Updated September 29, 2026 · AssureCue Editorial Team
Verti vs Verti IT
Verti vs Verti IT: the differences
| Compare |  Verti | Verti IT ReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €8.17Lower | €59 |
| Insurance types | Auto, Motorcycle, Van | Auto, Motorcycle, Van, Home, Breakdown, Home emergencyCovers more |
| Monthly payments | No | YesHas it |
| Claims channels | Phone, Online form, Email | Online, Webapp, Phone |
| Excess from | €150 to €500 | Not confirmed |
| Cover limit | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury | Not confirmed |
Same on both: Provider type (Insurer).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Verti IT scores higher overall: 9.2 vs 9.0.
- Premium from is lower at Verti: €8.17 vs €59.
- Monthly payments: only Verti IT.
- Insurance types: only Verti IT offers Home, Breakdown, Home emergency.
- Claims channels: only Verti offers Online form, Email.
- Claims channels: only Verti IT offers Online, Webapp.
Our verdict on each
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Verti IT
Verti Assicurazioni S.p.A. suits Italian drivers and households who want car, motorcycle, van, home and breakdown cover from a single monthly insurer. Its starting premium ranks 207 of 252 brands, so budget for a mid to high quote rather than the cheapest on the market.
Score breakdown
| Area | Verti | Verti IT |
|---|---|---|
| Cost | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. | 8.7HigherEntry cover starts at €59, above the site median of €8.37 and past the €29.72 marker, so quotes sit high on price. |
| Offer | 9.0 | 9.2Higher |
| Trust | 9.4 | 9.6Higher |
How they place
| Ranking | Verti | Verti IT |
|---|---|---|
| Car insurance | 20 of 393 | 121 of 393 |
| Motorbike insurance | 13 of 120 | 52 of 120 |
| Van insurance | 2 of 38 | 15 of 38 |
Choosing between them
Pick Verti if premium from matter most.
Pick Verti IT if insurance types and monthly payments matter most.
Where each is licensed and available
| Country | Verti | Verti IT |
|---|---|---|
| Germany | Not confirmed | |
| Italy | Not confirmed | IVASS 1364 |
Additional countries for Verti: 1. Additional countries for Verti IT: 1.
What each covers
| Insurance types | Verti | Verti IT |
|---|---|---|
| Auto | Yes | Yes |
| Home | No | Yes |
| Motorcycle | Yes | Yes |
| Van | Yes | Yes |
| Breakdown | No | Yes |
| Home emergency | No | Yes |
Also worth a look
KS/AUXILIA has premium from at €5.04, against €8.17 for Verti and €59 for Verti IT.
KS/AUXILIA reviewEvery fact side by side
| Fact | Verti | Verti IT |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Verti Versicherung AG | Verti Assicurazioni S.p.A. |
| Headquarters | Germany | Italy |
| Founded | 1996 | Not confirmed |
| Support channels | Phone, Email, Help centre | Phone, Email, Help centre |
Where each stands against the rest
| Fact | Verti | Verti IT | Median |
|---|---|---|---|
| Premium from | €8.17above the median | €59highest quarter | €5.97 |
| Excess from | €150 to €500above the median | Not confirmed | €70 |
Median across 109 listed insurance providers.
Pros and cons
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Verti IT
Pros
- Monthly payments are available and monthly is the only model offered, so the payment schedule never changes.
- Cover runs across vehicle and property lines from the same provider: auto, motorcycle and van.
- Claims can be opened online, webapp and phone, and support runs on phone, email and help centre.
Cons
- Monthly is the only payment model, so there is no annual premium to compare: monthly.
- Support is limited to phone, email and help centre, with no counter service in the list.
- Cover stops at auto, motorcycle and van, so health, life and travel policies are not on it.
Who each suits
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Verti IT
Who it suits
- Italian drivers who want car and van cover on a monthly schedule.
- Households insuring a home alongside a vehicle, with home emergency help in the same range.
- Customers happy to open claims in a webapp or online and only call when a claim needs a person.
Who should look elsewhere
- Anyone wanting health, life or travel next to vehicle cover: Good Sam Insurance Agency lists auto, home and renters under a single provider.
- Readers budgeting from the entry price alone: EuroAsia Insurance quotes a starting premium of UZS 60,000 in a different market and currency.
- People after a current account rather than a policy: bunq is a bank, and its €0 starting figure covers account services, not insurance cover.
Current offers
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Verti IT
Current offer
Discount code
Polizza auto: fino al 36% di sconto: fino al 36%
Valid 8/9/26-26/10/26. Max discount example: new Verti customer with a DACIA registered after 01/08/2025, merit class BM1, insured 11 years with no claims, adding Incendio&furto, Infortuni del conducente, Assistenza stradale, Tutela giudiziaria and Opzione carrozzerie convenzionate; quote and purchase online only with credit card, PayPal or bank transfer. Discount applies to the annual RC Auto tariff only.
Source, checked September 26, 2026
Discount code
10% sconto web sempre incluso: 10%
Whether or not the current promotion applies
Source, checked September 26, 2026
Discount code
Polizza furgone online: 10% di sconto: 10%
Homepage offer banner for the online van policy, pointing to the van offers page.
Source, checked September 26, 2026
Country by country
| Country | Verti | Verti IT |
|---|---|---|
| Germany | Yes | No |
| Italy | No | Yes |
Questions about each
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
Verti IT
What does Verti IT actually insure?+
Verti Assicurazioni S.p.A. covers auto, motorcycle and van, so the range sits in vehicles and property: car, motorcycle, van, home, breakdown assistance and home emergency help. It is an insurer rather than a broker, with its headquarters in Italy: insurer, IT. Health, life and travel lines fall outside that list.
How much does cover start at?+
The starting premium is €59, which places the brand at 207 of 252 brands on starting price, against a site median of €8.37. Your own quote depends on the vehicle, the address and the covers chosen, so treat that figure as a starting band.
Other options to compare
Other matchups
- Verti vs Income Insurance
- Verti vs AA Breakdown
- Verti vs Aviva
- Verti vs Zego
- Verti vs Belfius
- Verti vs Admiral Group
- Verti vs Churchill
- Verti vs Genertel (Generali group)
- Verti vs RAC
- Verti vs AXA
- Verti vs CosmosDirekt
- Verti vs ERGO Group Deutschland
- Verti vs TIPINSURE
- Verti vs Acko
- Verti vs DirectAsia
- Verti vs YouSet
- Verti vs Gigasure
- Verti vs Assurland.com
- Verti vs Emergency Assist