Hedvig review

Home cover starts at SEK 49, which sits above the site median of €8.37 and the lower quartile of €2.92. On starting price Hedvig places 83 of 252 brands tracked, so the entry cost is higher than most of the field.

Hedvig is listed as an insurer, so the contract sits with the insurer rather than a broker. The legal entity is Hedvig Försäkring AB, and Finansinspektionen is the named regulator in Sweden. Head office sits in Sweden.

Claims run through app, chat and phone, so an app, a chat line or a phone call can each report a loss. General support is a separate route and runs on email, phone and help centre. Hedvig has been trading since 2017, and Finansinspektionen supervises it in Sweden.

Monthly payments are available, and the billing model is monthly, so nothing has to be committed as an annual premium. The recurring schedule keeps each month smaller, which suits people who budget from month to month rather than yearly.

Hedvig lists auto, home and renters, so car, home, renters, pet and income protection sit with the same company. The range stops at those lines, which means life, health and travel buyers need a different insurer. Hedvig writes the policies itself, not through a broker.

The cover listed is Swedish: Finansinspektionen is the regulator there, and the policies come from Hedvig Försäkring AB, whose head office is in Sweden. Home cover is priced from SEK 49, so anyone living in another market should check first whether Hedvig writes policies where they live.

The cost part of Hedvig's score is 6.6, the same as its overall 6.6. On starting price it places 83 of 252 brands tracked, against a site median of €8.37 and a lower quartile of €2.92. It is a higher-cost option than most of the field.

Hedvig is an insurer founded in 2017, based in Sweden and trading as Hedvig Försäkring AB. It sells direct rather than through a broker, and the product is app-first: claims run through app, chat and phone and support through email, phone and help centre.