Hannoversche review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Hannoversche is a German insurer selling auto, home, life and income protection cover, suited to households that want everything under one roof with monthly payments on term life policies. Its starting premium is €7.91, and it holds a German regulatory licence, so premiums are paid to a supervised insurer.
Key facts
- Best for
- A single insurer for auto, home, life and income protection, with monthly payments available.
- Premium from
- €7.91 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Life, Income-protection (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- EUR 850,000 sum insured (term life insurance, online conclusion with simplified health check) (Source, checked September 26, 2026)
- Claims channels
- Phone, Email, Online-service-centre (Source, checked September 26, 2026)
- Age range
- Cover can run for 5 to 45 years, maximum to age 75 (Source, checked September 26, 2026)
- Legal entity
- Hannoversche Lebensversicherung AG (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Founded
- 1875 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Chat, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- hannoversche.de
Apps and profiles
- Elsewhere
- WikidataLinkedInfacebook.com
Pros and cons
Pros
- Its starting premium of €7.91 sits under the site figure of €8.37.
- Monthly payments are available, and monthly is the only payment model listed.
- Cover spans auto, home and life from a provider founded in 1875.
- Help runs on phone, email and chat, so phone, email, chat and a help centre are all covered.
Cons
- Monthly is the only payment model on the range, so monthly leaves no annual option.
- Claims run through phone, email and online service centre, a narrower set than the phone, email and chat used for general help, so chat and the help centre are not claim routes.
- The starting premium ranks at 121 of 252 brands on the site, so a low entry figure says little about renewal pricing.
Who it suits
- Households in DE that want auto, home, life and income protection from the same provider
- People who prefer paying monthly, since monthly payments are available on the term life range
- Buyers comfortable concluding term life cover online with a simplified health check
Who should look elsewhere
- bunq, whose starting premium is €0, if you are weighing a banking cost against a cover cost
- Euroasia Insurance, which quotes from UZS 60,000, if you want a different market
- Good Sam Insurance Agency, which lists auto, home and renters for anyone after a wider set of personal lines
How Hannoversche compares
9.4 vs 8.6
9.4 vs 9.4
9.4 vs 9.4
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9.4 vs 9.0
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9.4 vs 9.3
9.4 vs 8.9
9.4 vs 8.9
9.4 vs 8.9
9.4 vs 9.3- 9.4 vs 9.3
9.4 vs 9.3Max Life Insurance
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2- 9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
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9.4 vs 8.9
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9.4 vs 8.6
9.4 vs 8.6- 9.4 vs 8.4
- 9.4 vs 8.2
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Where Hannoversche is available
- Available
- Germany
- Licence in Germany
- Bundesanstalt fur Finanzdienstleistungsaufsicht (BaFin) (1312), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the starting premium cover?+
The starting premium of €7.91 is the published entry point for the term life insurance range, which is concluded online with a simplified health check and a set sum insured. That entry point sits under the site figure of €8.37, and starting premiums across the site run €2.92 to €29.72.
Who regulates the insurer?+
The contracting entity is Hannoversche Lebensversicherung AG, based in Germany and listed as an insurer. It is supervised by the Bundesanstalt fur Finanzdienstleistungsaufsicht (BaFin) under licence 1312, so the cover is underwritten by the insurer itself.
Can I pay monthly?+
Monthly payments are available, and monthly is the only payment model listed for the range. The same provider, Hannoversche Lebensversicherung AG, also holds the auto, home and income protection lines, so the monthly habit carries across the household rather than stopping at life cover.
Which lines of insurance are on offer?+
The range covers auto, home and life, so auto, home, life and income protection are available from the same insurer. Income protection is one of the less common lines across the site, and Good Sam Insurance Agency lists auto, home and renters for anyone wanting more personal lines in one place.
How do I make a claim?+
Claims run through phone, email and online service centre. General help is a wider offering, covering phone, email and chat, so chat and the help centre are available for questions but are not listed as claim routes. Plan which channel you use before a claim rather than after.
Who is this insurer for?+
It suits people in DE who want auto, home, life and income protection from the same provider, and who are comfortable taking term life cover online with a simplified health check. Cover terms run Cover can run for 5 to 45 years, maximum to age 75, which allows a long policy for a younger buyer.
How does the price compare with other brands here?+
The starting premium of €7.91 is under the site figure of €8.37. On the site ranking of starting premiums, Hannoversche sits at 121 of 252 brands, and the cost part of its score is 5.1 against an overall 5.1.
When was the insurer founded?+
The company traces back to 1875 and trades as Hannoversche Lebensversicherung AG, with its headquarters in Germany. It is listed as an insurer, so the policy sits with the insurer under its own BaFin licence rather than with an intermediary.
Sources
- hannoversche.de checked September 26, 2026
Backs: Founded, Insurance types, Support channels
“150 years Hannoversche: because we have really always done the same thing since 1875 - Insure the now.”
- bafin.de checked September 26, 2026
Backs: Licences
- hannoversche.de/impressum checked September 26, 2026
Backs: Provider type, Headquarters, Legal entity
“Hannoversche Lebensversicherung AG, VHV-Platz 1, 30177 Hannover; Amtsgericht Hannover HRB 61011. For us as Versicherer (insurer) the decision of the insurance ombudsman is binding.”
- hannoversche.de/kontakt checked September 26, 2026
Backs: Claims channels
“Change your data, obtain contract information or report a claim (Leistungsfall melden) - that works easily online; phone 0511 670 50 100, send an e-mail, online service centre.”
- hannoversche.de/risikolebensversicherung checked September 26, 2026
Backs: Age range, Cover limit, Pricing model, Monthly payments, Premium from
“In general you can secure your loved ones with us for 5 to 45 years, maximum until your 75th year of life.”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Hannoversche
A single insurer for auto, home, life and income protection, with monthly payments available.