Ant Group review

Ant Group is a broker, so it places health cover with insurers rather than underwriting the risk itself. The legal entity behind the service is Ant Group Co. Ltd, and its only listed insurance type is health. Readers who want a named insurer on the policy should look elsewhere.

The listed licences sit with the Monetary Authority of Singapore and the People's Bank of China, and the Singapore entry is digital wholesale bank (DWB) licence. The group is headquartered in China, so a health plan taken here runs through a broker rather than a locally supervised insurer.

Health is the whole list under health, so there is no travel, life, home or gadget cover on the same account. Readers who want life or gadget next to health can compare Oney Préstamos ES, which lists health, life and gadget.

Support runs on email only, so email is the listed route for policy questions and claims. No phone line or live chat appears in the listed channels, which suits readers happy to keep the conversation in writing and less suitable for anyone who needs an answer straight away.

Ant Group suits people who want a single health plan placed by a broker and who are content to wait on email. It does not suit shoppers who want travel, life, home or pet cover in the same place, or readers who insist on holding a policy with a named insurer rather than a broker.

The group is headquartered in China and was founded in 2014, and the legal entity behind the service is Ant Group Co. Ltd. Its listed regulators are the Monetary Authority of Singapore and the People's Bank of China, so check which licence sits behind any health plan you are shown.

Ant Group lists health alone under health and support on email only, while Oney Préstamos ES lists health, life and gadget. The trade-off is a narrow, health-only book from a broker against a provider whose cover list reaches life and gadget lines, which matters if your household needs more than health.