MSH International review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

MSH International suits expats and seniors in France who want private health cover paid monthly instead of holding an annual policy. Premiums start at €13 a month, cover limits run EUR 500,000 to EUR 1,600,000, and the arrangement sits with a French broker listed with ORIAS.

Key facts

Best for
Monthly private health cover for expats and seniors in France, arranged through a broker.
Premium from
€13 (Source, checked September 26, 2026)
Insurance types
Health (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
€750 (Source, checked September 26, 2026)
Cover limit
EUR 500,000 to EUR 1,600,000 (Source, checked September 26, 2026)
Claims channels
Mobile app, Member area (Espace Assure), Phone (Source, checked September 26, 2026)
Age range
18 to 70 years (Source, checked September 26, 2026)
Legal entity
MSH International (SAS), RCS Paris 352 807 549 (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Founded
1974 (Source, checked September 26, 2026)
Support channels
Phone, Email (Source, checked September 26, 2026)
Audience
Expats, Seniors
Pricing model
Monthly
Official website
msh-intl.com

Business insurance

Provider type
Broker (Source, checked September 26, 2026)
Premium from
€13 (Source, checked September 26, 2026)
Excess from
€750 (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Legal entity
MSH International (SAS), RCS Paris 352 807 549 (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Founded
1974 (Source, checked September 26, 2026)
Support channels
Phone, Email (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
LinkedInXapps.apple.com

Pros and cons

Pros

  • Monthly payments are available on a monthly model, so nothing is due for a full year up front.
  • Cover limits of EUR 500,000 to EUR 1,600,000 on the private health plan.
  • Claims can be opened through mobile app, member area (Espace Assure) and phone, giving members a self-service route.
  • The intermediary is listed with ORIAS under 07 002 751, a registration readers can check.

Cons

  • Health is the only line offered, as health shows, so there is nothing to bundle motor or home with.
  • It is a broker, broker, so the insurer standing behind the policy is a separate party members need to check.
  • Support runs on phone and email only, with no chat or counter service listed.
MSH International

Ready to try MSH International?

Scored 8.8 / 10 by AssureCue.

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Who it suits

  • Expats in France who want private health cover arranged on their behalf by a broker.
  • Seniors inside the 18 to 70 years eligibility window, a named part of the expats and seniors audience.
  • Members who would rather file claims themselves through mobile app, member area (Espace Assure) and phone.

Who should look elsewhere

  • Members who want motor, home or travel in the same place: Good Sam Insurance Agency lists auto, home and renters across many lines.
  • Readers after a Swiss provider rather than a French one, where bonus.ch lists CHF 0.
  • Anyone whose real question is borrowing rather than health cover: Oney Préstamos ES starts at €1,000.

How your money is protected

MSH International is a broker, and broker means the cover is arranged on a member's behalf rather than written in house. It is listed with ORIAS under 07 002 751, the French register for insurance intermediaries. Because the broker does not carry the clinical risk, the insurer behind the policy is the party that pays claims, so check who it is before joining.

The company behind it

The registered entity is MSH International (SAS), RCS Paris 352 807 549, based in France. The business dates back to 1974 and is also listed with ORIAS under 07 002 751. Day-to-day contact runs through phone and email, so members reach the team by email or phone rather than through a chat service or a counter.

How MSH International compares

Where MSH International is available

Available
France
Licence in France
ORIAS (07 002 751), checked September 26, 2026
Licence in France
ACPR (Autorite de Controle Prudentiel et de Resolution), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does MSH International actually cover?+

Cover is health only, listed under health. The provider is a broker, broker, so the policy is placed with an insurer on the member's behalf. Members who want motor, home or travel in the same bundle will not find them here.

How much will a policy cost?+

Premium starts at €13, below the site median, €8.37. That figure is an entry point rather than a typical renewal price, and what a member actually pays depends on the cover limit chosen and the excess applied. On this measure the brand sits at 156 out of 252 brands ranked on starting premium.

Is MSH International an insurer or a broker?+

It is a broker, not an insurer: broker. The intermediary is registered with ORIAS under 07 002 751, the French register for insurance intermediaries. Because a broker arranges cover rather than carrying the risk, the insurer named in the policy is the party that meets claims, so readers should look for that name.

How do I make a claim?+

Claims can be opened through mobile app, member area (Espace Assure) and phone. The mobile app and the member area give a self-service route, and the phone line covers members who prefer to talk it through. Support as a whole is listed as phone and email, so a claim and a general question follow slightly different routes.

Who can join?+

The audience is expats and seniors, and eligibility is capped by age: members have to fall within 18 to 70 years. Seniors are a named part of that audience rather than an edge case, and adults who sit inside the range can join. Anyone past the upper limit would need a different provider.

How much will it pay out if I am ill?+

Cover limits run EUR 500,000 to EUR 1,600,000, so a member chooses how far the plan will pay for treatment. The first slice of any claim is the excess, which starts at €750. Members who want a large sum covered should weigh that limit against the monthly premium, since higher limits and lower excesses tend to cost more.

Can I pay monthly or only for the year?+

Monthly payments are available and the model is monthly, so there is no full year of cover to fund in a single payment. That suits members with variable income, such as freelancers or people between contracts, who would otherwise have to save towards an annual premium before they could claim.

Sources

  • msh-intl.com/a-propos checked September 26, 2026

    Backs: Founded

  • msh-intl.com/firstexpatplus checked September 26, 2026

    Backs: Age range, Audience, Cover limit, Excess from, Insurance types, Pricing model, Monthly payments, Premium from

    “Plafond 500 000 EUR (Quartz) / 1 000 000 EUR (Pearl) / 1 600 000 EUR (Sapphire)”

  • msh-intl.com/mentions-legales checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Support channels

    “Siege social : Season, 39 rue Mstislav Rostropovitch, 75815 Paris Cedex 17, France”

  • msh-intl.com/neotempo checked September 26, 2026

    Backs: Claims channels

  • orias.fr checked September 26, 2026

    Backs: Licences

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

MSH International

MSH International

Monthly private health cover for expats and seniors in France, arranged through a broker.

8.8/10See alternatives

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