Updated September 29, 2026 · AssureCue Editorial Team

Top public liability insurance compared in South Africa

6 insurance providers available in South Africa, ranked for South Africa.

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Top public liability insurance compared in South Africa
#	Insurance provider	Score	Features	Key facts	Actions
1	dotsure.co.zaTop pick 15% multi-pet discount on pet insurance premium: 15% off premium	9.3/10	Monthly	Provider type: Insurer Cover types: Professional-indemnity, Public-liability Premium from: ZAR 99	Review Compare See alternatives
2	MiWay We'll beat your premium or give you up to R2,000: Up to R2,000	9.3/10	Monthly	Provider type: Insurer Cover types: Public-liability, Professional-indemnity, Property Excess from: ZAR 5,000	Review Compare See alternatives
3	Mutual Life Africa	9.2/10	Expats Monthly	Provider type: Insurer Cover types: Public-liability, Professional-indemnity Indemnity limit: $2,000,000	Review Compare See alternatives
4	Markel (event and wedding insurance)	9.1/10		Provider type: Insurer Cover types: Public-liability Indemnity limit: $2,000,000	Review Compare See alternatives
5	OUTsurance R500/R1500 cash-back car insurance promotion: R500, or R1500 if claim-free with the same insurer for 3 years	9.1/10	Monthly	Provider type: Insurer Cover types: Public-liability, Professional-indemnity, Employers-liability, and 1 more Premium from: ZAR 551	Review Compare See alternatives
6	Zensurance	9.0/10		Provider type: Broker Cover types: Public-liability, Professional-indemnity, Cyber, and 1 more	Review Compare See alternatives

Licensed in South Africa

dotsure.co.za: Not named on page (South African authorised financial services provider register)
MiWay: FSCA (Financial Services Conduct Authority), FSP licence
MiWay: Prudential Authority (Regulator of Insurance, South Africa)
OUTsurance: Financial Sector Conduct Authority (FSCA)