Hippo review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Hippo suits US households and landlords who want one broker to place cover across home, auto, pet and landlord policies and file claims by app. Annual premiums run $765 to $2,224, so buyers on a tight budget should weigh the cheaper entry points first.

Key facts

Best for
US households and landlords wanting one broker for home, auto, pet and landlord cover
Premium from
$765 to $2,224 (Source, checked September 26, 2026)
Insurance types
Home, Auto, Pet, Landlord (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Claims channels
Phone, Email, App (Source, checked September 26, 2026)
Legal entity
Hippo Analytics Inc. d/b/a "Hippo Insurance Services" (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Official website
hippo.com

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedInXfacebook.com

Pros and cons

Pros

  • One broker places home, auto and pet, so a household can bundle policies in a single place
  • Claims run on phone, email and app, giving a choice of routes when a loss happens
  • Licensed in the US by the California Department of Insurance and the Texas Department of Insurance
  • Support runs on phone, email and help centre, mixing phone, email and a self-serve help centre

Cons

  • Premiums start at $765 to $2,224, well above the €0 entry point on the site
  • Hippo is a broker rather than the insurer, so cover is placed with a partner carrier
  • Cover is limited to home, auto and pet, with no travel, life or health lines
Hippo

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Scored 8.6 / 10 by AssureCue.

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Who it suits

  • US households insuring more than one property or vehicle
  • Landlords needing a home, auto and pet policy alongside contents cover
  • Pet owners who want pet cover quoted through the same broker as the home

Who should look elsewhere

  • Buyers on a strict budget, who should compare the €0 entry point first
  • People wanting travel, life or health cover alongside the home, since home, auto and pet stops at home, auto, pet and landlord
  • Anyone who prefers to deal directly with an insurer, as Hippo is a broker

How Hippo compares

Where Hippo is available

Available
United States
Licence in United States
California Department of Insurance (0K96532), checked September 26, 2026
Licence in United States
Texas Department of Insurance (2213178), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Hippo cost for home insurance?+

Annual home premiums from Hippo are listed at $765 to $2,224 in USD, which covers the range the broker quotes across its carriers. That starting point sits well above €0 and above the site median of €8.37, so budget matters here.

Is Hippo an insurer or a broker?+

Hippo is a broker, not the carrier itself, so policies are placed with partner insurers on your behalf. The trading entity is Hippo Analytics Inc. d/b/a "Hippo Insurance Services", based in the US, which matters if you want to know who sits behind the quote.

Which lines of insurance does Hippo sell?+

The home, auto and pet list covers the main personal lines a US household needs, and a single broker can quote them together. Lines such as travel, life and health are not on that list, so shoppers wanting those need a separate provider.

How are claims handled and what channels are available?+

Claims can be filed on phone, email and app, so you can start by phone, by email or through the app rather than on paper only. General support uses a different set of routes, phone, email and help centre, which includes a help centre for policy questions.

Which US regulators license Hippo?+

Hippo holds licences from the California Department of Insurance and the Texas Department of Insurance, both US regulators. Those licences cover the states involved, and the licence numbers are published with its legal information.

Who does Hippo suit?+

Hippo fits US households and landlords who want home, auto, pet and landlord cover arranged through one broker. It suits people who already know they need several policies and would rather have them quoted together than shop each one separately.

Sources

  • hippo.com checked September 26, 2026

    Backs: Provider type, Headquarters, Insurance types

    “Hippo Analytics Inc. d/b/a "Hippo Insurance Services" which is an insurance agency licensed in 50 states ... Hippo sells property and casualty lines of insurance for affiliated and non-affiliated...”

  • hippo.com/learn-center/homeowners-insurance-cost checked September 26, 2026

    Backs: Claims channels, Premium from, Support channels

    “Claims (855) 999-9746 [email protected] Contact us to file a claim. We're here 24/7.”

  • hippo.com/legal-information checked September 26, 2026

    Backs: Legal entity, Licences

    “References to "Hippo" mean Hippo Analytics Inc. d/b/a "Hippo Insurance Services"”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Hippo

Hippo

US households and landlords wanting one broker for home, auto, pet and landlord cover

8.6/10See alternatives

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