FE Credit review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

FE Credit is a health cover option for Vietnamese adults aged 20-60 who want cover tied to a credit facility rather than a standalone policy. It runs as a broker, and premiums start at VND 400,000. Suited to borrowers already using the finance company's own products.

Key facts

Best for
Borrowers in Vietnam who want health cover bundled with a credit facility.
Premium from
₫400,000 (Source, checked September 26, 2026)
Insurance types
Health (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Cover limit
Outstanding balance of the credit facility (Source, checked September 26, 2026)
Claims channels
Mobile app (Source, checked September 26, 2026)
Age range
20-60 (Source, checked September 26, 2026)
Legal entity
VPBank SMBC Finance Company Limited (Source, checked September 26, 2026)
Headquarters
Vietnam (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Official website
fecredit.com.vn

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInfacebook.comyoutube.com

Pros and cons

Pros

  • Health cover priced from VND 400,000, with a single linked product rather than a wide range
  • The cover limit follows the outstanding balance of the credit facility, so it scales with what is owed
  • Support runs by phone, email and a help centre, and claims are handled in the mobile app
  • A broker, so the health policy is arranged through the finance company rather than underwritten by it

Cons

  • Life, home and travel are not among its insurance types, which list health alone (health)
  • Claims run through the mobile app only, while questions are handled by phone, email and help centre
  • The legal entity is VPBank SMBC Finance Company Limited, so the policy is offered from within a finance company rather than a standalone insurer
FE Credit

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Scored 8.5 / 10 by AssureCue.

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Who it suits

  • Adults aged 20-60 who hold or are considering a credit facility with the finance company
  • Vietnamese customers who want claims started and tracked inside a mobile app
  • Borrowers who prefer a single linked product over comparing policies across insurers

Who should look elsewhere

  • People wanting broad cover beyond health, since insurance types listed cover health alone
  • Customers who need a standalone insurer rather than a broker arrangement
  • Anyone outside the 20-60 age band the product is written for

Who runs it

FE Credit is a broker, not an insurer, and the legal entity behind it is VPBank SMBC Finance Company Limited. It is based in Vietnam and the app dates from 2015, so the service is a recent addition to a finance business rather than a long standing insurer. Support runs on phone, email and help centre, and claims are started in the mobile app. Health is the only type of cover listed, and the limit is set by the outstanding balance of the credit facility.

How FE Credit compares

Where FE Credit is available

Available
Vietnam

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does FE Credit health cover cost?+

Premiums start at VND 400,000. That sits against a site median starting price of €8.37, with a lower quartile of €2.92 and an upper quartile of €29.72. The quoted starting figure applies to the linked credit product rather than a standalone health policy.

What does the policy actually cover?+

The listed type is health, and the cover limit is Outstanding balance of the credit facility. In practice the amount insured follows what you still owe, so the limit rises or falls with the balance rather than being a fixed sum you choose.

Who provides the cover?+

FE Credit is a broker, so the health policy is arranged through the finance company rather than underwritten by it. The legal entity named is VPBank SMBC Finance Company Limited, which is how you can tell the difference between the broker and the company behind it.

How do I make a claim?+

Claims are handled in the mobile app, which is the only claims channel listed. You start and track the claim there, while questions that are not claims go through phone, email and help centre, so it helps to have the app to hand before you call.

How do I get help with the policy?+

Support runs on phone, email and help centre, which covers phone, email and a help centre. The app is where claims run, so the phone and email route is the better path for anything about wording, timing or the cover limit.

Who is this cover written for?+

It is aimed at adults aged 20-60 in Vietnam. The link to a credit facility is the defining point, so the product makes most sense for people who already borrow from, or are considering borrowing from, the finance company.

Is this a standalone health policy?+

Not on the facts listed. Insurance types cover health only, and the cover limit is tied to Outstanding balance of the credit facility, so it works as protection alongside a credit facility rather than as a broad independent health plan.

Where is FE Credit based?+

It is based in Vietnam, and the app was published from 2015. As a broker, it sits inside a finance business rather than operating as a standalone insurer, which shapes how the cover is sold and handled.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

FE Credit

FE Credit

Borrowers in Vietnam who want health cover bundled with a credit facility.

8.5/10See alternatives

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