Updated September 29, 2026 · AssureCue Editorial Team
Gigasure vs Verti
What sets them apart
| Compare |  Gigasure |  Verti |
|---|---|---|
| Premium from | £36.35 | €8.17 |
| Insurance types | Travel, Van | Auto, Motorcycle, Van |
| Provider type | Broker | Insurer |
| Excess from | £0 to £10,000 | €150 to €500 |
| Cover limit | Medical expenses trips abroad: GBP 10,000,000 (Core) to GBP 20,000,000 (Max) | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury |
| Claims channels | App, Website | Phone, Online form, Email |
| Monthly payments | Not confirmed | No |
| Age range | 18-75 single trip, 18-70 annual multi-trip | Not confirmed |
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Key differences
- Verti scores higher overall: 9.0 vs 8.9.
- Insurance types: only Gigasure offers Travel.
- Insurance types: only Verti offers Auto, Motorcycle.
- Claims channels: only Gigasure offers App, Website.
- Claims channels: only Verti offers Phone, Online form, Email.
- Support channels: only Gigasure offers Chat.
Our verdict on each
Gigasure
Gigasure suits people in the UK who want travel or van cover alone rather than a full personal lines policy, and car hire excess cover starts at £36.35. It is a broker registered with the Financial Conduct Authority, so the selling firm is named, regulated and checkable.
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Score breakdown
| Area | Gigasure | Verti |
|---|---|---|
| Cost | 9.0HigherEntry price of £36.35 for car hire excess sits above the site median, which stands at €8.37. | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. |
| Offer | 9.0 | 9.0 |
| Trust | 8.8 | 9.4Higher |
Where each is licensed and available
| Country | Gigasure | Verti |
|---|---|---|
| Germany | Not confirmed | |
| United Kingdom | Not confirmed |
Additional countries for Gigasure: 1. Additional countries for Verti: 1.
Where these facts come from
Gigasure
- gigasure.com: 11 facts, checked September 26, 2026
Verti
- verti.de: 11 facts, checked September 26, 2026
How they place
| Ranking | Gigasure | Verti |
|---|---|---|
| Car insurance | 21 of 393 | 20 of 393 |
| Van insurance | 3 of 38 | 2 of 38 |
Every fact side by side
| Fact | Gigasure | Verti |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Legal entity | Gigasure Services Limited | Verti Versicherung AG |
| Headquarters | United Kingdom | Germany |
| Founded | Not confirmed | 1996 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Phone, Email, Help centre |
Pros and cons
Gigasure
Pros
- Excess on car hire excess cover runs £0 to £10,000, so a traveller chooses how much of the rental charge to carry instead of accepting a fixed figure.
- Claims are filed through the app and website and support runs on email, chat and phone, giving policyholders live and written routes inside the same provider.
- The FCA registration 1005421 sits on a broker, so the firm taking the instruction is named and checkable by the customer.
Cons
- The catalogue is travel and van, so anyone wanting home, motor or life in the same place has to move to another provider.
- On entry price Gigasure ranks 199 of 252 across the site, so the starting figure sits high in a list sorted from the lowest premium.
- The 5.1 overall score is a middling one, and its 5.1 cost part is the same, so the price case is the part that needs arguing.
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Who each suits
Gigasure
Who it suits
- Travellers inside the 18-75 single trip, 18-70 annual multi-trip bands, whether they are booking a single trip or an annual multi-trip policy.
- Anyone taking a car hire excess policy who wants the excess set themselves, with options running £0 to £10,000.
- Van owners who want travel and van held by the same broker, given the range is travel and van.
Who should look elsewhere
- Shoppers after auto, home or pet in the same place: Good Sam Insurance Agency lists auto, home and renters.
- Readers comparing a UK budget with another market: EuroAsia Insurance is priced at UZS 60,000 in Uzbek soum, which does not line up with a UK travel or van figure.
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Current offers
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Country by country
| Country | Gigasure | Verti |
|---|---|---|
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Gigasure
What does Gigasure actually sell?+
Gigasure is a focused personal lines broker and its range is travel and van, travel and van, with nothing else sitting alongside them. A shopper after a full household bundle is looking at a different kind of provider. Both lines sit inside the same brand, which keeps quoting and claims in the same place.
How much does car hire excess insurance cost?+
The entry figure is £36.35 for car hire excess cover, and the excess a traveller accepts on that policy runs £0 to £10,000. How much of the rental company's charge you agree to carry is the decision behind the quote, so £36.35 reads as the floor of the price rather than a typical bill.
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
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