Updated September 30, 2026 · AssureCue Editorial Team

Top health insurance compared in South Africa

16 insurance providers available in South Africa, ranked for South Africa.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top health insurance compared in South Africa
#	Insurance provider	Score	Features	Key facts	Actions
1	Old MutualTop pick Old Mutual Rewards Win on Repeat: Over R3 million in prizes; Grand Prize worth R100 000 in Rewards points	9.5/10	Monthly	Insurance types: Auto, Home, Life, and 3 more Provider type: Insurer Monthly payments: Yes	Review Compare See alternatives
2	Absa Get your first three Life Cover premiums back after six months: First three Life Cover premiums refunded	9.4/10	Seniors Monthly	Premium from: ZAR 115 Insurance types: Auto, Home, Life, and 4 more Provider type: Insurer	Review Compare See alternatives
3	Cigna Global 10% discount on the Cigna Senior bundle	9.4/10	Expats Seniors Monthly	Insurance types: Health Provider type: Insurer Monthly payments: Yes	Review Compare See alternatives
4	Aetna CVS ExtraCare Plus membership included in every Aetna Dental Direct plan: $10 monthly reward	9.3/10	Monthly	Premium from: $17 Insurance types: Dental, Health Provider type: Insurer	Review Compare See alternatives
5	Europ Assistance	9.2/10	Seniors	Insurance types: Travel, Auto, Home, and 4 more Provider type: Insurer Claims channels: Phone	Review Compare See alternatives
6	Spirit Dental 30-day customer satisfaction guarantee: 30-day money-back guarantee	9.1/10	Seniors Monthly	Premium from: $16.09 Insurance types: Dental Provider type: Insurer	Review Compare See alternatives
7	Pivot Health	8.9/10	Monthly	Insurance types: Health, Dental, Travel Provider type: Broker Legal entity: PivotHealth Holdings, LLC	Review Compare See alternatives
8	Giraffy	8.7/10	Expats Monthly	Premium from: £7.50 Insurance types: Auto, Home, Life, and 5 more Provider type: Comparison site	Review Compare See alternatives
9	Gowrie Group	8.6/10		Insurance types: Auto, Home, Travel, and 4 more Provider type: Broker Legal entity: Brown & Brown Insurance Brokers (UK) Limited	Review Compare See alternatives
10	Integra Global	8.6/10	Expats	Insurance types: Health Provider type: Broker Monthly payments: No	Review Compare See alternatives