Obie Insurance review

Obie Insurance concentrates on a single line: landlord policies, listed as landlord. There is no home, auto, renters or travel cover under the same roof, so anyone wanting more than a let property policy keeps the rest of their insurance elsewhere. The quote follows the property, the tenancy and the cover level you pick.

Obie Insurance quotes each property on its own terms, so there is no list price. Across landlord listings on the comparison, the median starting premium is €11.33 and the upper quartile reaches €64.40. Use those as a market marker, not as an Obie quote.

Claims go through the online claims portal rather than a phone line, so the report and its documents stay together. Support on phone, email and help centre is there if you need help before a claim is raised. The report itself takes the property damage and the tenancy details in one submission.

Obie Insurance trades as a broker and is licensed by the Illinois Department of Insurance, recorded as 3001410691. That licence covers the placement business, so the party carrying the risk is the carrier named in the policy wording. Read the quote for that carrier before you accept it.

It is a broker, so the site places cover with a carrier instead of writing the policy itself. That means the policy wording, the premium and the claims address come from the carrier, and Obie Insurance handles the placement. The site is run by Creisoft, Inc. and Obie Insurance Services, LLC.

Support runs on phone, email and help centre, so you can call, email or use the help centre. Phone suits quote questions, email suits anything you need to attach documents to, and the help centre covers the basics. Claims themselves still go through the online claims portal.

No. Applications are open to adults only, since the listed age range is 18+. Anyone below that age needs a parent, guardian or household member to hold the landlord policy, or a different provider with its own threshold. Obie Insurance sits in the US, so the policy runs on US terms.

Obie Insurance is headquartered in the US and trades as a broker, run by Creisoft, Inc. and Obie Insurance Services, LLC. That base matters for the state regulator which licenses the placement side and for the landlord market the policies are written for. Quotes and claims are both handled online.