goCaution review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

goCaution is a broker headquartered in Switzerland for tenants who want rental cover as a fee rather than cash tied up with a landlord. Premium starts at CHF 94.50 for its renters cover, and that is the only type it sells, so the choice is quick but narrow.

Key facts

Best for
Tenants who want rental cover for a full fee up front instead of a monthly payment.
Premium from
CHF 94.50 (Source, checked September 26, 2026)
Insurance types
Renters (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
No (Source, checked September 26, 2026)
Claims channels
Email, Post, Online-portal (Source, checked September 26, 2026)
Legal entity
goCaution AG (Source, checked September 26, 2026)
Headquarters
Switzerland (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Official website
gocaution.ch

Business insurance

Provider type
Broker (Source, checked September 26, 2026)
Premium from
CHF 94.50 (Source, checked September 26, 2026)
Monthly payments
No (Source, checked September 26, 2026)
Legal entity
goCaution AG (Source, checked September 26, 2026)
Headquarters
Switzerland (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
google.com

Pros and cons

Pros

  • Renters cover from CHF 94.50, with the fee settled in full rather than paid monthly.
  • Support runs through phone, email and help centre, so a phone line and a help centre sit alongside email.
  • Claims go via email, post and online portal, including an online portal, so filing does not depend on a call.

Cons

  • Renters is the whole catalogue, as renters lists no other type, so home or landlord cover needs another provider.
  • Contact is limited to phone, email and help centre, with no live chat among the listed channels.
goCaution

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Scored 8.6 / 10 by AssureCue.

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Who it suits

  • Tenants in CH who want rental cover and prefer to pay the whole fee up front.
  • People happy to file claims through email, post and online portal on their own time.
  • Shoppers who need renters cover plus phone support and nothing more from the same account.

Who should look elsewhere

  • Anyone building a full household book: Good Sam Insurance Agency lists auto, home and renters under one name.
  • Renters who also insure a home or let a property: Hiscox UK pairs renters with home, renters and landlord.
  • Readers benchmarking entry prices elsewhere: Euroasia Insurance starts at UZS 60,000 in another market.

The company behind it

The contracting company is goCaution AG, based in Switzerland and set up as a broker rather than an insurer. Everyday contact runs through phone, email and help centre, meaning phone and email alongside a self service help centre. The broker model is worth holding on to when you compare prices, because the rental cover is arranged through an intermediary rather than written by the brand itself.

How goCaution compares

Where goCaution is available

Available
Liechtenstein, Switzerland

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does goCaution cost?+

Renters cover starts at CHF 94.50, a flat figure rather than a tiered range, and it is the only line sold. The site median for the same field is €8.37, with the upper quartile at €29.72.

Can I pay monthly?+

Monthly payments: no, so the fee is settled in full rather than spread across the year. The share of brands here that do allow monthly payments is 88.9%, which leaves goCaution in the smaller group.

Is goCaution an insurer or a broker?+

goCaution AG is a broker rather than an insurer, based in Switzerland. The cover is arranged through a broker for the renters product, and account questions are handled by the broker's own team rather than an insurer's claims line.

How do I claim?+

Claims run through email, post and online portal, so a claim can be filed by email, by post or through the online portal. Day to day questions are handled separately through phone, email and help centre, which covers phone, email and a help centre.

Where does goCaution sit on price?+

On premium from, goCaution sits at position 221 of 252 brands tracked, with a cost score of 1.3 against an overall 1.3. That places it among the pricier entries rather than the cheap end of the list.

What does goCaution cover?+

Renters, and only renters: renters holds that entry and nothing more. There is no home, landlord or contents cover on the same account, so a tenant who also insures a home or a let property would need a second provider.

Who is goCaution for?+

Tenants in CH who want a clear starting price and can pay the fee in full. It suits people whose needs stop at renters cover, and who value phone and help centre support more than a wider catalogue.

Is goCaution available outside its home country?+

Availability is tied to CH, the market the brand is based in and the one its renters product is written for. The listing is built around that single market, so tenants renting elsewhere need a provider in their own country.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

goCaution

goCaution

Tenants who want rental cover for a full fee up front instead of a monthly payment.

8.6/10See alternatives

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