Pet Insurance acts as broker under Trusted Insurance Services Ltd based in the United Kingdom. It holds Financial Conduct Authority licensing under 831252. That structure means distribution and administration sit with the broker while underwriting sits elsewhere.
Can you pay monthly for this pet cover?+
The payment model is monthly, and monthly payments are offered to help you manage household spend. Cover focuses on pet, so you get a dedicated pet product rather than a multi line bundle. Review billing dates and renewal terms before you commit.
Sources
- onlypawspetinsurance.co.uk checked September 29, 2026
Backs: Provider type, Headquarters, Legal entity
“Only Paws is a trading name of Trusted Insurance Services Ltd ... Appointed Representative of City Insurance Brokers Ltd, authorised and regulated by the Financial Conduct Authority”
- onlypawspetinsurance.co.uk/faqs checked September 29, 2026
Backs: Age range, Cover limit, Excess from, Insurance types, Pricing model, Monthly payments
“We only accept pets older than 4 weeks and don't discriminate against older pets.”
- onlypawspetinsurance.co.uk/help-and-contact checked September 29, 2026
Backs: Support channels
“The quickest way to resolve your query is by emailing info@onlypawspetinsurance.co.uk”
- onlypawspetinsurance.co.uk/how-to-claim checked September 29, 2026
Backs: Claims channels
“All claim types are to be logged through our easy to use online portal by the policyholder.”
- register.fca.org.uk/s checked September 29, 2026
Backs: Licences
Compiled from 5 source pages, checked September 29, 2026. We did not open an account.
Not confirmed yet: Premium from.