Integra Global review

It is a broker, so the cover sits with an insurer it places members with rather than with Integra Global itself: broker. The contracting entity is HealthCare International Europe GmbH, and the book it places is limited to health: health.

Claims run on several routes: a members portal, direct billing with a guarantee of payment, and reimbursement by bank transfer: members portal, direct billing and guarantee of payment and reimbursement by bank transfer. Direct billing settles treatment with the clinic, so money does not leave the member first and get claimed back afterwards.

Monthly payments is a no, so cover is set up for the term agreed rather than spread across instalments. Reimbursement on claims can still run by bank transfer, and direct billing means the clinic is paid first: members portal, direct billing and guarantee of payment and reimbursement by bank transfer.

It is listed with the Financial Conduct Authority in the United Kingdom: 314761, and with the Dortmund Chamber of Industry and Commerce insurance intermediary register in Germany: D-IVZX-JTLRH-97. Both entries cover the intermediary, and neither is the insurer carrying the risk.

The stated audience is expats: expats. Cover is health only: health, which suits members living and working abroad who need treatment funded outside a local network. Members can reach the team on phone, email and chat.

Across the health policies listed, the middle of the starting prices sit at €9.33, and most start below €38.22. A broker places cover with whichever insurer suits the member's situation: broker.

Support runs on phone, email and chat, giving phone, email and chat. Claims follow their own routes: members portal, direct billing and guarantee of payment and reimbursement by bank transfer. The intermediary trades as HealthCare International Europe GmbH and has done since 2004, so the counterparty is named rather than anonymous.

Yes. Insurance types list health alone: health. Members wanting other lines alongside health would look wider, at Oney with health, life and gadget, or at Good Sam with auto, home and renters, where health sits inside a much wider set of cover.