Clark review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
Clark suits people in Germany who want one place to hold most personal cover, from auto and home to income protection. It is a broker, not an insurer, founded in 2015, and income protection premiums start at €29.79 a month.
Key facts
- Best for
- One app for many personal insurance types, paid monthly in Germany.
- Premium from
- €29.79 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Life, Health, Travel, Pet, Landlord, Dental, Income-protection, Gadget (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Claims channels
- Chat, Phone, Email (Source, checked September 26, 2026)
- Legal entity
- CLARK Germany GmbH (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Founded
- 2015 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- clark.de
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Monthly payments available, with monthly the only model, monthly
- Broad spread of cover in one place, auto, home and life
- Three ways to reach support, email, chat and phone
- Claims handled over chat, phone and email, chat, phone and email
Cons
- Broker rather than insurer, so cover sits with a partner provider, broker
- Income protection premium sits above the site median, €29.79 against €8.37
- Support is limited to email, chat and phone
Who it suits
- People in Germany wanting auto, home, life, health, travel, pet, landlord, dental and income protection in one place
- Anyone who prefers paying monthly rather than in a lump, monthly
- Brokers and comparison shoppers who read several insurers through one site
Who should look elsewhere
- Good Sam Insurance Agency, if you want an insurer with US-style product lines rather than broker access
- bunq, if you are after banking rather than personal insurance premiums from €29.79
The company behind it
Clark is a broker, not an insurer, and the legal entity is CLARK Germany GmbH, based in Germany. It was founded in 2015. Support runs on email, chat and phone, so you can pick the route that suits the question rather than being stuck on one channel. The registration with the chamber IHK Frankfurt am Main in Germany is recorded under D-NNRU-GY7JK-66.
How Clark compares
8.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.4
8.8 vs 8.8
8.8 vs 8.7
8.8 vs 9.0
8.8 vs 9.4
8.8 vs 9.3
8.8 vs 8.9
8.8 vs 8.9
8.8 vs 8.9
8.8 vs 9.3
8.8 vs 8.6- 8.8 vs 9.3
8.8 vs 9.3Max Life Insurance
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.1
8.8 vs 9.1
8.8 vs 8.9
8.8 vs 8.9
8.8 vs 8.8
8.8 vs 8.8
8.8 vs 8.6- 8.8 vs 8.4
- 8.8 vs 8.2
Fit 2 Trip
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Where Clark is available
- Available
- Germany
- Licence in Germany
- IHK Frankfurt am Main (D-NNRU-GY7JK-66), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does Clark cost?+
Income protection premiums start at €29.79. Set against the site median of €8.37, that starting figure sits above the middle of the range, and the site upper quartile is €29.72. Your own price depends on the line of cover and the personal details you enter.
Can I pay monthly?+
Yes. Monthly payments are available, and monthly shows monthly as the only payment model, so annual lump sums are not the way this is set up. That helps if you prefer spreading the cost of a policy such as income protection across the year.
What kinds of insurance can I get?+
The list is broad: auto, home and life. That means a household with a car, a home, a pet and a landlord tenant can likely cover several needs in one place, rather than visiting a separate provider for each.
Is Clark an insurer or a broker?+
Clark is a broker, broker. The legal entity behind it is CLARK Germany GmbH, and it is registered with the chamber IHK Frankfurt am Main in Germany under D-NNRU-GY7JK-66. As a broker, it presents policies rather than underwriting them itself.
How do I get help or make a claim?+
Support runs on email, chat and phone, so email, chat and phone are all open to you. Claims are handled over chat, phone and email, which covers chat, phone and email. Phone is the faster route for anything urgent.
Where is Clark based?+
The headquarters country is DE, and the business started in 2015. It is a German operation, so the cover, the wording and the payment methods are built around the German market.
Who is Clark a good fit for?+
It suits people who want many personal insurance types gathered in one place, given the range in auto, home and life, and who prefer paying monthly through monthly. If you hold just one policy and want to deal with the insurer that underwrites it, a broker is an extra step.
Sources
- clark.de checked September 26, 2026
Backs: Claims channels, Insurance types, Support channels
“Versicherungen: Berufsunfaehigkeitsversicherung, Haftpflichtversicherung, Hausratversicherung, Hundekrankenversicherung, Katzenkrankenversicherung, Private Krankenversicherung,...”
- clark.de/berufsunfaehigkeitsversicherung checked September 26, 2026
Backs: Pricing model, Monthly payments, Premium from
“Schon ab 29,79 EUR monatlich*”
- clark.de/impressum checked September 26, 2026
Backs: Provider type, Headquarters, Legal entity, Licences
“Wilhelm-Leuschner-Strasse 17-19, 60329 Frankfurt am Main”
- clark.de/ueber-uns checked September 26, 2026
Backs: Founded
“2015 - CLARK wird in Frankfurt am Main gegruendet.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.