Updated September 29, 2026 · AssureCue Editorial Team

Top home insurance compared in South Africa

17 insurance providers available in South Africa, ranked for South Africa.

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Top home insurance compared in South Africa
#Insurance providerScoreFeaturesKey factsActions
1
Old Mutual logo
Old MutualTop pick

Old Mutual Rewards Win on Repeat: Over R3 million in prizes; Grand Prize worth R100 000 in Rewards points

9.5/10
  • Monthly
Insurance types:
Auto, Home, Life, and 3 more
Provider type:
Insurer
Monthly payments:
Yes
ReviewCompareSee alternatives
2
Absa logo
Absa

Get your first three Life Cover premiums back after six months: First three Life Cover premiums refunded

9.4/10
  • Seniors
  • Monthly
Premium from:
ZAR 115
Insurance types:
Auto, Home, Life, and 4 more
Provider type:
Insurer
ReviewCompareSee alternatives
3
dotsure.co.za logo
dotsure.co.za

15% multi-pet discount on pet insurance premium: 15% off premium

9.3/10
  • Monthly
Premium from:
ZAR 99
Insurance types:
Pet, Auto, Home, and 2 more
Provider type:
Insurer
ReviewCompareSee alternatives
4
MiWay

We'll beat your premium or give you up to R2,000: Up to R2,000

9.3/10
  • Monthly
Insurance types:
Auto, Home, Renters, and 4 more
Provider type:
Insurer
Monthly payments:
Yes
ReviewCompareSee alternatives
5
Europ Assistance logo
Europ Assistance
9.2/10
  • Seniors
Insurance types:
Travel, Auto, Home, and 4 more
Provider type:
Insurer
Claims channels:
Phone
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6
GEICO Marine logo
GEICO Marine
9.2/10
    Insurance types:
    Auto, Home
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    7
    King Price logo
    King Price

    Get up to 20% off when you insure multiple cars

    9.1/10
    • Monthly
    Premium from:
    ZAR 1
    Insurance types:
    Auto, Home, Renters, and 4 more
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    8
    OUTsurance logo
    OUTsurance

    R500/R1500 cash-back car insurance promotion: R500, or R1500 if claim-free with the same insurer for 3 years

    9.1/10
    • Monthly
    Premium from:
    ZAR 551
    Insurance types:
    Auto, Home, Motorcycle, and 4 more
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    9
    Naked Insurance logo
    Naked Insurance
    9.0/10
    • Monthly
    Premium from:
    ZAR 180
    Insurance types:
    Auto, Home, Renters, and 2 more
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    10
    NLB Banka Kosova logo
    NLB Banka Kosova
    8.9/10
    • Expats
    • Seniors
    • Monthly
    Premium from:
    €14.10
    Insurance types:
    Auto, Home, Life, and 1 more
    Provider type:
    Broker
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    Licensed in South Africa

    Absa
    Financial Sector Conduct Authority
    Absa
    National Credit Regulator
    dotsure.co.za
    Not named on page (South African authorised financial services provider register)
    MiWay
    FSCA (Financial Services Conduct Authority), FSP licence
    MiWay
    Prudential Authority (Regulator of Insurance, South Africa)
    King Price
    Financial Services Conduct Authority (FSCA), registered financial services provider, short-term insurer
    King Price
    Financial Services Conduct Authority (FSCA), registered financial services provider, long-term insurer
    OUTsurance
    Financial Sector Conduct Authority (FSCA)
    Naked Insurance
    authorised Financial Services Provider (South Africa)
    Naked Insurance
    Licensed Non-Life insurer and authorised Financial Services Provider (South Africa), underwriter

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    Other countries

    Old Mutual

    Old Mutual

    Top pick for South Africa

    9.5/10See alternatives