Updated September 29, 2026 · AssureCue Editorial Team

Top car insurance compared in South Africa

86 insurance providers available in South Africa, ranked for South Africa.

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Top car insurance compared in South Africa
#Insurance providerScoreFeaturesKey factsActions
1
Old Mutual logo
Old MutualTop pick

Old Mutual Rewards Win on Repeat: Over R3 million in prizes; Grand Prize worth R100 000 in Rewards points

9.5/10
  • Monthly
Insurance types:
Auto, Home, Life, and 3 more
Provider type:
Insurer
Monthly payments:
Yes
ReviewCompareSee alternatives
2
Absa logo
Absa

Get your first three Life Cover premiums back after six months: First three Life Cover premiums refunded

9.4/10
  • Seniors
  • Monthly
Premium from:
ZAR 115
Insurance types:
Auto, Home, Life, and 4 more
Provider type:
Insurer
ReviewCompareSee alternatives
3
dotsure.co.za logo
dotsure.co.za

15% multi-pet discount on pet insurance premium: 15% off premium

9.3/10
  • Monthly
Premium from:
ZAR 99
Insurance types:
Pet, Auto, Home, and 2 more
Provider type:
Insurer
ReviewCompareSee alternatives
4
MiWay

We'll beat your premium or give you up to R2,000: Up to R2,000

9.3/10
  • Monthly
Insurance types:
Auto, Home, Renters, and 4 more
Provider type:
Insurer
Monthly payments:
Yes
ReviewCompareSee alternatives
5
Europ Assistance logo
Europ Assistance
9.2/10
  • Seniors
Insurance types:
Travel, Auto, Home, and 4 more
Provider type:
Insurer
Claims channels:
Phone
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6
GEICO Marine logo
GEICO Marine
9.2/10
    Insurance types:
    Auto, Home
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    7
    King Price logo
    King Price

    Get up to 20% off when you insure multiple cars

    9.1/10
    • Monthly
    Premium from:
    ZAR 1
    Insurance types:
    Auto, Home, Renters, and 4 more
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    8
    Markel (event and wedding insurance) logo
    Markel (event and wedding insurance)
    9.1/10
      Premium from:
      $130
      Provider type:
      Insurer
      Excess from:
      $25 to $1,000
      ReviewCompareSee alternatives
      9
      OUTsurance logo
      OUTsurance

      R500/R1500 cash-back car insurance promotion: R500, or R1500 if claim-free with the same insurer for 3 years

      9.1/10
      • Monthly
      Premium from:
      ZAR 551
      Insurance types:
      Auto, Home, Motorcycle, and 4 more
      Provider type:
      Insurer
      ReviewCompareSee alternatives
      10
      Auras logo
      Auras
      9.0/10
      • Expats
      • Seniors
      • Monthly
      Premium from:
      $1.50
      Insurance types:
      Travel, Motorcycle, Pet
      Provider type:
      Insurer
      ReviewCompareSee alternatives

      Licensed in South Africa

      Absa
      Financial Sector Conduct Authority
      Absa
      National Credit Regulator
      dotsure.co.za
      Not named on page (South African authorised financial services provider register)
      MiWay
      FSCA (Financial Services Conduct Authority), FSP licence
      MiWay
      Prudential Authority (Regulator of Insurance, South Africa)
      King Price
      Financial Services Conduct Authority (FSCA), registered financial services provider, short-term insurer
      King Price
      Financial Services Conduct Authority (FSCA), registered financial services provider, long-term insurer
      OUTsurance
      Financial Sector Conduct Authority (FSCA)
      Naked Insurance
      authorised Financial Services Provider (South Africa)
      Naked Insurance
      Licensed Non-Life insurer and authorised Financial Services Provider (South Africa), underwriter
      Capitec Bank
      South African Reserve Bank (Prudential Authority)
      Woolworths SA
      FSCA
      Woolworths SA
      NCR

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      Other countries

      Old Mutual

      Old Mutual

      Top pick for South Africa

      9.5/10See alternatives