Updated October 9, 2026 · AssureCue Editorial Team
Top professional indemnity and liability insurance compared in South Africa
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| # | Insurance provider | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  dotsure.co.zaTop pick 15% multi-pet discount on pet insurance premium: 15% off premium | 9.3/10 |
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| 2 | MiWay We'll beat your premium or give you up to R2,000: Up to R2,000 | 9.3/10 |
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| 3 |  Mutual Life Africa | 9.2/10 |
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| 4 |  OUTsurance R500/R1500 cash-back car insurance promotion: R500, or R1500 if claim-free with the same insurer for 3 years | 9.1/10 |
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| 5 | Zensurance | 9.0/10 |
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| 6 |  Gowrie Group | 8.6/10 |
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| 7 | Lokky Lokky is an independent Italian insurance intermediary offering customisable online professional liability policies for small businesses, professionals and freelancers. | Not rated | ReviewCompareSee alternatives | |
| 8 | Insify NL Online insurance provider where self-employed people and businesses can put together their own disability (AOV) or liability insurance, take it out online and cancel daily. | Not rated | ReviewCompareSee alternatives |
Licensed in South Africa
- dotsure.co.za
- Not named on page (South African authorised financial services provider register)
- MiWay
- FSCA (Financial Services Conduct Authority), FSP licence
- MiWay
- Prudential Authority (Regulator of Insurance, South Africa)
- OUTsurance
- Financial Sector Conduct Authority (FSCA)
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- Car insurance in South Africa
- Home insurance in South Africa
- Renters and contents insurance in South Africa
- Life insurance in South Africa
- Health insurance in South Africa
- Travel insurance in South Africa
- Pet insurance in South Africa
- Bicycle insurance in South Africa
- Legal expenses insurance in South Africa
- Home emergency cover in South Africa
- Home warranty in South Africa
- Car warranty in South Africa
- Business insurance in South Africa
- Motorbike insurance in South Africa
- Breakdown cover in South Africa
- Income protection insurance in South Africa
- Critical illness cover in South Africa
- Dental insurance in South Africa
- Public liability insurance in South Africa
- Car hire excess insurance in South Africa