Updated September 29, 2026 · AssureCue Editorial Team
Emergency Assist vs Verti
What sets them apart
| Compare |  Emergency Assist |  Verti |
|---|---|---|
| Premium from | £19.32 | €8.17 |
| Insurance types | Breakdown, Van, Motorcycle | Auto, Motorcycle, Van |
| Provider type | Broker | Insurer |
| Monthly payments | YesHas it | No |
| Excess from | £0 | €150 to €500 |
| Claims channels | Phone, Email | Phone, Online form, EmailCovers more |
| Cover limit | Not confirmed | Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury |
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Key differences
- Verti scores higher overall: 9.0 vs 8.7.
- Founded is lower at Verti: 1996 vs 2017.
- Monthly payments: only Emergency Assist.
- Insurance types: only Emergency Assist offers Breakdown.
- Insurance types: only Verti offers Auto.
- Claims channels: only Verti offers Online form.
- Support channels: only Verti offers Email.
Our verdict on each
Emergency Assist
Emergency Assist suits drivers, riders and van owners seeking breakdown protection with the option to pay in instalments. Premiums start at £19.32 for cover that stays focused on roadside needs, with claims and support arranged for straightforward help when disruption hits.
Verti
Verti Versicherung AG is a German insurer for drivers, riders and van owners who want a low entry price and a long-standing provider. Car premiums start at €8.17, with an excess of €150 to €500 and no monthly payments. Cover runs across auto, motorcycle and van.
Score breakdown
| Area | Emergency Assist | Verti |
|---|---|---|
| Cost | 9.1HigherCost reflects excess of £0 at point of claim. | 8.5Car premiums start at €8.17 with excess of €150 to €500, below the site median of €8.37. |
| Offer | 8.6Offer centres on breakdown, van and motorcycle for roadside needs. | 9.0Higher |
| Trust | 8.5Trust rests on 579333 authorisation. | 9.4Higher |
Availability and regulation
| Country | Emergency Assist | Verti |
|---|---|---|
| Germany | Not confirmed | |
| United Kingdom | Financial Conduct Authority 579333 | Not confirmed |
Additional countries for Emergency Assist: 1. Additional countries for Verti: 1.
Choosing between them
Pick Emergency Assist if cost and monthly payments matter most.
Pick Verti if offer, trust, and claims channels matter most.
Side by side, item by item
| Insurance types | Emergency Assist | Verti |
|---|---|---|
| Auto | No | Yes |
| Motorcycle | Yes | Yes |
| Van | Yes | Yes |
| Breakdown | Yes | No |
Where these facts come from
Emergency Assist
- emergencyassistltd.co.uk: 11 facts, checked September 29, 2026
Verti
- verti.de: 11 facts, checked September 26, 2026
How they place
| Ranking | Emergency Assist | Verti |
|---|---|---|
| Car insurance | 32 of 393 | 20 of 393 |
| Motorbike insurance | 16 of 120 | 13 of 120 |
| Van insurance | 4 of 38 | 2 of 38 |
Every fact side by side
| Fact | Emergency Assist | Verti |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | Emergency Assist Ltd | Verti Versicherung AG |
| Headquarters | United Kingdom | Germany |
| Founded | 2017 | 1996Lower |
| Support channels | Phone, Help centre | Phone, Email, Help centreCovers more |
Pros and cons
Emergency Assist
Pros
- Premiums start at £19.32 on a monthly basis
- Monthly payments available with support via phone and help centre
- Claims contact through phone and email for direct help
Cons
- Support runs on phone and help centre only
- Claims run through phone and email only
Verti
Pros
- Car premiums start at €8.17, under the site median of €8.37
- Insurance types cover auto, motorcycle and van under one insurer
- Auto liability is set at a high lump sum, with a separate personal injury limit
Cons
- Excess starts at €150 to €500, so claims leave you with a share of the bill
- Home and travel are not among the lines in auto, motorcycle and van, which lists vehicle cover only
Who each suits
Emergency Assist
Who it suits
- Drivers seeking phone based breakdown help
- Van and motorcycle owners wanting monthly terms
- Shoppers comfortable buying through a broker
Who should look elsewhere
- Shoppers wanting Hiscox for a different premium starting at $29.16
- Shoppers wanting andsafe for a different premium starting at €3.63
Verti
Who it suits
- Drivers who want annual cover at a low entry price
- Motorcycle and van owners wanting one provider
- Policyholders who like phone or online claim reporting
Who should look elsewhere
- Anyone who wants to spread the cost with monthly payments
- Households wanting home, travel or life cover from one insurer
Current offers
Verti
Current offer
Bonus
Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term
Only with a new car policy or tariff switch, selection must be made during the quote; cannot be added to existing contracts
Source, checked September 26, 2026
Discount code
Kasko Clever: Up to 15% reduction on the partial or full cover premium
Optional workshop binding in partial or full cover for cars; no replacement vehicle or free pick-up for pure glass damage
Source, checked September 26, 2026
Discount code
Up to 10% on the first car: 5% off liability and full cover, 10% off partial cover
Only when taking out car insurance on verti.de or by phone; not combinable with other promotions; not applicable to existing contracts
Source, checked September 26, 2026
Discount code
10% on Privathaftpflicht: 10% off the private liability premium
Only for existing Verti customers with at least one active car policy; only via verti.de or the Verti customer service
Source, checked September 26, 2026
Country by country
| Country | Emergency Assist | Verti |
|---|---|---|
| Germany | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Emergency Assist
How much does Emergency Assist breakdown cover cost?+
Premiums start at £19.32 for Saver breakdown cover. The plan is sold on a monthly basis, with Monthly payments available to spread the cost. Exact pricing depends on vehicle and cover selected, so check the quote before purchase.
Is there an excess to pay on a claim?+
The Saver plan carries excess of £0, so there is nothing extra to pay toward an approved claim. That structure keeps callouts simple at the roadside. Always confirm the excess wording in the policy documents before relying on cover.
Verti
How much does Verti charge for car insurance?+
Car premiums start at €8.17, under the site median of €8.37. Prices across the table run as high as €3,431.08, so the starting figure is only the cheapest end. A quote depends on the vehicle and driver.
What is the excess on a Verti policy?+
The excess starts at €150 to €500 under the promotional terms. That amount is your share of a claim, so a higher excess costs less but leaves more to pay at the point of loss. The stated terms apply on the promotional offer.
Other options to compare
Other matchups
- Verti vs Income Insurance
- Emergency Assist vs AA Breakdown
- Emergency Assist vs Aviva
- Emergency Assist vs DZI
- Emergency Assist vs Autohome
- Emergency Assist vs MiWay
- Emergency Assist vs Zego
- Emergency Assist vs Belfius
- Emergency Assist vs Admiral Group
- Emergency Assist vs Genertel (Generali group)
- Emergency Assist vs RAC
- Emergency Assist vs Verti IT
- Verti vs Churchill
- Emergency Assist vs KS Auxilia
- Emergency Assist vs AXA
- Verti vs CosmosDirekt
- Verti vs TIPINSURE
- Verti vs Acko
- Verti vs DirectAsia
- Emergency Assist vs Gigasure
- Verti vs YouSet
- Verti vs Assurland.com
Related by the facts
- Explorer Travel Insurance, also regulated by Financial Conduct Authority
- Insurance providers with Motorcycle
- Insurance providers available in United Kingdom
- KS Auxilia, also regulated by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Van
- Insurance providers available in Germany