CoverHound review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CoverHound suits people who want a broker to shop the personal insurance market for them instead of picking one insurer alone. It covers auto, home and renters and adds cyber, professional indemnity and public liability for cyber, professional indemnity and public liability businesses, and holds a California Department of Insurance licence in the US.

Key facts

Best for
Households and small businesses wanting one broker to compare personal and business cover.
Insurance types
Auto, Home, Renters, Motorcycle (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Claims channels
Phone, Help-centre (Source, checked September 26, 2026)
Legal entity
CoverHound LLC (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Founded
2010 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Official website
coverhound.com

Business insurance

Provider type
Broker (Source, checked September 26, 2026)
Cover types
Cyber, Professional-indemnity, Public-liability (Source, checked September 26, 2026)
Legal entity
CoverHound LLC (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Founded
2010 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
LinkedInXyoutube.com

Pros and cons

Pros

  • One broker for personal and business needs, spanning auto, home and renters plus cyber, professional indemnity and public liability
  • Claims run on phone and help centre, so you can pick up the phone rather than write
  • A single US licence under the California Department of Insurance, trading as CoverHound Insurance Solutions
  • Operating since 2010, so the market relationships are not new

Cons

  • A broker sits between you and the insurer, so cover terms depend on the carrier it places you with
  • You deal with two parties after you buy, the broker for the policy and the insurer for the claim
  • As a US broker, it is a single market choice, so drivers or riders outside the US need a separate source
CoverHound

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Scored 8.7 / 10 by AssureCue.

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Who it suits

  • Drivers and homeowners who would rather see several quotes than research carriers alone
  • Renters adding contents cover to an existing home policy
  • Small businesses that need cyber, professional indemnity or public liability alongside personal cover

Who should look elsewhere

  • Shoppers who want to deal with the insurer directly and hold a single point of contact
  • Anyone needing a UK or EU policy, since the licence is US only
  • People after a fixed price stated up front, because quotes run through the broker

The company behind it

CoverHound is a broker, not an insurer, which means it compares carriers for you rather than carrying the risk itself. The legal entity is CoverHound LLC, headquartered in the US and operating since 2010. Support runs on phone and help centre, and claims run on phone and help centre. It is licensed by the California Department of Insurance, trading as CoverHound Insurance Solutions.

How CoverHound compares

Where CoverHound is available

Available
United States
Licence in United States
California Department of Insurance (DBA CoverHound Insurance Solutions) (6005304), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does CoverHound actually do?+

It is a broker rather than an insurer, so it compares carriers and places your cover with one of them. The legal entity is CoverHound LLC, a broker based in the US. That means the wording of your policy comes from the insurer, not from CoverHound.

What kinds of insurance can I get?+

On the personal side it covers auto, home and renters. For businesses it offers cyber, professional indemnity and public liability. If you need a motorbike policy and cyber cover for a small business, both sit under the same broker.

How do I make a claim?+

Claims run on phone and help centre, so you can call or use the help centre rather than post a form. Have your policy details ready. The broker can guide the claim, though the insurer named on your policy handles the payout.

Is CoverHound regulated?+

It holds a licence from the California Department of Insurance, trading as CoverHound Insurance Solutions, under licence 6005304. As a US broker, that licence is a single market, so it is not a route to UK or EU policies.

What will it cost?+

Prices are not published as a fixed figure because the broker quotes against the carrier it finds you. For context, brokers across this market typically start near €3.90 a month for car cover, with a median of €8.72. Your own quote depends on your vehicle, address and history.

Which countries does it cover?+

It is a US broker with a California Department of Insurance licence and a US headquarters, so it serves the US market. Readers in the UK or EU would need a locally licensed provider instead, such as Hiscox UK.

How long has it been trading?+

The company has operated since 2010 and is registered as CoverHound LLC. A long trading record matters less than the carrier behind the policy, which is worth checking once your quote arrives.

Can I get cover for my small business as well as my home?+

Yes. The business lines are cyber, professional indemnity and public liability, so cyber, professional indemnity and public liability sit alongside personal cover. That suits freelancers and small trades who would otherwise deal with two separate brokers.

Sources

  • coverhound.com checked September 26, 2026

    Backs: Claims channels, Founded, Headquarters, Legal entity, Support channels

    “Already have a policy? Existing and returning customers can get help here. - Obtain your Certificate of Insurance - Billing and payments - Assistance filing a claim”

  • coverhound.com checked September 26, 2026

    Backs: Cover types

    “General Liability, Professional Liability, Cyber”

  • coverhound.com/about checked September 26, 2026

    Backs: Provider type

    “We are a fully remote digital brokerage with licensed insurance advisors to answer questions and offer one-on-one guidance to shoppers.”

  • coverhound.com/licenses checked September 26, 2026

    Backs: Licences

  • coverhound.com/personal-insurance checked September 26, 2026

    Backs: Insurance types

    “Auto Insurance ... Safeguard your vehicle ... Homeowners Insurance ... Renters Insurance ... Motorcycle Insurance”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

CoverHound

CoverHound

Households and small businesses wanting one broker to compare personal and business cover.

8.7/10See alternatives

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