Updated September 29, 2026 · AssureCue Editorial Team

Top business insurance compared in South Africa

25 insurance providers available in South Africa, ranked for South Africa.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top business insurance compared in South Africa
#Insurance providerScoreFeaturesKey factsActions
1
Old Mutual logo
Old MutualTop pick

Old Mutual Rewards Win on Repeat: Over R3 million in prizes; Grand Prize worth R100 000 in Rewards points

9.5/10
  • Monthly
Provider type:
Insurer
Monthly payments:
Yes
Legal entity:
Old Mutual Limited
ReviewCompareSee alternatives
2
dotsure.co.za logo
dotsure.co.za

15% multi-pet discount on pet insurance premium: 15% off premium

9.3/10
  • Monthly
Provider type:
Insurer
Cover types:
Professional-indemnity, Public-liability
Premium from:
ZAR 99
ReviewCompareSee alternatives
3
MiWay

We'll beat your premium or give you up to R2,000: Up to R2,000

9.3/10
  • Monthly
Provider type:
Insurer
Cover types:
Public-liability, Professional-indemnity, Property
Excess from:
ZAR 5,000
ReviewCompareSee alternatives
4
Mutual Life Africa logo
Mutual Life Africa
9.2/10
  • Expats
  • Monthly
Provider type:
Insurer
Cover types:
Public-liability, Professional-indemnity
Indemnity limit:
$2,000,000
ReviewCompareSee alternatives
5
King Price logo
King Price

Get up to 20% off when you insure multiple cars

9.1/10
  • Monthly
Provider type:
Insurer
Premium from:
ZAR 1
Excess from:
ZAR 5,000
ReviewCompareSee alternatives
6
Markel (event and wedding insurance) logo
Markel (event and wedding insurance)
9.1/10
    Provider type:
    Insurer
    Cover types:
    Public-liability
    Indemnity limit:
    $2,000,000
    ReviewCompareSee alternatives
    7
    OUTsurance logo
    OUTsurance

    R500/R1500 cash-back car insurance promotion: R500, or R1500 if claim-free with the same insurer for 3 years

    9.1/10
    • Monthly
    Provider type:
    Insurer
    Cover types:
    Public-liability, Professional-indemnity, Employers-liability, and 1 more
    Premium from:
    ZAR 551
    ReviewCompareSee alternatives
    8
    Zensurance
    9.0/10
      Provider type:
      Broker
      Cover types:
      Public-liability, Professional-indemnity, Cyber, and 1 more
      ReviewCompareSee alternatives
      9
      Gowrie Group logo
      Gowrie Group
      8.6/10
        Provider type:
        Broker
        Cover types:
        Professional-indemnity, Cyber
        Legal entity:
        Brown & Brown Insurance Brokers (UK) Limited
        ReviewCompareSee alternatives
        10
        Canstar
        Not rated
          ReviewCompareSee alternatives

          Licensed in South Africa

          dotsure.co.za
          Not named on page (South African authorised financial services provider register)
          MiWay
          FSCA (Financial Services Conduct Authority), FSP licence
          MiWay
          Prudential Authority (Regulator of Insurance, South Africa)
          King Price
          Financial Services Conduct Authority (FSCA), registered financial services provider, short-term insurer
          King Price
          Financial Services Conduct Authority (FSCA), registered financial services provider, long-term insurer
          OUTsurance
          Financial Sector Conduct Authority (FSCA)

          Browse by category

          Other countries

          Old Mutual

          Old Mutual

          Top pick for South Africa

          9.5/10See alternatives