SOLIDAR -Das faire Sterbegeld review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

SOLIDAR -Das faire Sterbegeld keeps the cover deliberately plain: a single death benefit paid monthly, for households that want a guaranteed sum for survivors and nothing beyond it. Premiums start at €0.47 on the monthly plans, so the outlay suits people covering a mortgage or a partner's income.

Key facts

Best for
Households wanting a simple monthly death benefit and nothing else.
Premium from
€0.47 (Source, checked September 26, 2026)
Insurance types
Life (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
up to EUR 8,000 death benefit (Tarife 18 and 19) (Source, checked September 26, 2026)
Claims channels
Phone, Post (Source, checked September 26, 2026)
Age range
entry age 14-75 (monthly premium plans 14-70) (Source, checked September 26, 2026)
Legal entity
SOLIDAR Versicherungsgemeinschaft Sterbegeldversicherung VVaG (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Founded
1922 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
solidar-versicherung.de

Apps and profiles

Elsewhere
WikidataXfacebook.com

Pros and cons

Pros

  • Starting premiums of €0.47 put it at 26 of 252 brands on price.
  • Monthly payments: yes, and monthly makes a month the only pricing mode.
  • The contract is with the insurer itself under BaFin licence 3079.

Cons

  • The largest sum offered is up to EUR 8,000 death benefit (Tarife 18 and 19), so check it against any mortgage balance.
  • Claims are taken on phone and post, meaning phone or post rather than an online form.
  • Support runs on phone, email and help centre, so no live chat option is listed.
SOLIDAR -Das faire Sterbegeld

Ready to try SOLIDAR -Das faire Sterbegeld?

Scored 9.3 / 10 by AssureCue.

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Who it suits

  • Households arranging a death benefit alongside a mortgage or a family loan.
  • Applicants inside entry age 14-75 (monthly premium plans 14-70) who want the premium paid monthly.
  • People after a single benefit rather than a mixed range, since life is the only cover here.

Who should look elsewhere

  • Buyers wanting a savings-linked life policy instead of a death benefit: Linxea starts at €25 and is priced for a different purpose.
  • Anyone bundling several policies with one provider: Good Sam lists auto, home and renters under one roof.

Who runs it

The legal entity behind the policies is SOLIDAR Versicherungsgemeinschaft Sterbegeldversicherung VVaG, an insurer registered in Germany. It has been writing cover since 1922. BaFin is the named regulator on licence 3079, so the contract sits with a supervised insurer rather than a broker. Support runs on phone, email and help centre.

How SOLIDAR -Das faire Sterbegeld compares

Where SOLIDAR -Das faire Sterbegeld is available

Available
Germany
Licence in Germany
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) (3079), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a policy cost?+

Starting premiums are €0.47 for the monthly plans, against a site median of €8.37 and a life ranking median of €7.95. The monthly outgoing is the only pricing mode, monthly, so there is no annual alternative to compare.

How much does the policy pay out?+

The sum insured is up to EUR 8,000 death benefit (Tarife 18 and 19), and that is the ceiling on what a policy pays. life insurance is the only line here, with no savings or investment element attached, so anyone wanting a growing pot should look elsewhere.

Who can take out a policy?+

Entry ages are entry age 14-75 (monthly premium plans 14-70). The monthly plans close earlier than the wider entry range, so anyone past that point should check the limits before applying. Wider entry limits mean an older household can still put cover in place.

Can the premium be paid monthly?+

Monthly payments: yes. The product is sold on a monthly model, monthly, and the starting premium is €0.47. Paying in monthly instalments keeps the outgoing small next to a mortgage or a standing order, and it is the only mode available.

Who regulates the insurer?+

Yes, it is supervised. BaFin is the named regulator in Germany, with licence number 3079. The legal entity behind the policy is SOLIDAR Versicherungsgemeinschaft Sterbegeldversicherung VVaG, an insurer rather than a broker, so the contract sits with the firm that carries the risk.

How are claims handled?+

Claims run on phone and post, so a bereaved family either calls or writes. There is no online claim form in that list. Support for policy questions is broader, on phone, email and help centre.

Is death benefit cover a common choice here?+

Life insurance appears for 92.2% of brands in the life ranking and for 46.6% across the whole site, so a dedicated death benefit plan is a narrow choice. This brand sits in that slice with an overall score of 9.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

SOLIDAR -Das faire Sterbegeld

SOLIDAR -Das faire Sterbegeld

Households wanting a simple monthly death benefit and nothing else.

9.3/10See alternatives

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