Switchr.lu review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Switchr.lu suits people in France comparing personal and business cover, especially expats, with home premiums from €25 and monthly payments available. It is a comparison site registered with OIAS, so the policy you end up with sits with a partner insurer rather than Switchr.lu itself.

Key facts

Best for
Expats and households in France who want to compare several insurers on cover and monthly cost.
Premium from
€25 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Health, Life (Source, checked September 26, 2026)
Provider type
Comparison site (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
€0 (Source, checked September 26, 2026)
Legal entity
WeSave SAS (RCS Paris 938 644 317) (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Founded
2022 (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Audience
Expats
Pricing model
Monthly
Official website
switchr.lu

Business insurance

Provider type
Comparison site (Source, checked September 26, 2026)
Cover types
Public-liability, Cyber, Property (Source, checked September 26, 2026)
Premium from
€25 (Source, checked September 26, 2026)
Excess from
€0 (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Legal entity
WeSave SAS (RCS Paris 938 644 317) (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Founded
2022 (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Compares auto, home, health and life cover
  • Home cover from €25, payable monthly
  • Business lines include public liability, cyber and property
  • Car excess from €0

Cons

  • Support runs on email only
  • Monthly is the only payment model
  • Personal lines cover auto, home, health and life only
Switchr.lu

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Scored 8.6 / 10 by AssureCue.

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Who it suits

  • Expats in France who need auto, home, health or life cover
  • Households wanting to spread premiums through monthly payments
  • Small businesses shopping for public liability, cyber or property cover

Who should look elsewhere

  • Anyone who wants to deal with a single named insurer, since Switchr.lu compares rather than carries risk
  • Anyone who wants to pay a premium once a year, because the only payment model is monthly
  • Anyone wanting travel or pet cover, which sit outside the personal lines it lists

Safety and regulation

Switchr.lu is a comparison site, not an insurer, so quotes come from partner insurers and the policy is underwritten by them. It is registered with OIAS in France under licence number 26004449, the register for insurance and assurance intermediaries. The company behind it is WeSave SAS (RCS Paris 938 644 317), and the lines it covers run from auto and home to health and life.

How Switchr.lu compares

Where Switchr.lu is available

Available
Belgium, France, Germany, Luxembourg
Licence in France
ORIAS (26004449), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Switchr.lu do exactly?+

It is a comparison site, not an insurer. You use it to see what partner insurers offer for auto, home, health and life cover, and the policy you take out is underwritten by the insurer it comes from. It has worked with 6 partners in France.

What is the cheapest home cover on Switchr.lu?+

Home premiums start at €25. That figure is an entry point for a quote rather than a guaranteed price, and the final premium depends on the property and the cover you pick. The home ranking shows a median starting premium of €8.50.

Can I pay monthly?+

Monthly payments are available on home cover, and monthly is the only payment model it lists. That suits anyone who would rather spread a premium across the year than pay a lump sum at renewal. Around 94.5% of home sites in the ranking pay monthly.

Is Switchr.lu regulated?+

Yes, it appears on the OIAS register in France under licence number 26004449, the register for insurance and assurance intermediaries. The operating company is WeSave SAS (RCS Paris 938 644 317). As a comparison site it does not carry risk itself, so the insurer behind each quote is the one to check.

Does it handle business insurance?+

Yes, its business lines cover public liability, cyber and property. That makes it usable for a company that needs one of those rather than a full suite of commercial policies. Public liability is the most common business line on the site, at 84.6%.

What excess will I pay on car cover?+

The stated excess on car insurance starts at €0, so the highest tier has nothing to contribute when you claim. Check the tier on your own quote, since a lower premium often comes with a higher excess.

Who is this site built for?+

Expats are the named audience, and expat-focused sites make up a good share of the 41.2% of car sites in the ranking. It suits people who have moved to France and want cover in the local market rather than carried over from another country.

How do I get help once I have a policy?+

Contact runs through email, so questions and claims go in writing by email. Worth knowing if you would rather deal with an insurer by phone during a claim. Phone support is far more common across the site, at 90.9%.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Switchr.lu

Switchr.lu

Expats and households in France who want to compare several insurers on cover and monthly cost.

8.6/10See alternatives

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